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HomeMy WebLinkAbout011624-10.1CHANDLER ASSET MANAGEMENT, INC. | 800.317.4747 | www.chandlerasset.com INVESTMENT REPORT Period Ending December 31, 2023 Town of Danville SECTION 1 Economic Update SECTION 2 Account Profile SECTION 3 Portfolio Holdings SECTION 4 Transactions Table of Contents As of December 31, 2023 1 SECTION |Section 1 |Economic Update 2 Economic Update ▪ ▪ ▪ Recent economic data has shown above trend growth fueled by a rise in consumer spending and a continuing healthy US job market. Inflationary trends are subsiding,but core levels remain above the Fed’s target. Given the cumulative effects of restrictive monetary policy and tighter financial conditions, we believe the economy will gradually soften and the Fed will loosen monetary policy in 2024. As expected at the December meeting, the Federal Open Market Committee voted unanimously to leave the Federal Funds rate unchanged at a target range of 5.25 - 5.50%. Fed Chair Powell signaled that the federal funds rate is likely at or near its peak. The new Summary of Economic Projections reflected Core PCE inflation reaching the target 2%level in 2026 without a significant increase in unemployment.We believe the FOMC will loosen monetary policy in mid-2024 as inflation and economic growth continue to moderate. US Treasury rates fell steeply across the yield curve in December on decelerating inflation readings and a more dovish Federal Reserve outlook. The 2-year Treasury yield declined 43 basis points to 4.25%, the 5-year Treasury yield dropped 42 basis points to 3.85%, and the 10- year Treasury yield decreased 45 basis points to 3.88%. The inversion between the 2-year Treasury yield and 10-year Treasury yield widened to -37 basis points at December month-end versus -35 basis points at November month-end. The spread between the 2-year Treasury and 10-year Treasury yield one year ago was -55 basis points. The inversion between 3-month and 10-year Treasuries widened to - 146 basis points in December from -107 basis points in November. Interest rates peaked in 2023 followed by the Fed’s dovish pivot late in the year, resulting in a decline in yields across the curve and signaling less restrictive monetary policy in 2024.The shape of the yield curve indicates that the probability of recession persists. 3 Employment -400 -200 0 200 400 600 800 1,000 MO M C h a n g e I n T h o u s a n d s ( 0 0 0 ' s ) Nonfarm Payroll (000's) Non-farm Payroll (000's) 3-month average (000's) 0.0% 5.0% 10.0% 15.0% 20.0% 25.0% Unemployment Rate Underemployment Rate (U6) Unemployment Rate (U3) Ra t e ( % ) The U.S. economy added 216,000 jobs in December, exceeding consensus expectations of 175,000, and the last two months were revised down by 71,000 jobs. Leading sectors included government, leisure, hospitality, and healthcare. The trajectory of job creation is gradually moderating, with the three-month moving average payrolls at 165,000 and the six-month moving average at 193,000. The unemployment rate remained unchanged at 3.7%, and the labor participation rate decreased to 62.5% from 62.8%, falling well below the pre-pandemic level of 63.3%. The U-6 underemployment rate, which includes those who are marginally attached to the labor force and employed part time for economic reasons rose to 7.1% from 7.0% last month. Average hourly earnings rose 4.1% year-over-year in December, increasing from a 4.0% gain last month. Employment remains strong by historical standards,but data are trending toward a less robust labor market outlook. Source: US Department of Labor Source: US Department of Labor 4 Job Openings & Labor Turnover Survey 0 2,000 4,000 6,000 8,000 10,000 12,000 14,000 Job Openings Recession Historical Average In T h o u s a n d s ( 0 0 0 ' s ) The Labor Department’s Job Openings and Labor Turnover Survey (JOLTS) dipped to 8.79 million in November, compared to an upwardly revised 8.85 million for October. While on a downward trend, job openings still represent a healthy ratio of around 1.4 jobs for each unemployed individual. The quits rate declined to 2.2%, hovering around pre-pandemic levels, down from its high of 3.0%in mid-2022 when labor demand far outstripped supply. While the current level of job openings remains elevated from a historical perspective, the trend is decelerating. Source: US Department of Labor 5 Inflation 0.0% 1.0% 2.0% 3.0% 4.0% 5.0% 6.0% 7.0% 8.0% 9.0% 10.0% Consumer Price Index (CPI) CPI YOY % Change Core CPI YOY % Change YO Y ( % ) C h a n g e 0.0% 1.0% 2.0% 3.0% 4.0% 5.0% 6.0% 7.0% 8.0% 9.0% 10.0% Personal Consumption Expenditures (PCE) PCE Price Deflator YOY % Change PCE Core Deflator YOY % Change Fed Target YO Y ( % ) C h a n g e The Consumer Price Index (CPI) increased 0.1% month-over-month and 3.1% year-over-year in November, edging down from 3.2% year- over-year in October. The Core CPI, which excludes volatile food and energy components, was up 0.3% month-over-month and 4.0% year- over-year, unchanged from October as expected. Shelter was the largest contributor to November's Core CPI monthly advance, accounting for 70%of the increase. The Personal Consumption Expenditures (PCE) Index eased more than expected in November,as headline inflation fell 0.1% month-over-month and rose 2.6% year-over-year, down from a 2.9% increase in October. Core PCE, the Federal Reserve’s preferred inflation gauge, increased 0.1% month-over-month and decelerated to 3.2% year-over-year in November from a 3.4% year-over-year increase in October. The trend is moderating, but inflation remains above the Fed's 2% target. Source: US Department of Labor Source: US Department of Commerce 6 Consumer -30.0% -20.0% -10.0% 0.0% 10.0% 20.0% 30.0% 40.0% 50.0% 60.0% Retail Sales YOY % Change YO Y ( % ) C h a n g e Retail Sales rose 0.3%in November after a downwards revision to -0.2%in October, exceeding the -0.1% consensus forecast.On a year- over-year basis, Retail Sales growth accelerated to 4.1%in November from 2.2%in October buoyed by non-store retailers up 10.6%,as well as food services and drinking places up 11.3%. The Conference Board’s Consumer Confidence Index surged to 110.7 in December from 101.0 in November, far surpassing consensus expectations. Positive ratings of job availability and increased confidence in personal income prospects contributed to the substantial increase. While the consumer has been resilient, dwindling excess savings, rising credit card balances, and the resumption of student loan payments pose potential headwinds to future economic growth. 