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HomeMy WebLinkAbout101723-08.1CHANDLER ASSET MANAGEMENT, INC. | 800.317.4747 | www.chandlerasset.com INVESTMENT REPORT Period Ending September 30, 2023 Town of Danville SECTION 1 Economic Update SECTION 2 Account Profile SECTION 3 Portfolio Holdings SECTION 4 Transactions Table of Contents As of September 30, 2023 1 SECTION |Section 1 |Economic Update 2 Economic Update ▪ ▪ ▪ Recent economic data continues to suggest positive but below trend growth this year. Labor markets remain solid, and the U.S. consumer has demonstrated resiliency. Inflationary trends are subsiding,but core levels remain well above the Fed’s target. Given the cumulative effects of restrictive monetary policy and tighter financial conditions,we believe the economy will gradually soften and the Fed will remain data dependent as they tread cautiously going forward. As anticipated at the September meeting, the Federal Open Market Committee voted unanimously to maintain the target Federal Funds at the range of 5.25 - 5.50%. The Fed’s Summary of Economic Projections (SEP) also revealed expectations of higher economic growth, reduced unemployment, and a gradual easing of inflation compared to earlier forecasts. The Fed is continuing to focus on achieving price stability and bringing inflation down toward their 2%policy objective, while leaving the option open for the possibility of additional rate hikes in the future if needed. The yield curve remained inverted in September. The 2-year Treasury yield increased 18 basis points to 5.05%, the 5-year Treasury yield rose 36 basis points to 4.61%, and the 10-year Treasury yield increased 46 basis points to 4.57%. The inversion between the 2-year Treasury yield and 10-year Treasury yield narrowed to -48 basis points at September month-end versus -76 basis points at August month- end. The spread between the 2-year Treasury and 10-year Treasury yield one year ago was -45 basis points. The inversion between 3-month and 10-year Treasuries narrowed to -88 basis points in September from -134 basis points in August. The shape of the yield curve indicates that the probability of recession persists. 3 Employment -400 -200 0 200 400 600 800 1,000 MO M C h a n g e I n T h o u s a n d s ( 0 0 0 ' s ) Nonfarm Payroll (000's) Non-farm Payroll (000's) 3 month average (000's) 0.0% 5.0% 10.0% 15.0% 20.0% 25.0% Unemployment Rate Underemployment Rate (U6) Unemployment Rate (U3) Ra t e ( % ) The U.S. economy added 336,000 jobs in September, exceeding consensus expectations of 170,000, and the last two months were revised upward by 119,000 jobs. The largest gains came from leisure and hospitality, bringing restaurant and bar employment back in-line with pre-pandemic levels. The pace of job growth has picked up recently, with the three-month moving average payrolls at 266,000 and the six- month moving average at 234,000. The unemployment rate was unchanged at 3.8%, and the labor participation rate was consistent with last month’s report at 62.8%. The U-6 underemployment rate, which includes those who are marginally attached to the labor force and employed part time for economic reasons declined slightly to 7.0% from the prior month at 7.1%. Average hourly earnings declined to 4.2% year-over-year in September from 4.3% in August. Employment remains strong by historical standards. Source: US Department of Labor Source: US Department of Labor 4 Job Openings & Labor Turnover Survey 0 2,000 4,000 6,000 8,000 10,000 12,000 14,000 Job Openings Recession Historical Average In T h o u s a n d s ( 0 0 0 ' s ) The Labor Department’s Job Openings and Labor Turnover Survey (JOLTS) unexpectedly increased to 9.61 million in August from a revised 8.92 million in July. The level significantly surpassed the survey of Bloomberg economists’expectations of 8.82 million and reflects approximately 1.5 job openings per available worker. Although JOLTS was an upside surprise, the quits rate remained at a benign 2.3% for August, well below its 3.0% peak in April 2022.Fewer quits can imply that