0 20 40 60 80 100 120 140 160 In d e x L e v e l Consumer Confidence Recession Source: US Department of Commerce Source: The Conference Board All time high is 144.70 (1/31/00); All time low is 25.30 (2/28/09) 7 Housing 0 200 400 600 800 1,000 1,200 1,400 1,600 1,800 2,000 2,200 2,400 In T h o u s a n d s o f U n i t s Annualized Housing Starts Multi Family Housing Starts Single Family Housing Starts Housing Starts increased sharply month-over-month in November by 14.8%to an annual rate of 1.560 million units. Starts were up 18%for single-family units and up 6.9% for multi-family. Total starts of new homes are up 9.3% year-over-year. The pick-up in growth can be partially attributed to lower costs of construction materials and homebuilders adjusting projects to accommodate the higher interest rate environment. According to Freddie Mac, average 30-year fixed rate mortgage rates declined to 6.49%as of December 21st, paralleling the drop in the 10-year US Treasury yield. According to the Case-Shiller 20-City Home Price Index, housing prices rose 4.9% year-over-year in October, accelerating from a 3.9% year-over-year gain in September. Tight inventories and higher mortgage rates continue to impact affordability. Source: US Department of Commerce Source: S&P -20.0% -16.0% -12.0% -8.0% -4.0% 0.0% 4.0% 8.0% 12.0% 16.0% 20.0% 24.0% S&P/Case-Shiller 20 City Composite Home Price Index Recession YO Y ( % ) C h a n g e 8 Survey Based Measures 40 45 50 55 60 65 70 Institute of Supply Management (ISM) Surveys ISM Manufacturing ISM Services EXPANDING CONTRACTING The Institute for Supply Management (ISM) Manufacturing index moved higher to 47.4 in December from 46.7 in November due to improved performance as suppliers are better able to meet lower demand levels. However, this marks the 14th consecutive month of contraction in factory activity below a reading of 50.The ISM Services Index unexpectedly declined to 50.6 in December from 52.7 in November, narrowly remaining in the expansion zone above 50.Notably, the employment component of the index plummeted by 7.4 points to 43.3, entering contractionary territory. This decline was primarily driven by increased layoffs and a softening in consumer demand. Source: Institute for Supply Management 9 Leading Indicators of Economic Activity -25.0% -20.0% -15.0% -10.0% -5.0% 0.0% 5.0% 10.0% 15.0% 20.0% Leading Economic Indicators (LEI) Recession YO Y (% ) C h a n g e -1.00 -0.75 -0.50 -0.25 0.00 0.25 0.50 0.75 1.00 Chicago Fed National Activity Index (CFNAI) Recession 3 M o n t h A v e r a g e The Conference Board’s Leading Economic Index (LEI) fell 0.5%in November, marking the twentieth consecutive month-over-month decline. The index dropped 7.6% year-over-year. The Conference Board expects the consistent decline month-over-month to result in a slowdown in economic activity. The Chicago Fed National Activity Index (CFNAI) improved in November to 0.03 from a downwardly revised -0.66 in October.On a 3-month moving average basis, the CFNAI rose slightly to -0.20 in November from -0.26 in October, indicating a rate of growth below the historical average trend. Source: The Conference Board Source: Federal Reserve Bank of Chicago 10 Gross Domestic Product (GDP) Components of GDP 12/22 3/23 6/23 9/23 0.8% 2.5% 0.6% 2.1% 0.6% -1.7% 0.9% 1.7% 0.3% 0.6% 0.0% 0.0% 0.6% 0.3% 0.1% 0.5% 0.3% 0.5% 0.5% 0.5% 2.6% 2.3% 2.1% 4.9% Personal Consumption Expenditures Gross Private Domestic Investment Net Exports and Imports Federal Government Expenditures Total State and Local (Consumption and Gross Investment) -40.0% -30.0% -20.0% -10.0% 0.0% 10.0% 20.0% 30.0% 40.0% Gross Domestic Product (GDP) GDP QOQ % Change GDP YOY % Change Source: US Department of Commerce Source: US Department of Commerce According to the third estimate, third quarter GDP grew at an annualized rate of 4.9%, revised down from the second estimate of 5.2%, with the downward revisions driven primarily by personal consumption expenditures. The consensus estimate calls for a marked slowing to 1.2% in the fourth quarter and 2.4% for full year 2023. 11 Federal Reserve Source: Federal Reserve Source: Bloomberg 0 1,000,000 2,000,000 3,000,000 4,000,000 5,000,000 6,000,000 7,000,000 8,000,000 9,000,000 10,000,000 Federal Reserve Balance Sheet Assets Recession In $ m i l l i o n s As expected at the December meeting, the Federal Open Market Committee voted unanimously to leave the federal funds rate unchanged at a target range of 5.25-5.50%. The Fed acknowledged inflation eased over the past year while remaining elevated. Fed Chair Powell signaled that the federal funds rate is likely at or near its peak. The Summary of Economic Projections reflected Core PCE inflation reaching the target 2% level in 2026 without a significant increase in unemployment. The median forecast for the federal funds rate declined to 4.6%, implying three quarter-point cuts next year, four in 2025 and three in 2026, placing the federal funds target rate around 2.9% at the end of the forecast horizon. The market interpreted the statement as dovish, with futures contracts pricing in rate cuts sooner and more aggressively than the Fed’s forecasts next year. We believe the FOMC will loosen monetary policy in mid-2024 as inflation and economic growth continue to moderate. Since the Fed began its Quantitative Tightening campaign in June 2022, securities holdings have declined by over $1.2T to approximately $7.8T. 0.00% 1.00% 2.00% 3.00% 4.00% 5.00% 6.00% Effective Federal Funds Rate Recession Yi e l d ( % ) 12 Bond Yields Source: Bloomberg Source: Bloomberg 0.0% 1.0% 2.0% 3.0% 4.0% 5.0% 6.0% US Treasury Note Yields 2-Year 5-Year 10-Year Yi e l d ( % ) 0.0% 1.0% 2.0% 3.0% 4.0% 5.0% 6.0% US Treasury Yield Curve Dec-23 Sep-23 Dec-22 Yi e l d ( % ) At the end of December, the 2-year Treasury yield was 18 basis points lower, and the 10-Year Treasury yield was flat, year-over-year. The inversion between the 2-year Treasury yield and 10-year Treasury yield widened to -37 basis points at December month-end versus -35 basis points at November month-end. The average historical spread (since 2003)is about +130 basis points. The inversion between 3- month and 10-year Treasuries widened to -146 basis points in December from -107 basis points in November. The shape of the yield curve indicates that the probability of recession persists. 13 Section 2|SECTION |Section 2 |Account Profile 14 Objectives Chandler Asset Management Performance Objective The performance objective is to achieve a return that equals the return on an unmanaged index of one-to- three year Treasury securities (a “market rate of return”). Investment Objectives The primary investment objectives of the Town of Danville are to preserve principal and to maintain adequate liquidity to meet the Town’s cash flow requirements. The Town expects to achieve a rate of return which is consistent with its primary objectives. Strategy In order to meet its objectives, the Town invests in securities permitted under California Government Code Section 53600 et seq. and under its Investment Policy. The maximum maturity of the Town’s investments is five years, unless specifically authorized by the Town Council. As of December 31, 2023 15 Compliance As of December 31, 2023 Category Standard Comment U.S. Treasuries No Limitation; Obligations of the U.S. Treasury or securities guaranteed by the full faith and credit of the U.S. ("Treasury obligations") excluding securities which have been stripped of their coupon; 5 years max maturity Complies Federal Agencies 30% max per Agency issuer; 20% max agency callable securities; 5 years max maturity Complies Supranational Obligations "AA" rating category or higher by a NRSRO; 30% max; 5% max per issuer; 5 years max maturity; USD denominated senior unsecured unsubordinated obligations; Issued or unconditionally guaranteed by IBRD, IFC, or IADB Complies Municipal Securities (CA, Local Agency)"A" rating category or better by a NRSRO; 30% max; 5% max per issuer; 5 years max maturity Complies Municipal Securities (CA, Other States)"A" rating category or better by a NRSRO; 30% max; 5% max per issuer; 5 years max maturity Complies Corporate Medium Term Notes "A" rating category or higher by a NRSRO; 30% max (Town Council Directive as of 7/21/16: 20% maximum. Of the 20% total permitted, up to 10% rated "A", and the balance rated "AA" or better); 5% max per issuer; 5 years max maturity Complies Asset-Backed Securities, Collateralized Mortgage Obligations AAA rated by a NRSRO; 15% max(combination of ABS and CMOs); 5% max per issuer; 5 years max maturity Complies Agency Mortgage Pass-Through Securities 15% max; 5 years max maturity; Issued by Agencies of the U.S. government only Complies Negotiable Certificates of Deposit (NCD) "A-1" short-term rated or higher by a NRSRO; and "A" long-term rating category or higher by a NRSRO; 30% max; 5% max per issuer; 2 years max maturity Complies Bank/Time Deposits Funds on deposit in banks must be FDIC insured or collateralized in accordance with California Government Code Complies Banker’s Acceptances "A-1" short-term rated or higher by a NRSRO; and "A" long-term rating category or higher by a NRSRO; 40% max; 5% max per issuer; 180 days max maturity Complies Commercial Paper "A-1" short-term rated or higher by a NRSRO; and "A" long-term rating category or higher by a NRSRO, if any; 25% max; 5% max per issuer; 270 days max maturity; Issued by corporations organized and operating within the U.S. and having total assets in excess of $500 million; or organized within the U.S. as special purpose corporation, trust, or LLC, provided it has program wide-credit enhancements including, but not limited, to overcollateralization, LOC, or surety bond. Complies Money Market Mutual Funds Highest rating by two NRSROs; or SEC registered adviser with AUM >$500 million and experience greater than 5 years; 20% max in Money Market Mutual Funds; 20% max combined Money Market Mutual Funds and Mutual Funds Complies Town of Danville - All Accounts Assets managed by Chandler Asset Management are in full compliance with state law and the Client’s investment policy. 16 Compliance As of December 31, 2023 Category Standard Comment Mutual Funds Highest rating by two NRSROs; or SEC registered adviser with AUM >$500 million and experience greater than 5 years; 10% max per one Mutual Fund; 20% max combined Money Market Mutual Funds and Mutual Funds Complies Local Agency Investment Fund (LAIF) 30% max or $10 million, whichever is higher; The amount invested in LAIF should be based upon the Town's cash flow needs and the difference in yield paid upon funds invested in LAIF compared to other investment options authorized by the policy. Complies Repurchase Agreements 15% max; 30 days max maturity; 102% collateralized by Treasuries or Agencies; Not used by Investment Adviser Complies Max Per Issuer 5% max per issuer, with the exception of LAIF, Treasuries, Agencies, Money Market Mutual Funds; or unless otherwise stated in the investment policy Complies Maximum Maturity 5 years, unless specified as shorter than five years Complies Town of Danville - All Accounts Assets managed by Chandler Asset Management are in full compliance with state law and the Client’s investment policy. 17 Portfolio Characteristics Danville Short Term Treasury Pool 12/31/23 09/30/23 Benchmark*Portfolio Portfolio Average Maturity (yrs)1.85 2.00 1.91 Average Modified Duration 1.77 1.76 1.68 Average Purchase Yield n/a 2.64%2.28% Average Market Yield 4.37%4.61%5.26% Average Quality**AA+AA+/Aa1 AA+/Aa1 Total Market Value 92,988,157 90,701,639 *ICE BofA 1-3 Yr US Treasury Index **Benchmark is a blended rating of S&P, Moody’s, and Fitch. Portfolio is S&P and Moody’s respectively. As of December 31, 2023 18 Danville Short Term Treasury Pool Sector Distribution ABS 5.5% Agency 23.8% CMO 7.2% Corporate 15.5% LAIF 0.1% Money Market Fund 0.2% Supranational 3.4% US Treasury 44.4% December 31, 2023 September 30, 2023 ABS 6.0% Agency 24.2% CMO 4.9% Corporate 14.3%LAIF 0.1% Money Market Fund 0.7% Supranational 2.8% US Treasury 47.1% As of December 31, 2023 19 Issue Name Investment Type % Portfolio Government of United States US Treasury 44.40% Federal Farm Credit Bank Agency 13.05% Federal Home Loan Bank Agency 7.94% Federal Home Loan Mortgage Corp CMO 7.16% Federal National Mortgage Association Agency 2.85% International Finance Corp Supranational 2.05% Apple Inc Corporate 1.31% Inter-American Dev Bank Supranational 1.30% JP Morgan Chase & Co Corporate 1.23% Deere & Company Corporate 1.23% Bank of America Corp Corporate 1.12% JP Morgan ABS ABS 1.09% Charles Schwab Corp/The Corporate 1.07% Amazon.com Inc Corporate 1.06% Microsoft Corporate 1.06% MasterCard Inc Corporate 1.05% Honda Motor Corporation Corporate 1.04% Honeywell Corp Corporate 1.03% Paccar Financial Corporate 0.98% Caterpillar Inc Corporate 0.96% Toyota ABS ABS 0.90% Wal-Mart Stores Corporate 0.75% GM Financial Automobile Leasing Trust ABS 0.64% Honda ABS ABS 0.62% Hyundai Auto Receivables ABS 0.61% John Deere ABS ABS 0.57% BMW ABS ABS 0.50% Colgate-Palmolive Co.Corporate 0.50% Morgan Stanley Corporate 0.49% GM Financial Securitized Term Auto Trust ABS 0.42% Pepsico Inc Corporate 0.40% State Street Bank Corporate 0.28% Wells Fargo Adv Tsy Plus Money Market Fund Money Market Fund 0.17% Local Agency Investment Fund LAIF 0.08% BMW Vehicle Lease Trust ABS 0.07% Mercedes-Benz Auto Lease Trust ABS 0.03% TOTAL 100.00% Issuers Danville Short Term Treasury Pool –Account #21 As of December 31, 2023 20 0.0% 10.0% 20.0% 30.0% 40.0% 50.0% 60.0% 70.0% 0 - 0.25 0.25 - 0.50 0.50 - 1 1 - 2 2 - 3 3 - 4 4 - 5 5+ Danville Short Term Treasury Pool ICE BofA 1-3 Yr US Treasury Index Portfolio Compared to the Benchmark 0 -0.25 0.25 -0.50 0.50 -1 1 -2 2 -3 3 -4 4 -5 5+ Portfolio 6.6% 8.5% 17.5% 28.2% 18.5% 17.0% 3.7% 0.0% Benchmark*0.0% 0.0% 2.5% 58.5% 39.0% 0.0% 0.0% 0.0% *ICE BofA 1-3 Yr US Treasury Index Duration Distribution Danville Short Term Treasury Pool As of December 31, 2023 21 AAA AA A <A NR 12/31/23 10.5%71.9%10.9%0.0%6.8% 09/30/23 9.5%74.9%9.6%0.0%5.9% Source: S&P Ratings December 31, 2023 vs. September 30, 2023 0.0% 10.0% 20.0% 30.0% 40.0% 50.0% 60.0% 70.0% 80.0% AAA AA A <A NR 12/31/23 09/30/23 Quality Distribution Danville Short Term Treasury Pool As of December 31, 2023 22 Purchase Yield as of 12/31/23 = 2.64% 0.00 0.50 1.00 1.50 2.00 2.50 3.00 Pe r c e n t ( % ) Historical Average Purchase Yield Danville Short Term Treasury Pool As of December 31, 2023 23 Growth Over Time As of December 31, 2023 Growth of $1 Million As of 12/31/2023 Dollar Value Return Danville Total Return $2,573,649 3.34% Danville Realized Return $2,575,899 3.35% LAIF $2,076,365 2.57% Historical Return of $1 Million Invested