workers are less confident in their ability to find another job in the current market. The current level of job openings remains elevated from a historical perspective. Source: US Department of Labor 5 Inflation 0.0% 1.0% 2.0% 3.0% 4.0% 5.0% 6.0% 7.0% 8.0% 9.0% 10.0% Consumer Price Index (CPI) CPI YOY % Change Core CPI YOY % Change YO Y ( % ) C h a n g e 0.0% 1.0% 2.0% 3.0% 4.0% 5.0% 6.0% 7.0% 8.0% 9.0% 10.0% Personal Consumption Expenditures (PCE) PCE Price Deflator YOY % Change PCE Core Deflator YOY % Change Fed Target YO Y ( % ) C h a n g e The Consumer Price Index (CPI) increased in August by 0.6% month-over-month and 3.7% year-over-year, accelerating from 3.2% year-over- year in July due to surging energy prices. The Core CPI, which excludes volatile food and energy components, was up 0.3% month-over- month and 4.3% year-over-year, decelerating from 4.7% last month. Shelter remained the largest contributor to the Core CPI increase. The Personal Consumption Expenditures (PCE) index rose 0.4% month-over-month and 3.5% year-over-year in August,up from a 3.4% year- over-year gain in July. Core PCE, the Federal Reserve’s preferred inflation gauge, increased just 0.1% month-over-month and 3.9% year- over-year in August, down from a 4.3% increase in July. Personal income and spending remained relatively healthy,but the personal savings rate continued its declining trend to 3.9% in August from 4.1% in July. Inflation remains above the Fed's 2% target. Source: US Department of Labor Source: US Department of Commerce 6 Consumer -30.0% -20.0% -10.0% 0.0% 10.0% 20.0% 30.0% 40.0% 50.0% 60.0% Retail Sales YOY % Change YO Y ( % ) C h a n g e Retail Sales rose 0.6%in August, exceeding the consensus forecast. Sales of motor vehicles and higher gasoline prices drove greater than expected gains. However, Control Group Sales, which are used to calculate gross domestic product and exclude food services, auto dealers, building materials stores and gasoline stations, rose just 0.1%, the smallest advance in five months.On a year-over-year basis, retail sales growth decelerated to a 2.5% gain in August versus a downwardly revised 2.6% gain in July. The Conference Board’s Consumer Confidence Index dropped more than expected to 103.0 in September from an upwardly revised 108.7 in August, primarily due to significantly weaker future expectations for employment. While the consumer has been resilient, dwindling excess savings, rising credit card balances, and the resumption of student loan payments pose potential headwinds to future economic growth. 80 90 100 110 120 130 140 In d e x L e v e l Consumer Confidence Source: US Department of Commerce Source: The Conference Board 7 Leading Indicators of Economic Activity -25.0% -20.0% -15.0% -10.0% -5.0% 0.0% 5.0% 10.0% 15.0% 20.0% Leading Economic Indicators (LEI) Recession YO Y (% ) C h a n g e -1.00 -0.75 -0.50 -0.25 0.00 0.25 0.50 0.75 1.00 Chicago Fed National Activity Index (CFNAI) Recession 3 M o n t h A v e r a g e The Conference Board’s Leading Economic Index (LEI) remained in negative territory for the seventeenth consecutive month at -0.4%in August due to weak new orders, deteriorating consumer expectations of business conditions, high interest rates, and tight credit conditions. The index declined 7.6% year-over-year. The consistent decline month-over-month continues to signal future contraction in the economy. The Chicago Fed National Activity Index (CFNAI) surprised to the downside at -0.16 in August from downwardly revised 0.07 in July.On a 3-month moving average basis, the CFNAI remained negative at -0.14 in August, indicating a rate of growth below the historical average trend. Source: The Conference Board Source: Federal Reserve Bank of Chicago 8 Housing 0 200 400 600 800 1,000 1,200 1,400 1,600 1,800 2,000 2,200 2,400 In T h o u s a n d s o f U n i t s Annualized Housing Starts Multi Family Housing Starts Single Family Housing Starts Starts of new homes slowed -11.3%to 1.283 million units at a seasonally adjusted annual rate in August after a downward revision to 1.447 