on March 31, 1995 24 Total and Realized Rate of Return Annualized Since Inception March 31, 1995 Total rate of return: A measure of a portfolio’s performance over time. It is the internal rate of return, which equates the beginning value of the portfolio with the ending market value; it includes interest earnings, realized and unrealized gains and losses in the portfolio. Realized rate of return: A measure of a portfolio’s return over time. It is the internal rate which equates the beginning book value of the portfolio with the ending book value; it includes interest earnings, realized gains and losses in the portfolio. -1.00% 0.00% 1.00% 2.00% 3.00% 4.00% 5.00% 12 months 2 years 3 years 5 years 10 years Since Inception Danville Short Term Treasury Pool ICE BofA 1-3 Yr US Treasury Index Annualized TOTAL RATE OF RETURN 3 months 12 months 2 years 3 years 5 years 10 years Since Inception Danville Short Term Treasury Pool 2.52%4.66%0.69%0.29%1.55%1.27%3.34% ICE BofA 1-3 Yr US Treasury Index 2.49%4.26%0.22%-0.04%1.30%1.05%3.08% REALIZED RATE OF RETURN Danville Short Term Treasury Pool 0.61%1.95%1.64%1.61%1.77%1.48%3.35% Investment Performance Danville Short Term Treasury Pool As of December 31, 2023 25 Portfolio Characteristics Danville NERIAD Improvement Fund (89-1 90A) 12/31/23 09/30/23 Benchmark*Portfolio Portfolio Average Maturity (yrs)0.17 0.41 0.19 Average Modified Duration 0.16 0.40 0.19 Average Purchase Yield n/a 5.33%5.02% Average Market Yield 5.05%5.26%5.21% Average Quality**AA+AAA/Aaa AAA/Aaa Total Market Value 916,667 904,460 *ICE BofA 3-Month US Treasury Bill Index **Benchmark is a blended rating of S&P, Moody’s, and Fitch. Portfolio is S&P and Moody’s respectively. As of December 31, 2023 26 Issue Name Investment Type % Portfolio Government of United States US Treasury 96.09% Wells Fargo Adv Tsy Plus Money Market Fund Money Market Fund 3.91% TOTAL 100.00% Issuers Danville NERIAD Improvement Fund (89-1 90A) –Account #24 As of December 31, 2023 27 SECTION |Section 3 |Portfolio Holdings 28 Holdings Report Danville Short Term Treasury Pool -Account #21 CUSIP Security Description Par Value/Units Purchase Date Book Yield Cost Value Book Value Mkt Price Mkt YTM Market Value Accrued Int. % of Port. Gain/Loss Moody/S&P Fitch Maturity Duration ABS 58769KAD6 Mercedes-Benz Auto Lease Trust 2021-B A3 0.400% Due 11/15/2024 32,452.13 06/22/2021 0.40% 32,449.68 32,452.09 99.81 6.17% 32,390.73 5.77 0.03% (61.36) NR / AAA AAA 0.88 0.03 05601XAC3 BMW Vehicle Lease Trust 2022-1 A3 1.100% Due 03/25/2025 66,300.81 01/11/2022 1.11% 66,290.90 66,299.76 99.43 6.24% 65,924.55 12.16 0.07% (375.21) NR / AAA AAA 1.23 0.11 36266FAC3 GM Financial Auto Lease Trust 2022-2 A3 3.420% Due 06/20/2025 385,830.14 05/03/2022 3.45% 385,789.90 385,820.04 99.38 5.86% 383,448.41 403.19 0.41% (2,371.63) NR / AAA AAA 1.47 0.25 47788UAC6 John Deere Owner Trust 2021-A A3 0.360% Due 09/15/2025 72,647.69 03/02/2021 0.37% 72,633.74 72,644.63 98.22 5.62% 71,357.68 11.62 0.08% (1,286.95) Aaa / NR AAA 1.71 0.34 89190GAC1 Toyota Auto Receivables Trust 2021-B A3 0.260% Due 11/17/2025 417,493.09 06/08/2021 0.26% 417,448.13 417,484.28 97.85 5.75% 408,515.32 48.24 0.44% (8,968.96) NR / AAA AAA 1.88 0.39 43815GAC3 Honda Auto Receivables Trust 2021-4 A3 0.880% Due 01/21/2026 181,103.58 11/16/2021 0.89% 181,065.40 181,090.14 97.04 5.75% 175,734.58 44.27 0.19% (5,355.56) Aaa / NR AAA 2.06 0.61 47789QAC4 John Deere Owner Trust 2021-B A3 0.520% Due 03/16/2026 188,884.77 07/13/2021 0.52% 188,867.92 188,879.22 97.29 5.63% 183,769.20 43.65 0.20% (5,110.02) Aaa / NR AAA 2.21 0.53 89238JAC9 Toyota Auto Receivables Trust 2021-D A3 0.710% Due 04/15/2026 173,316.04 11/09/2021 0.71% 173,312.35 173,314.76 97.03 5.67% 168,170.29 54.69 0.18% (5,144.47) NR / AAA AAA 2.29 0.60 43815BAC4 Honda Auto Receivables Trust 2022-1 A3 1.880% Due 05/15/2026 414,759.05 02/15/2022 1.89% 414,696.67 414,732.55 97.33 5.61% 403,693.69 346.55 0.43% (11,038.86) Aaa / AAA NR 2.37 0.71 05602RAD3 BMW Vehicle Owner Trust 2022-A A3 3.210% Due 08/25/2026 292,886.02 05/10/2022 3.23% 292,870.79 292,878.75 98.59 5.24% 288,751.64 156.69 0.31% (4,127.11) Aaa / AAA NR 2.65 0.70 47787JAC2 John Deere Owner Trust 2022-A A3 2.320% Due 09/16/2026 278,863.74 03/10/2022 2.34% 278,802.05 278,833.69 97.77 5.39% 272,635.04 287.54 0.29% (6,198.65) Aaa / NR AAA 2.71 0.73 448977AD0 Hyundai Auto Receivables Trust 2022-A A3 2.220% Due 10/15/2026 577,800.16 03/09/2022 2.23% 577,777.91 577,790.21 97.72 5.40% 564,652.32 570.10 0.61% (13,137.89) NR / AAA AAA 2.79 0.72 380146AC4 GM Financial Auto Receivables 2022-1 A3 1.260% Due 11/16/2026 141,771.98 01/11/2022 1.27% 141,759.65 141,766.89 97.07 5.49% 137,619.34 74.43 0.15% (4,147.55) NR / AAA AAA 2.88 0.69 379929AD4 GM Financial Auto Leasing 2023-3 A3 5.380% Due 11/20/2026 210,000.00 08/08/2023 5.45% 209,974.82 209,978.87 100.67 5.00% 211,404.90 345.22 0.23% 1,426.03 NR / AAA AAA 2.89 1.53 362585AC5 GM Financial Securitized ART 2022-2 A3 3.100% Due 02/16/2027 260,000.00 04/05/2022 3.13% 259,945.66 259,972.92 98.06 5.34% 254,951.06 335.83 0.27% (5,021.86) Aaa / AAA NR 3.13 0.88 05592XAD2 BMW Vehicle Owner Trust 2023-A A3 5.470% Due 02/25/2028 175,000.00 07/11/2023 5.54% 174,968.99 174,973.21 101.04 4.95% 176,819.30 159.54 0.19% 1,846.09 NR / AAA AAA 4.16 1.78 89239FAD4 Toyota Auto Receivables Owner 2023-D A3 5.540% Due 08/15/2028 255,000.00 11/07/2023 5.61% 254,972.51 254,973.52 101.95 3.86% 259,975.82 627.87 0.28% 5,002.30 NR / AAA AAA 4.63 1.11 As of December 31, 2023 29 Holdings Report Danville Short Term Treasury Pool -Account #21 CUSIP Security Description Par Value/Units Purchase Date Book Yield Cost Value Book Value Mkt Price Mkt YTM Market Value Accrued Int. % of Port. Gain/Loss Moody/S&P Fitch Maturity Duration 161571HT4 Chase Issuance Trust 23-A1 A 5.160% Due 09/15/2028 995,000.00 09/07/2023 5.23% 994,724.19 994,751.37 101.55 4.59% 1,010,388.67 2,281.87 1.09% 15,637.30 NR / AAA AAA 4.71 2.46 TOTAL ABS 5,119,109.20 3.00% 5,118,351.26 5,118,636.90 5.24% 5,070,202.54 5,809.23 5.46% (48,434.36) Aaa / AAA AAA 3.01 1.07 Agency 3135G0V34 FNMA Note 2.500% Due 02/05/2024 1,700,000.00 03/24/2020 0.82% 1,808,052.00 1,702,678.34 99.73 5.27% 1,695,486.50 17,236.11 1.84% (7,191.84) Aaa / AA+ AA+ 0.10 0.09 3130A7PH2 FHLB Note 1.875% Due 03/08/2024 1,500,000.00 03/03/2020 0.85% 1,560,525.00 1,502,768.04 99.35 5.35% 1,490,319.00 8,828.13 1.61% (12,449.04) Aaa / AA+ NR 0.19 0.18 3130APQ81 FHLB Callable Note Mnthly 12/8/2021 1.000% Due 11/08/2024 900,000.00 08/01/2022 3.11% 858,798.00 884,493.34 96.85 4.82% 871,624.80 1,325.00 0.94% (12,868.54) Aaa / AA+ NR 0.86 0.83 3130AQF40 FHLB Note 1.000% Due 12/20/2024 1,000,000.00 07/27/2022 3.15% 950,740.00 980,093.56 96.40 4.85% 963,994.00 305.56 1.04% (16,099.56) Aaa / AA+ NR 0.97 0.94 3133ENKS8 FFCB Note 1.125% Due 01/06/2025 595,000.00 01/06/2022 1.20% 593,661.25 594,544.75 96.64 4.55% 575,034.18 3,253.91 0.62% (19,510.57) Aaa / AA+ AA+ 1.02 0.98 3133ENPG9 FFCB Note 1.750% Due 02/14/2025 1,500,000.00 Various 1.83% 1,496,422.50 1,498,650.62 96.95 4.57% 1,454,310.00 9,989.58 1.57% (44,340.62) Aaa / AA+ AA+ 1.13 1.08 3133ENPY0 