million units in July. The slower starts came from both a 4.3% decline in single-family home starts and 26.3% decline in multi-family homes, continuing the reversal of strong multi-family homebuilding in the second half of 2022 and early 2023.Total starts of new homes are down 14.8% year-over-year. According to Freddie Mac, average 30-year fixed rate mortgage rates increased to 7.35%as of September 28th. Rising mortgage rates are prompting homebuilders to offer incentives to attract buyers and has caused homebuilder sentiment to reach a five-month low. According to the Case-Shiller 20-City Home Price Index, housing prices rose 0.1% year-over-year in July, improving from a 1.2% decline in June. Tight inventories and higher mortgage rates continue to impact affordability. Source: US Department of Commerce Source: S&P -20.0% -16.0% -12.0% -8.0% -4.0% 0.0% 4.0% 8.0% 12.0% 16.0% 20.0% 24.0% S&P/Case-Shiller 20 City Composite Home Price Index Recession YO Y ( % ) C h a n g e 9 Survey Based Measures 40 45 50 55 60 65 70 Institute of Supply Management (ISM) Surveys ISM Manufacturing ISM Services EXPANDING CONTRACTING The Institute for Supply Management (ISM) Manufacturing index remained in contraction territory at 49.0 in September,up from 47.6 in August. This is the eleventh consecutive month of readings below 50.0, which is indicative of contraction in the manufacturing sector. However, this is the highest reading since November 2022,as both employment and new orders improved, while prices paid subsided. The ISM Services Index eased to 53.6 in September from the six-month high of 54.5 in August. The prices paid component continued to grow primarily due to high labor costs and an uptick in energy costs, but new orders reflected a significant slowdown. Source: Institute for Supply Management 10 Gross Domestic Product (GDP) Components of GDP 9/22 12/22 3/23 6/23 1.1% 0.8% 2.5% 0.6% -1.5% 0.6% -1.7% 0.9% 2.6% 0.3% 0.6% 0.0% 0.1% 0.6% 0.3% 0.1% 0.4% 0.3% 0.5% 0.5% 2.7% 2.6% 2.3% 2.1% State and Local (Consumption and Gross Investment) Personal Consumption Expenditures Gross Private Domestic Investment Net Exports and Imports Federal Government Expenditures Total -40.0% -30.0% -20.0% -10.0% 0.0% 10.0% 20.0% 30.0% 40.0% Gross Domestic Product (GDP) GDP QOQ % Change GDP YOY % Change Source: US Department of Commerce Source: US Department of Commerce According to the third estimate, second quarter annualized GDP growth remained unchanged at 2.1%. A material decline in consumer spending was offset by improvement in business investment. Historically low unemployment, wage growth and savings built up during the pandemic has supported consumer spending at a level to keep economic growth intact,but there are signs the consumer is beginning to show signs of stress. The consensus estimate calls for 3.0% growth for the third quarter and 2.1% for the full year 2023. 11 Federal Reserve Source: Federal Reserve Source: Bloomberg 0 1,000,000 2,000,000 3,000,000 4,000,000 5,000,000 6,000,000 7,000,000 8,000,000 9,000,000 10,000,000 Federal Reserve Balance Sheet Assets Recession In $ m i l l i o n s At the September meeting, the Federal Open Market Committee voted unanimously to leave the Federal Funds rate unchanged at a target range of 5.25 - 5.50%. Nonetheless, the Fed conveyed a consensus view that another rate hike is possible later in the year, along with its commitment to keeping rates at their current level until inflation subsides closer to its 2%target, endorsing a data-dependent 'higher-for- longer' strategy. The Fed’s Summary of Economic Projections (SEP) also revealed expectations of higher economic growth, reduced unemployment, and a gradual easing of inflation compared to earlier forecasts.We believe the resiliency of future economic data will determine if the Federal Reserve can stay on hold for or will tighten policy further to curb inflation. Since the Federal Reserve began its Quantitative Tightening campaign in June 2022, securities holdings have declined by over $1 trillion to $8.024T. 0.00% 1.00% 2.00% 3.00% 4.00% 