FFCB Note 1.750% Due 02/25/2025 750,000.00 03/14/2022 2.06% 743,440.50 747,438.27 96.78 4.66% 725,829.00 4,593.75 0.79% (21,609.27) Aaa / AA+ AA+ 1.16 1.11 3133ENWH9 FFCB Note 2.900% Due 05/09/2025 1,000,000.00 05/03/2022 2.97% 998,050.00 999,121.08 97.81 4.59% 978,055.00 4,188.89 1.06% (21,066.08) Aaa / AA+ AA+ 1.36 1.30 3135G05X7 FNMA Note 0.375% Due 08/25/2025 1,000,000.00 12/09/2021 1.17% 971,060.00 987,133.03 93.49 4.51% 934,917.00 1,312.50 1.01% (52,216.03) Aaa / AA+ AA+ 1.65 1.61 3133EPNG6 FFCB Note 4.375% Due 06/23/2026 2,000,000.00 06/22/2023 4.42% 1,997,620.00 1,998,031.55 100.44 4.18% 2,008,884.00 1,944.44 2.16% 10,852.45 Aaa / AA+ AA+ 2.48 2.32 3133EPSW6 FFCB Note 4.500% Due 08/14/2026 1,500,000.00 08/09/2023 4.58% 1,496,550.00 1,496,990.69 100.84 4.16% 1,512,616.50 25,687.50 1.65% 15,625.81 Aaa / AA+ AA+ 2.62 2.41 3130AXU63 Federal Home Loan Banks Note 4.625% Due 11/17/2026 1,000,000.00 11/30/2023 4.53% 1,002,530.00 1,002,457.51 101.41 4.10% 1,014,119.00 5,652.78 1.10% 11,661.49 Aaa / AA+ NR 2.88 2.66 3133EPH81 FFCB Note 4.500% Due 10/04/2027 1,500,000.00 12/08/2023 4.41% 1,504,500.00 1,504,432.16 101.74 4.00% 1,526,026.50 5,062.50 1.65% 21,594.34 Aaa / AA+ NR 3.76 3.42 3133EPC60 FFCB Note 4.625% Due 11/15/2027 1,750,000.00 11/09/2023 4.73% 1,743,507.50 1,743,716.36 102.24 3.99% 1,789,235.00 10,342.01 1.94% 45,518.64 Aaa / AA+ AA+ 3.88 3.50 3130ATUS4 FHLB Note 4.250% Due 12/10/2027 1,500,000.00 05/15/2023 3.66% 1,536,930.00 1,531,840.78 101.03 3.96% 1,515,438.00 3,718.75 1.63% (16,402.78) Aaa / AA+ NR 3.95 3.59 As of December 31, 2023 30 Holdings Report Danville Short Term Treasury Pool -Account #21 CUSIP Security Description Par Value/Units Purchase Date Book Yield Cost Value Book Value Mkt Price Mkt YTM Market Value Accrued Int. % of Port. Gain/Loss Moody/S&P Fitch Maturity Duration 3133EPGW9 FFCB Note 3.875% Due 04/25/2028 1,500,000.00 04/27/2023 3.76% 1,507,905.00 1,506,841.45 99.40 4.03% 1,490,938.50 10,656.25 1.61% (15,902.95) Aaa / AA+ AA+ 4.32 3.91 3130AWC24 FHLB Note 4.000% Due 06/09/2028 1,500,000.00 07/06/2023 4.49% 1,467,705.00 1,470,851.78 100.35 3.91% 1,505,250.00 3,666.67 1.62% 34,398.22 Aaa / AA+ NR 4.44 4.02 TOTAL Agency 22,195,000.00 3.19% 22,237,996.75 22,152,083.31 4.40% 22,052,076.98 117,764.33 23.84% (100,006.33) Aaa / AA+ AA+ 2.34 2.16 CMO 3137BVZ82 FHLMC K063 3.430% Due 01/25/2027 1,000,000.00 06/06/2023 4.48% 965,625.00 970,965.31 97.17 4.42% 971,729.00 2,858.33 1.05% 763.69 NR / NR AAA 3.07 2.72 3137F2LJ3 FHLMC K066 A2 3.117% Due 06/25/2027 1,000,000.00 05/18/2023 4.28% 958,984.38 965,206.48 95.98 4.39% 959,837.00 2,597.50 1.04% (5,369.48) NR / NR AAA 3.48 3.10 3137FBBX3 FHLMC K068 A2 3.244% Due 08/25/2027 1,000,000.00 05/12/2023 4.00% 970,820.31 975,167.84 96.15 4.39% 961,467.00 2,703.33 1.04% (13,700.84) Aaa / NR NR 3.65 3.31 3137FBU79 FHLMC K069 A2 3.187% Due 09/25/2027 1,140,000.00 12/27/2023 4.92% 1,097,561.72 1,097,654.92 95.94 4.38% 1,093,720.56 3,027.65 1.18% (3,934.36) NR / AAA NR 3.74 3.33 3137FETN0 FHLMC K073 A2 3.350% Due 01/25/2028 720,000.00 05/24/2023 4.34% 691,987.50 695,544.64 96.17 4.38% 692,438.40 402.00 0.75% (3,106.24) NR / NR AAA 4.07 3.64 3137FJEH8 FHLMC K081 A2 3.900% Due 08/25/2028 1,000,000.00 09/05/2023 4.88% 957,968.75 960,634.82 97.96 4.37% 979,631.00 3,250.00 1.06% 18,996.18 NR / NR AAA 4.65 4.14 3137FJKE8 FHLMC K082 A2 3.920% Due 09/25/2028 1,000,000.00 10/30/2023 5.33% 940,742.19 942,729.60 98.05 4.36% 980,458.00 3,266.67 1.06% 37,728.40 NR / NR AAA 4.74 4.17 TOTAL CMO 6,860,000.00 4.62% 6,583,689.85 6,607,903.61 4.38% 6,639,280.96 18,105.48 7.16% 31,377.35 Aaa / AAA AAA 3.91 3.48 Corporate 02665WCT6 American Honda Finance Note 3.550% Due 01/12/2024 950,000.00 08/19/2019 2.07% 1,008,634.00 950,401.85 99.95 5.24% 949,484.15 15,832.01 1.04% (917.70) A3 / A- A 0.03 0.03 24422EVN6 John Deere Capital Corp Note 0.450% Due 01/17/2024 615,000.00 03/01/2021 0.47% 614,563.35 614,993.34 99.79 5.10% 613,728.18 1,260.75 0.66% (1,265.16) A2 / A A+ 0.05 0.04 808513BN4 Charles Schwab Corp Callable Note Cont 2/18/2024 0.750% Due 03/18/2024 1,000,000.00 11/17/2021 0.92% 996,020.00 999,639.46 98.97 5.60% 989,729.00 2,145.83 1.07% (9,910.46) A2 / A- A 0.21 0.21 023135BW5 Amazon.com Inc Note 0.450% Due 05/12/2024 1,000,000.00 Various 0.69% 994,141.10 999,152.56 98.23 5.40% 982,328.00 612.51 1.06% (16,824.56) A1 / AA AA- 0.36 0.36 As of December 31, 2023 31 Holdings Report Danville Short Term Treasury Pool -Account #21 CUSIP Security Description Par Value/Units Purchase Date Book Yield Cost Value Book Value Mkt Price Mkt YTM Market Value Accrued Int. % of Port. Gain/Loss Moody/S&P Fitch Maturity Duration 14913R2L0 Caterpillar Financial Service Note 0.450% Due 05/17/2024 905,000.00 05/10/2021 0.50% 903,787.30 904,848.41 98.16 5.41% 888,367.01 497.75 0.96% (16,481.40) A2 / A A+ 0.38 0.37 24422EVQ9 John Deere Capital Corp Note 0.450% Due 06/07/2024 540,000.00 06/07/2021 0.49% 539,325.00 539,902.42 97.86 5.50% 528,456.42 162.00 0.57% (11,446.00) A2 / A A+ 0.44 0.42 69371RR40 Paccar Financial Corp Note 0.500% Due 08/09/2024 385,000.00 08/03/2021 0.52% 384,792.10 384,958.08 97.06 5.50% 373,686.78 759.31 0.40% (11,271.30) A1 / A+ NR 0.61 0.59 57636QAN4 MasterCard Inc Callable Note 1x 02/03/2025 2.000% Due 03/03/2025 1,000,000.00 02/25/2022 2.03% 999,010.00 999,615.00 96.88 4.77% 968,789.00 6,555.56 1.05% (30,826.00) Aa3 / A+ NR 1.17 1.13 037833DT4 Apple Inc Callable Note Cont 4/11/2025 1.125% Due 05/11/2025 500,000.00 02/25/2022 2.04% 485,870.00 493,994.45 95.36 4.69% 476,778.50 781.25 0.51% (17,215.95) Aaa / AA+ NR 1.36 1.32 46647PCH7 JP Morgan Chase & Co Callable Note Cont 6/1/2024 0.824% Due 06/01/2025 750,000.00 05/24/2021 2.05% 750,972.00 750,343.96 97.86 6.00% 733,941.00 515.00 0.79% (16,402.96) A1 / A- AA- 1.42 1.28 194162AM5 Colgate Palmolive Co. Note 3.100% Due 08/15/2025 470,000.00 08/01/2022 3.13% 469,567.60 469,767.71 97.81 4.52% 459,684.44 5,504.22 0.50% (10,083.27) Aa3 / AA- NR 1.62 1.54 931142EW9 Wal-Mart Stores Note 3.900% Due 09/09/2025 700,000.00 09/26/2022 4.64% 685,776.00 691,851.25 99.01 4.51% 693,043.40 8,493.33 0.75% 1,192.15 Aa2 / AA AA 1.69 1.60 594918BJ2 Microsoft Callable Note Cont 8/3/2025 3.125% Due 11/03/2025 1,000,000.00 01/20/2023 4.28% 970,060.00 980,158.11 97.61 4.49% 976,084.00 5,034.72 1.06% (4,074.11) Aaa / AAA NR 1.84 1.75 857477BR3 State Street Bank Callable Note Cont 2/6/2025 1.746% Due 02/06/2026 265,000.00 02/02/2022 3.06% 265,000.00 265,000.00 96.09 5.45% 254,641.68 1,863.61 0.28% (10,358.32) A1 / A AA- 2.10 1.06 037833BY5 Apple Inc Callable Note Cont 11/23/2025 3.250% Due 02/23/2026 750,000.00 02/01/2023 4.27% 728,265.00 734,730.97 97.57 4.45% 731,751.75 8,666.67 0.80% (2,979.22) Aaa / AA+ NR 2.15 2.02 69371RS56 Paccar Financial Corp Note 5.050% Due 08/10/2026 515,000.00 08/03/2023 5.07% 514,742.50 514,776.33 101.40 4.47% 522,232.66 10,186.27 0.57% 7,456.33 A1 / A+ NR 2.61 2.38 06428CAA2 Bank Of America NA Callable Note cont 7/17/2026 5.526% Due 08/18/2026 1,000,000.00 08/24/2023 5.48% 1,001,360.00 1,001,202.21 101.85 4.74% 1,018,459.00 20,415.50 1.12% 17,256.79 Aa1 / A+ AA 2.63 2.31 61690U7W4 Morgan Stanley