5.00% 6.00% Effective Federal Funds Rate Recession Yi e l d ( % ) 12 Bond Yields Source: Bloomberg Source: Bloomberg 0.0% 1.0% 2.0% 3.0% 4.0% 5.0% 6.0% US Treasury Note Yields 2-Year 5-Year 10-Year Y i e l d ( % ) 0.0% 1.0% 2.0% 3.0% 4.0% 5.0% 6.0% US Treasury Yield Curve Sep-23 Jun-23 Sep-22 Yi e l d ( % ) At the end of September, the 2-year Treasury yield was 77 basis points higher, and the 10-Year Treasury yield was about 74 basis points higher, year-over-year. The inversion between the 2-year Treasury yield and 10-year Treasury yield narrowed to -48 basis points at September month-end versus -76 basis points at August month-end. The average historical spread (since 2003)is about +130 basis points. The inversion between 3-month and 10-year Treasuries narrowed to -88 basis points in September from -134 basis points in August. The shape of the yield curve indicates that the probability of recession persists. 13 Section 2|SECTION |Section 2 |Account Profile 14 Objectives Chandler Asset Management Performance Objective The performance objective is to achieve a return that equals the return on an unmanaged index of one-to- three year Treasury securities (a “market rate of return”). Investment Objectives The primary investment objectives of the Town of Danville are to preserve principal and to maintain adequate liquidity to meet the Town’s cash flow requirements. The Town expects to achieve a rate of return which is consistent with its primary objectives. Strategy In order to meet its objectives, the Town invests in securities permitted under California Government Code Section 53600 et seq. and under its Investment Policy. The maximum maturity of the Town’s investments is five years, unless specifically authorized by the Town Council. As of September 30, 2023 15 Compliance As of September 30, 2023 Category Standard Comment U.S. Treasuries No Limitation; Obligations of the U.S. Treasury or securities guaranteed by the full faith and credit of the U.S. ("Treasury obligations") excluding securities which have been stripped of their coupon; 5 years max maturity Complies Federal Agencies 30% max per Agency issuer; 20% max agency callable securities; 5 years max maturity Complies Supranational Obligations "AA" rating category or higher by a NRSRO; 30% max; 5% max per issuer; 5 years max maturity; USD denominated senior unsecured unsubordinated obligations; Issued or unconditionally guaranteed by IBRD, IFC, or IADB Complies Municipal Securities (CA, Local Agency)"A" rating category or better by a NRSRO; 30% max; 5% max per issuer; 5 years max maturity Complies Municipal Securities (CA, Other States)"A" rating category or better by a NRSRO; 30% max; 5% max per issuer; 5 years max maturity Complies Corporate Medium Term Notes "A" rating category or higher by a NRSRO; 30% max (Town Council Directive as of 7/21/16: 20% maximum. Of the 20% total permitted, up to 10% rated "A", and the balance rated "AA" or better); 5% max per issuer; 5 years max maturity Complies Asset-Backed Securities, Collateralized Mortgage Obligations AAA rated by a NRSRO; 15% max(combination of ABS and CMOs); 5% max per issuer; 5 years max maturity Complies Agency Mortgage Pass-Through Securities 15% max; 5% max per issuer; 5 years max maturity; Issued by Agencies of the U.S. government only Complies Negotiable Certificates of Deposit (NCD)"A-1" short-term rated or higher by a NRSRO; and "A" long-term rating category or higher by a NRSRO; 30% max; 5% max per issuer; 2 years max maturity Complies Bank/Time Deposits Funds on deposit in banks must be FDIC insured or collateralized in accordance with California Government Code Complies Banker’s Acceptances "A-1" short-term rated or higher by a NRSRO; and "A" long-term rating category or higher by a NRSRO; 40% max; 5% max per issuer; 180 days max maturity Complies Commercial Paper "A-1" short-term rated or higher by a NRSRO; and "A" long-term rating category or higher by a NRSRO, if any; 25% max; 5% max per issuer; 270 days max maturity; Issued by corporations organized and operating within the U.S. and