Bank NA Callable Note Cont 9/30/2026 5.882% Due 10/30/2026 440,000.00 10/30/2023 5.88% 440,000.00 440,000.00 102.82 4.77% 452,419.44 4,313.47 0.49% 12,419.44 Aa3 / A+ AA- 2.83 2.50 438516BL9 Honeywell Intl Callable Note 08/01/2026 2.500% Due 11/01/2026 1,000,000.00 01/11/2023 4.43% 933,280.00 950,248.41 95.26 4.29% 952,570.00 4,166.67 1.03% 2,321.59 A2 / A A 2.84 2.68 713448FW3 Pepsico Inc. Callable Note Cont 10/10/2026 5.125% Due 11/10/2026 360,000.00 11/08/2023 5.13% 359,902.80 359,907.41 102.11 4.30% 367,609.32 2,613.75 0.40% 7,701.91 A1 / A+ NR 2.86 2.55 As of December 31, 2023 32 Holdings Report Danville Short Term Treasury Pool -Account #21 CUSIP Security Description Par Value/Units Purchase Date Book Yield Cost Value Book Value Mkt Price Mkt YTM Market Value Accrued Int. % of Port. Gain/Loss Moody/S&P Fitch Maturity Duration 48125LRU8 JP Morgan Chase Bank Callable Note Cont 11/08/2026 5.110% Due 12/08/2026 405,000.00 12/05/2023 5.11% 405,000.00 405,000.00 100.90 4.77% 408,634.07 1,322.21 0.44% 3,634.07 Aa2 / A+ AA 2.94 2.67 TOTAL Corporate 14,550,000.00 2.84% 14,450,068.75 14,450,491.93 4.96% 14,342,417.80 101,702.39 15.53% (108,074.13) A1 / A+ A+ 1.42 1.30 LAIF 90LAIF$00 Local Agency Investment Fund State Pool 75,754.01 Various 3.95% 75,754.01 75,754.01 1.00 3.95% 75,754.01 763.82 0.08% 0.00 NR / NR NR 0.00 0.00 TOTAL LAIF 75,754.01 3.95% 75,754.01 75,754.01 3.95% 75,754.01 763.82 0.08% 0.00 NR / NR NR 0.00 0.00 Money Market Fund 94975H296 Wells Fargo Treasury Plus MMFD 453 156,851.70 Various 5.21% 156,851.70 156,851.70 1.00 5.21% 156,851.70 0.00 0.17% 0.00 Aaa / AAA NR 0.00 0.00 TOTAL Money Market Fund 156,851.70 5.21% 156,851.70 156,851.70 5.21% 156,851.70 0.00 0.17% 0.00 Aaa / AAA NR 0.00 0.00 Supranational 4581X0DZ8 Inter-American Dev Bank Note 0.500% Due 09/23/2024 1,250,000.00 09/15/2021 0.52% 1,249,075.00 1,249,775.50 96.79 5.05% 1,209,840.00 1,701.39 1.30% (39,935.50) Aaa / AAA NR 0.73 0.71 45950KCR9 International Finance Corp Note 1.375% Due 10/16/2024 1,000,000.00 07/29/2021 0.46% 1,028,980.00 1,007,152.19 97.20 5.02% 972,011.00 2,864.58 1.05% (35,141.19) Aaa / AAA NR 0.79 0.77 45950KDF4 International Finance Corp Note 4.375% Due 01/15/2027 925,000.00 11/29/2023 4.49% 921,984.50 922,053.52 100.78 4.10% 932,171.53 2,810.33 1.01% 10,118.01 Aaa / AAA NR 3.04 2.81 TOTAL Supranational 3,175,000.00 1.66% 3,200,039.50 3,178,981.21 4.76% 3,114,022.53 7,376.30 3.36% (64,958.68) Aaa / AAA NR 1.44 1.36 US Treasury 91282CBV2 US Treasury Note 0.375% Due 04/15/2024 1,000,000.00 04/14/2021 0.36% 1,000,351.56 1,000,033.68 98.63 5.19% 986,250.00 799.18 1.06% (13,783.68) Aaa / AA+ AA+ 0.29 0.29 912828X70 US Treasury Note 2.000% Due 04/30/2024 1,000,000.00 07/27/2022 3.06% 981,914.06 996,619.45 98.95 5.19% 989,531.00 3,406.59 1.07% (7,088.45) Aaa / AA+ AA+ 0.33 0.33 91282CCC3 US Treasury Note 0.250% Due 05/15/2024 1,250,000.00 05/12/2021 0.36% 1,246,093.75 1,249,517.97 98.20 5.15% 1,227,538.75 403.50 1.32% (21,979.22) Aaa / AA+ AA+ 0.37 0.37 As of December 31, 2023 33 Holdings Report Danville Short Term Treasury Pool -Account #21 CUSIP Security Description Par Value/Units Purchase Date Book Yield Cost Value Book Value Mkt Price Mkt YTM Market Value Accrued Int. % of Port. Gain/Loss Moody/S&P Fitch Maturity Duration 91282CCG4 US Treasury Note 0.250% Due 06/15/2024 1,500,000.00 06/10/2021 0.33% 1,496,542.97 1,499,476.40 97.82 5.15% 1,467,246.00 174.18 1.58% (32,230.40) Aaa / AA+ AA+ 0.46 0.45 91282CCL3 US Treasury Note 0.375% Due 07/15/2024 1,500,000.00 07/28/2021 0.38% 1,499,648.44 1,499,936.32 97.52 5.08% 1,462,851.00 2,598.51 1.58% (37,085.32) Aaa / AA+ AA+ 0.54 0.53 912828YE4 US Treasury Note 1.250% Due 08/31/2024 1,000,000.00 02/09/2021 0.26% 1,034,804.69 1,006,515.82 97.55 5.04% 975,508.00 4,223.90 1.05% (31,007.82) Aaa / AA+ AA+ 0.67 0.65 91282CCX7 US Treasury Note 0.375% Due 09/15/2024 1,400,000.00 09/13/2021 0.44% 1,397,265.63 1,399,356.33 96.84 4.98% 1,355,813.20 1,557.69 1.46% (43,543.13) Aaa / AA+ AA+ 0.71 0.69 912828YM6 US Treasury Note 1.500% Due 10/31/2024 1,350,000.00 08/06/2021 0.45% 1,395,246.09 1,361,666.51 97.29 4.86% 1,313,402.85 3,449.18 1.42% (48,263.66) Aaa / AA+ AA+ 0.84 0.81 91282CDH1 US Treasury Note 0.750% Due 11/15/2024 1,500,000.00 11/10/2021 0.80% 1,497,832.03 1,499,368.99 96.50 4.89% 1,447,558.50 1,452.61 1.56% (51,810.49) Aaa / AA+ AA+ 0.88 0.85 91282CDN8 US Treasury Note 1.000% Due 12/15/2024 850,000.00 01/26/2022 1.39% 840,636.72 846,896.69 96.43 4.86% 819,685.60 394.81 0.88% (27,211.09) Aaa / AA+ AA+ 0.96 0.93 912828YY0 US Treasury Note 1.750% Due 12/31/2024 1,500,000.00 03/15/2022 2.03% 1,488,632.81 1,495,936.31 97.05 4.81% 1,455,729.00 72.12 1.57% (40,207.31) Aaa / AA+ AA+ 1.00 0.97 912828Z52 US Treasury Note 1.375% Due 01/31/2025 1,500,000.00 02/24/2021 0.40% 1,557,011.72 1,515,721.89 96.48 4.74% 1,447,207.50 8,631.11 1.57% (68,514.39) Aaa / AA+ AA+ 1.09 1.05 912828ZC7 US Treasury Note 1.125% Due 02/28/2025 1,000,000.00 02/03/2022 1.43% 990,820.31 996,524.83 96.05 4.65% 960,508.00 3,801.51 1.04% (36,016.83) Aaa / AA+ AA+ 1.16 1.13 912828ZF0 US Treasury Note 0.500% Due 03/31/2025 1,350,000.00 Various 0.66% 1,342,150.39 1,347,374.92 95.08 4.60% 1,283,607.00 1,715.17 1.38% (63,767.92) Aaa / AA+ AA+ 1.25 1.22 912828ZL7 US Treasury Note 0.375% Due 04/30/2025 2,000,000.00 Various 1.51% 1,934,296.88 1,970,724.98 94.63 4.57% 1,892,656.00 1,277.48 2.04% (78,068.98) Aaa / AA+ AA+ 1.33 1.30 912828ZT0 US Treasury Note 0.250% Due 05/31/2025 1,500,000.00 06/11/2021 0.53% 1,483,359.38 1,494,065.96 94.18 4.55% 1,412,637.00 327.87 1.52% (81,428.96) Aaa / AA+ AA+ 1.42 1.38 912828ZW3 US Treasury Note 0.250% Due 06/30/2025 1,500,000.00 07/29/2021 0.56% 1,482,246.09 1,493,225.97 93.93 4.48% 1,408,887.00 10.30 1.52% (84,338.97) Aaa / AA+ AA+ 1.50 1.47 91282CAB7 US Treasury Note 0.250% Due 07/31/2025 1,350,000.00 12/02/2021 1.06% 1,310,871.09 1,333,100.76 93.65 4.44% 1,264,306.05 1,412.36 1.36% (68,794.71) Aaa / AA+ AA+ 1.58 1.55 912828K74 US Treasury Note 2.000% Due 08/15/2025 1,500,000.00 04/21/2022 2.96% 1,454,882.81 1,477,944.36 96.23 4.43% 1,443,457.50 11,331.52 1.56% (34,486.86) Aaa / AA+ AA+ 1.62 1.56 9128285C0 US Treasury Note 3.000% Due 09/30/2025 1,500,000.00 04/21/2022 2.96% 1,502,109.38 1,501,070.63 97.70 4.38% 1,465,429.50 11,434.43 1.59% (35,641.13) Aaa / AA+ AA+ 1.75 1.67 9128285J5 US Treasury Note 3.000% Due 10/31/2025 1,600,000.00 06/02/2022 2.87% 1,606,562.50 1,603,523.53 97.67 4.33% 1,562,750.40 8,175.82 1.69% (40,773.13) Aaa / AA+ AA+ 1.84 1.75 As of December 31, 2023 34 Holdings Report Danville Short Term Treasury Pool -Account #21 CUSIP Security Description Par Value/Units Purchase Date Book Yield Cost Value Book Value Mkt Price Mkt YTM Market Value Accrued Int. % of Port. Gain/Loss Moody/S&P Fitch Maturity Duration 912828M56 US Treasury Note 2.250% Due 11/15/2025 1,700,000.00 06/09/2022 3.05% 1,655,839.84 1,675,912.64 96.31 4.32% 1,637,312.50 4,938.87 1.77% (38,600.14) Aaa / AA+ AA+ 1.88 1.80 9128285T3 US Treasury Note 2.625% Due 12/31/2025 1,100,000.00 07/13/2022 3.21% 1,079,031.25 1,087,909.01 96.91 4.25% 1,065,969.30 79.33 1.15% (21,939.71) Aaa / AA+ AA+ 2.00 1.92 9128286L9 US Treasury Note 2.250% Due 03/31/2026 1,800,000.00 08/03/2022 3.00% 1,753,523.44 1,771,452.60 95.93 4.16% 1,726,734.60 10,290.98 1.87% (44,718.00) Aaa / AA+ AA+ 2.25 2.15 9128286S4 US Treasury Note 2.375% Due 04/30/2026 1,600,000.00 09/08/2022 3.43% 1,542,500.00 1,563,224.23 96.11 4.14% 1,537,688.00 6,472.53 1.66% (25,536.23) Aaa / AA+ AA+ 2.33 2.23 912828YG9 US Treasury Note 1.625% Due 09/30/2026 2,000,000.00 06/07/2023 4.09% 1,848,984.38 1,874,715.74 93.76 4.05% 1,875,156.00 8,258.20 2.03% 440.26 Aaa / AA+ AA+ 2.75 2.63 91282CEF4 US Treasury Note 2.500% Due 03/31/2027 1,450,000.00 11/28/2022 4.01% 1,363,566.41 1,385,256.76 95.57 3.96% 1,385,825.90 9,211.07 1.50% 569.14 Aaa / AA+ AA+ 3.25 3.06 91282CEW7 US Treasury Note 3.250% Due 06/30/2027 1,500,000.00 10/05/2022 4.01% 1,451,308.59 1,463,940.66 97.72 3.95% 1,465,840.50 133.93 1.58% 1,899.84 Aaa / AA+ AA+ 3.50 3.27 91282CFH9 US Treasury Note 3.125% Due 08/31/2027 1,600,000.00 01/20/2023 3.59% 1,568,437.50 1,574,877.68 97.19 3.96% 1,555,000.00 16,895.60 1.69% (19,877.68) Aaa / AA+ AA+ 3.67 3.39 91282CFM8 US Treasury Note 4.125% Due 09/30/2027 1,250,000.00 03/08/2023 4.44% 1,234,130.86 1,236,961.57 100.63 3.94% 1,257,910.00 13,101.95 1.37% 20,948.43 Aaa / AA+ AA+ 3.75 3.41 TOTAL US Treasury 42,650,000.00 1.98% 42,040,601.57 42,222,853.19 4.53% 41,149,996.65 136,032.30 44.40% (1,072,856.54) Aaa / AA+ AA+ 1.64 1.56 TOTAL PORTFOLIO 94,781,714.91 2.64% 93,863,353.39 93,963,555.86 4.61% 92,600,603.17 387,553.85 100.00% (1,362,952.69) Aa1 / AA+ AA+ 2.00 1.76 TOTAL MARKET VALUE PLUS ACCRUALS 92,988,157.02 As of December 31, 2023 35 Holdings Report Danville NERIAD Improvement Fund (89-1 90A) -Account #24 CUSIP Security Description Par Value/Units Purchase Date Book Yield Cost Value Book Value Mkt Price Mkt YTM Market Value Accrued Int. % of Port. Gain/Loss Moody/S&P Fitch Maturity Duration Money Market Fund 94975H296 Wells Fargo Treasury Plus MMFD 453 35,804.48 12/15/2023 5.21% 35,804.48 35,804.48 1.00 5.21% 35,804.48 0.00 3.91% 0.00 Aaa / AAA NR 0.00 0.00 TOTAL Money Market Fund 35,804.48 5.21% 35,804.48 35,804.48 5.21% 35,804.48 0.00 3.91% 0.00 Aaa / AAA NR 0.00 0.00 US Treasury 91282CBR1 US Treasury Note 0.250% Due 03/15/2024 250,000.00 06/28/2023 5.39% 241,171.88 247,477.68 99.00 5.13% 247,509.75 185.44 27.02% 32.07 Aaa / AA+ AA+ 0.21 0.20 912797HG5 US Treasury Bill 5.313% Due 04/25/2024 150,000.00 10/30/2023 5.53% 146,082.03 146,082.03 97.39 5.53% 146,082.03 1,372.40 16.09% 0.00 P-1 / A-1+ F-1+ 0.32 0.31 912797FS1 US Treasury Bill 5.235% Due 06/13/2024 250,000.00 10/02/2023 5.47% 240,766.04 240,766.04 96.31 5.47% 240,766.04 3,271.88 26.62% 0.00 P-1 / A-1+ F-1+ 0.45 0.44 912797GL5 US Treasury Bill 4.834% Due 09/05/2024 250,000.00 12/15/2023 5.04% 241,205.26 241,205.26 96.48 5.04% 241,205.26 469.95 26.36% 0.00 P-1 / A-1+ F-1+ 0.68 0.67 TOTAL US Treasury 900,000.00 5.34% 869,225.21 875,531.01 5.27% 875,563.08 5,299.67 96.09% 32.07 Aaa / AAA AAA 0.42 0.41 TOTAL PORTFOLIO 935,804.48 5.33% 905,029.69 911,335.49 5.26% 911,367.56 5,299.67 100.00% 32.07 Aaa / AAA AAA 0.41 0.40 TOTAL MARKET VALUE PLUS ACCRUALS 916,667.23 As of December 31, 2023 36 SECTION |Section 4 |Transactions 37 Transaction Ledger Danville Short Term Treasury Pool -Account #21 Transaction Type Settlement Date CUSIP Quantity Security Description Price Acq/Disp Yield Amount Interest Pur/Sold Total Amount Gain/Loss ACQUISITIONS Purchase 11/01/2023 61690U7W4 440,000.00 Morgan Stanley Bank NA Callable Note Cont 9/30/2026 5.882% Due: 10/30/2026 100.000 5.88%440,000.00 0.00 440,000.00 0.00 Purchase 11/02/2023 3137FJKE8 1,000,000.00 FHLMC K082 A2 3.92% Due: 09/25/2028 94.074 5.33%940,742.19 108.89 940,851.08 0.00 Purchase 11/10/2023 713448FW3 360,000.00 Pepsico Inc. Callable Note Cont 10/10/2026 5.125% Due: 11/10/2026 99.973 5.13%359,902.80 0.00 359,902.80 0.00 Purchase 11/14/2023 89239FAD4 255,000.00 Toyota Auto Receivables Owner 2023-D A3 5.54% Due: 08/15/2028 99.989 5.61%254,972.51 0.00 254,972.51 0.00 Purchase 11/15/2023 3133EPC60 1,750,000.00 FFCB Note 4.625% Due: 11/15/2027 99.629 4.73%1,743,507.50 0.00 1,743,507.50 0.00 Purchase 12/01/2023 3130AXU63 1,000,000.00 Federal Home Loan Banks Note 4.625% Due: 11/17/2026 100.253 4.53%1,002,530.00 1,798.61 1,004,328.61 0.00 Purchase 12/06/2023 45950KDF4 925,000.00 International Finance Corp Note 4.375% Due: 01/15/2027 99.674 4.49%921,984.50 0.00 921,984.50 0.00 Purchase 12/08/2023 48125LRU8 405,000.00 JP Morgan Chase Bank Callable Note Cont 11/08/2026 5.11% Due: 12/08/2026 100.000 5.11%405,000.00 0.00 405,000.00 0.00 Purchase 12/11/2023 3133EPH81 1,500,000.00 FFCB Note 4.5% Due: 10/04/2027 100.300 4.41%1,504,500.00 1,312.50 1,505,812.50 0.00 Purchase 12/29/2023 3137FBU79 1,140,000.00 FHLMC K069 A2 3.187% Due: 09/25/2027 96.277 4.92%1,097,561.72 2,825.81 1,100,387.53 0.00 Subtotal 8,775,000.00 8,670,701.22 6,045.81 8,676,747.03 0.00 TOTAL ACQUISITIONS 8,775,000.00 8,670,701.22 6,045.81 8,676,747.03 0.00 DISPOSITIONS Maturity 10/31/2023 912828T91 1,500,000.00 US Treasury Note 1.625% Due: 10/31/2023 100.000 1,500,000.00 0.00 1,500,000.00 0.00 September 30, 2023 through December 31, 2023 As of December 31, 2023 38 Transaction Ledger Danville Short Term Treasury Pool -Account #21 Transaction Type Settlement Date CUSIP Quantity Security Description Price Acq/Disp Yield Amount Interest Pur/Sold Total Amount Gain/Loss Maturity 11/06/2023 3137EAEZ8 1,455,000.00 FHLMC Note 0.25% Due: 11/06/2023 100.000 1,455,000.00 0.00 1,455,000.00 0.00 Maturity 11/24/2023 459058JM6 355,000.00 Intl. Bank Recon & Development Note 0.25% Due: 11/24/2023 100.000 355,000.00 0.00 355,000.00 0.00 Maturity 11/27/2023 3135G06H1 1,500,000.00 FNMA Note 0.25% Due: 11/27/2023 100.000 1,500,000.00 0.00 1,500,000.00 0.00 Maturity 12/04/2023 3137EAFA2 1,500,000.00 FHLMC Note 0.25% Due: 12/04/2023 100.000 1,500,000.00 0.00 1,500,000.00 0.00 Maturity 12/15/2023 91282CBA8 750,000.00 US Treasury Note 0.125% Due: 12/15/2023 100.000 750,000.00 0.00 750,000.00 0.00 Subtotal 7,060,000.00 7,060,000.00 0.00 7,060,000.00 0.00 TOTAL DISPOSITIONS 7,060,000.00 7,060,000.00 0.00 7,060,000.00 0.00 September 30, 2023 through December 31, 2023 As of December 31, 2023 39 Transaction Ledger Danville NERIAD Improvement Fund (89-1 90A) -Account #24 Transaction Type Settlement Date CUSIP Quantity Security Description Price Acq/Disp Yield Amount Interest Pur/Sold Total Amount Gain/Loss ACQUISITIONS Purchase 10/03/2023 912797FS1 250,000.00 US Treasury Bill 5.235% Due: 06/13/2024 96.306 5.47%240,766.04 0.00 240,766.04 0.00 Purchase 10/31/2023 912797HG5 150,000.00 US Treasury Bill 5.313% Due: 04/25/2024 97.388 5.53%146,082.03 0.00 146,082.03 0.00 Purchase 12/18/2023 912797GL5 250,000.00 US Treasury Bill 4.834% Due: 09/05/2024 96.482 5.04%241,205.26 0.00 241,205.26 0.00 Subtotal 650,000.00 628,053.33 0.00 628,053.33 0.00 TOTAL ACQUISITIONS 650,000.00 628,053.33 0.00 628,053.33 0.00 DISPOSITIONS Maturity 10/26/2023 912797FC6 150,000.00 US Treasury Bill 4.765% Due: 10/26/2023 100.000 146,386.54 3,613.46 150,000.00 0.00 Maturity 12/15/2023 91282CBA8 250,000.00 US Treasury Note 0.125% Due: 