having total assets in excess of $500 million; or organized within the U.S. as special purpose corporation, trust, or LLC, provided it has program wide-credit enhancements including, but not limited, to overcollateralization, LOC, or surety bond. Complies Money Market Mutual Funds Highest rating by two NRSROs; or SEC registered adviser with AUM >$500 million and experience greater than 5 years; 20% max in Money Market Mutual Funds; 20% max combined Money Market Mutual Funds and Mutual Funds Complies Mutual Funds Highest rating by two NRSROs; or SEC registered adviser with AUM >$500 million and experience greater than 5 years; 10% max per one Mutual Fund; 20% max combined Money Market Mutual Funds and Mutual Funds Complies Local Agency Investment Fund (LAIF) 30% max or $10 million, whichever is higher; The amount invested in LAIF should be based upon the Town's cash flow needs and the difference in yield paid upon funds invested in LAIF compared to other investment options authorized by the policy. Complies Repurchase Agreements 15% max; 30 days max maturity; 102% collateralized by Treasuries or Agencies; Not used by Investment Adviser Complies Max Per Issuer 5% max per issuer, with the exception of LAIF, Treasuries, Agencies, Money Market Mutual Funds; or unless otherwise stated in the investment policy Complies Maximum Maturity 5 years, unless specified as shorter than five years Complies Town of Danville - All Accounts Assets managed by Chandler Asset Management are in full compliance with state law and the Client’s investment policy. 16 Portfolio Characteristics Danville Short Term Treasury Pool 09/30/23 06/30/23 Benchmark*Portfolio Portfolio Average Maturity (yrs)1.84 1.91 1.89 Average Modified Duration 1.75 1.68 1.69 Average Purchase Yield n/a 2.28%1.94% Average Market Yield 5.14%5.26%5.03% Average Quality**AA+AA+/Aa1 AA+/Aa1 Total Market Value 90,701,639 90,054,332 *ICE BofA 1-3 Yr US Treasury Index **Benchmark is a blended rating of S&P, Moody’s, and Fitch. Portfolio is S&P and Moody’s respectively. As of September 30, 2023 17 Danville Short Term Treasury Pool Sector Distribution ABS 6.0% Agency 24.2% CMO 4.9% Corporate 14.3%LAIF 0.1% Money Market Fund 0.7% Supranational 2.8% US Treasury 47.1% September 30, 2023 June 30, 2023 ABS 5.0% Agency 27.6% CMO 3.9% Corporate 12.7%LAIF 0.1% Money Market Fund 0.8% Supranational 2.8% US Treasury 47.3% As of September 30, 2023 18 Issue Name Investment Type % Portfolio Government of United States US Treasury 47.11% Federal Farm Credit Bank Agency 9.53% Federal Home Loan Bank Agency 6.90% Federal Home Loan Mortgage Corp CMO 4.90% Federal National Mortgage Association Agency 4.51% Federal Home Loan Mortgage Corp Agency 3.24% Inter-American Dev Bank Supranational 1.31% Apple Inc Corporate 1.31% Deere & Company Corporate 1.24% Bank of America Corp Corporate 1.10% JP Morgan ABS ABS 1.10% Charles Schwab Corp/The Corporate 1.08% Microsoft Corporate 1.07% Amazon.com Inc Corporate 1.07% International Finance Corp Supranational 1.06% MasterCard Inc Corporate 1.05% Honda Motor Corporation Corporate 1.05% Honeywell Corp Corporate 1.03% Paccar Financial Corporate 0.98% Caterpillar Inc Corporate 0.97% Toyota ABS ABS 0.82% JP Morgan Chase & Co Corporate 0.80% Wal-Mart Stores Corporate 0.75% GM Financial Automobile Leasing Trust ABS 0.72% John Deere ABS ABS 0.72% Wells Fargo Adv Tsy Plus Money Market Fund Money Market Fund 0.71% Honda ABS ABS 0.69% Hyundai Auto Receivables ABS 0.64% BMW ABS ABS 0.52% Colgate-Palmolive Co.Corporate 0.50% GM Financial Securitized Term Auto Trust ABS 0.46% Intl Bank Recon and Development Supranational 0.39% State Street Bank Corporate 0.28% Mercedes-Benz Auto Lease Trust ABS 0.15% BMW Vehicle Lease Trust ABS 0.15% Local Agency Investment Fund LAIF 0.08% TOTAL 100.00% Issuers Danville Short Term Treasury Pool – Account #21 As of September 30, 2023 19 0.0% 10.0% 20.0% 30.0% 40.0% 50.0% 60.0% 70.0% 0 - 0.25 0.25 - 0.50 0.50 - 1 1 - 2 2 - 3 3 - 4 4 - 5 5+ Danville Short Term Treasury Pool ICE BofA 1-3 Yr US Treasury Index Portfolio Compared to the