12/15/2023 100.000 250,000.00 0.00 250,000.00 0.00 Subtotal 400,000.00 396,386.54 3,613.46 400,000.00 0.00 TOTAL DISPOSITIONS 400,000.00 396,386.54 3,613.46 400,000.00 0.00 September 30, 2023 through December 31, 2023 As of December 31, 2023 40 Important Disclosures 2023Chandler Asset Management,Inc,An Independent Registered Investment Adviser. Information contained herein is confidential.Prices are provided by ICE Data Services Inc (“IDS”),an independent pricing source.In the event IDS does not provide a price or if the price provided is not reflective of fair market value,Chandler will obtain pricing from an alternative approved third party pricing source in accordance with our written valuation policy and procedures.Our valuation procedures are also disclosed in Item 5 of our Form ADV Part 2A. Performance results are presented gross-of-advisory fees and represent the client’s Total Return.The deduction of advisory fees lowers performance results.These results include the reinvestment of dividends and other earnings.Past performance may not be indicative of future results.Therefore,clients should not assume that future performance of any specific investment or investment strategy will be profitable or equal to past performance levels.All investment strategies have the potential for profit or loss.Economic factors,market conditions or changes in investment strategies, contributions orwithdrawals may materially alter the performance and results of your portfolio. Index returns assume reinvestment of all distributions.Historical performance results for investment indexes generally do not reflect the deduction of transaction and/or custodial charges or the deduction of an investment management fee,the incurrence of which would have the effect of decreasing historical performance results.It is not possible to invest directly in an index. Source ICE Data Indices,LLC ("ICE"),used with permission.ICE permits use of the ICE indices and related data on an "as is"basis;ICE,its affiliates and their respective third party suppliers disclaim any and all warranties and representations,express and/or implied,including any warranties of merchantability or fitness for a particular purpose or use,including the indices,index data and any data included in,related to,or derived therefrom.Neither ICE data,its affiliates or their respective third party providers guarantee the quality,adequacy,accuracy,timeliness or completeness of the indices or the index data or any component thereof,and the indices and index data and all components thereof are provided on an "as is"basis and licensee's use it at licensee's own risk.ICE data,its affiliates and their respective third party do not sponsor,endorse,or recommend chandler asset management,or any of its products or services. This report is provided for informational purposes only and should not be construed as a specific investment or legal advice.The information contained herein was obtained from sources believed to be reliable as of the date of publication,but may become outdated or superseded at any time without notice.Any opinions or views expressed are based on current market conditions and are subject to change.This report may contain forecasts and forward-looking statements which are inherently limited and should not be relied upon as indicator of future results.Past performance is not indicative of future results.This report is not intended to constitute an offer,solicitation,recommendation or advice regarding any securities or investment strategy and should not be regarded by recipients as a substitute for the exercise of their own judgment. Fixed income investments are subject to interest,credit and market risk.Interest rate risk:the value of fixed income investments will decline as interest rates rise.Credit risk:the possibility that the borrower may not be able to repay interest and principal.Low rated bonds generally have to pay higher interest rates to attract investors willing to take on greater risk.Market risk:the bond market in general could decline due to economic conditions,especially during periods of rising interest rates. Ratings information have been provided by Moody’s,S&P and Fitch through data feeds we believe to be reliable as of the date of this statement,however we cannot guarantee its accuracy. Security level ratings for U.S.Agency issued mortgage-backed securities (“MBS”)reflect the issuer rating because the securities themselves are not rated.The issuing U.S.Agency guarantees the full and timely payment of both principal and interest and carries a AA+/Aaa/AAA by S&P,Moody’s and Fitch respectively. Your qualified custodian bank maintains control of all assets reflected in this statement and we urge you to compare this statement to the one you receive from your qualified custodian.Chandler does not have any authority to withdraw or deposit funds from/to the custodian account. As of December 31, 2023 41 Benchmark Disclosures ICE BofA 1-3 Yr US Treasury Index The ICE BofA 1-3 Year US Treasury Index tracks the performance of US dollar-denominated sovereign debt publicly issued by the US government in its domestic market.Qualifying securities must have at least one year remaining term to final maturity and less than three years remaining term to final maturity,a fixed coupon schedule,and a minimum amount outstanding of $1 billion.Qualifying securities must have atleast 18 monthsto final maturity at the time of issuance. ICE BofA 3-Month US Treasury Bill Index The ICE BofA US 3-Month Treasury Bill Index is comprised of a single issue purchased at the beginning of the month and held for a full month.At the end of the month that issue is sold and rolled into a newly selected issue.The issue selectedat each month-end rebalancing is the outstanding Treasury Bill thatmatures closest to,but not beyond,three months from the rebalancing date. ICE BofA 1-3 Yr AAA-A US Corp & Govt Index The ICE BofA 1-3 AAA-A Year US Corporate &Government Index tracks the performance of US dollar denominated investment grade debt publicly issued in the US domestic market,including US Treasury, US agency,foreign government,supranational,and corporate securities.Qualifying securities must be rated AAA through A3 (based on an average of Moody’s,S&P and Fitch).In addition,qualifying securities must have at least one year remaining term to final maturity and less than three years remaining term to final maturity,at least 18 months to final maturity at point of issuance,a fixed coupon schedule,and a minimum amount outstanding of $1billion for US Treasuries and $250 million for all other securities. As of December 31, 2023 42 Supplement to Quarterly Investment Report Town Managed Cash Account Average Average Maturity Yield Cost Town Funds 0 3.840%5,931,748 Trust Fund 0 3.840%1,734,634 . Community Development Agency DS/Successor Agency 0 3.840%45,704 NERIAD 0 3.840%331,320 Total LAIF Funds Managed by the Town 8,043,407$ LAIF Funds Managed/Reported by Chandler Investments 75,270 Total LAIF Funds 8,118,677$ LAIF Funds Managed by the Town (Local Agency Investment Fund) November 2023