Benchmark 0 - 0.25 0.25 - 0.50 0.50 - 1 1 - 2 2 - 3 3 - 4 4 - 5 5+ Portfolio 8.8% 7.5% 16.2% 34.6% 18.0% 10.5% 4.3% 0.0% Benchmark*0.0% 0.0% 2.6% 58.7% 38.7% 0.0% 0.0% 0.0% *ICE BofA 1-3 Yr US Treasury Index Duration Distribution Danville Short Term Treasury Pool As of September 30, 2023 20 AAA AA A <A NR 09/30/23 9.5%74.9%9.6%0.0%5.9% 06/30/23 8.5%78.5%7.9%0.0%5.1% Source: S&P Ratings September 30, 2023 vs. June 30, 2023 0.0% 10.0% 20.0% 30.0% 40.0% 50.0% 60.0% 70.0% 80.0% 90.0% AAA AA A <A NR 09/30/23 06/30/23 Quality Distribution Danville Short Term Treasury Pool As of September 30, 2023 21 Purchase Yield as of 09/30/23 = 2.28% 0.00 0.50 1.00 1.50 2.00 2.50 Pe r c e n t ( % ) Historical Average Purchase Yield Danville Short Term Treasury Pool As of September 30, 2023 22 Growth Over Time As of September 30, 2023 Growth of $1 Million As of 09/30/2023 Dollar Value Return Danville Total Return $2,510,346 3.28% Danville Realized Return $2,560,382 3.35% LAIF $2,057,055 2.56% Historical Return of $1 Million Invested on March 31, 1995 23 Total and Realized Rate of Return Annualized Since Inception March 31, 1995 Total rate of return: A measure of a portfolio’s performance over time. It is the internal rate of return, which equates the beginning value of the portfolio with the ending market value; it includes interest earnings, realized and unrealized gains and losses in the portfolio. Realized rate of return: A measure of a portfolio’s return over time. It is the internal rate which equates the beginning book value of the portfolio with the ending book value; it includes interest earnings, realized gains and losses in the portfolio. -2.00% -1.00% 0.00% 1.00% 2.00% 3.00% 4.00% 12 months 2 years 3 years 5 years 10 years Since Inception Danville Short Term Treasury Pool ICE BofA 1-3 Yr US Treasury Index Danville Short Term Treasury Pool - Realized Annualized TOTAL RATE OF RETURN 3 months 12 months 2 years 3 years 5 years 10 years Since Inception Danville Short Term Treasury Pool 0.72%2.91%-0.79%-0.49%1.28%1.03%3.28% ICE BofA 1-3 Yr US Treasury Index 0.74%2.47%-1.26%-0.84%1.06%0.81%3.02% REALIZED RATE OF RETURN Danville Short Term Treasury Pool 0.52%1.70%1.52%1.56%1.73%1.45%3.35% Investment Performance Danville Short Term Treasury Pool As of September 30, 2023 24 Portfolio Characteristics Danville NERIAD Improvement Fund (89-1 90A) 09/30/23 06/30/23 Benchmark*Portfolio Portfolio Average Maturity (yrs)0.17 0.19 0.44 Average Modified Duration 0.16 0.19 0.43 Average Purchase Yield n/a 5.02%4.91% Average Market Yield 5.29%5.21%5.19% Average Quality**AA+AAA/Aaa AA+/Aaa Total Market Value 904,460 891,945 *ICE BofA 3-Month US Treasury Bill Index **Benchmark is a blended rating of S&P, Moody’s, and Fitch. Portfolio is S&P and Moody’s respectively. As of September 30, 2023 25 Issue Name Investment Type % Portfolio Government of United States US Treasury 70.90% Wells Fargo Adv Tsy Plus Money Market Fund Money Market Fund 29.10% TOTAL 100.00% Issuers Danville NERIAD Improvement Fund (89-1 90A) – Account #24 As of September 30, 2023 26 SECTION |Section 3 |Portfolio Holdings 27 Holdings Report Danville Short Term Treasury Pool - Account #21 CUSIP Security Description Par Value/Units Purchase Date Book Yield Cost Value Book Value Mkt Price Mkt YTM Market Value Accrued Int. % of Port. Gain/Loss Moody/S&P Fitch Maturity Duration ABS 58769KAD6 Mercedes-Benz Auto Lease Trust 2021-B A3 0.400% Due 11/15/2024 141,048.23 06/22/2021 0.40% 141,037.58 141,047.02 99.15 5.55% 139,845.93 25.08 0.15% (1,201.09) NR / AAA AAA 1.13 0.16 05601XAC3 BMW Vehicle Lease Trust 2022-1 A3 1.100% Due 03/25/2025 137,498.08 01/11/2022 1.11% 137,477.53 137,493.54 98.83 6.13% 135,884.54 25.21 0.15% (1,609.00) NR / AAA AAA 1.48 0.23 36266FAC3 GM Financial Auto Lease Trust 2022-2 A3 3.420% Due 06/20/2025 450,000.00 05/03/2022 3.45% 449,953.07 449,982.83 98.79 6.03% 444,566.25 470.25 0.49% (5,416.58) NR / AAA AAA 1.72 0.47 47788UAC6 John Deere Owner Trust 2021-A A3 0.360% Due 09/15/2025 110,187.12 03/02/2021 0.37% 110,165.95 110,181.00 97.63 6.07% 107,575.46 17.63 0.12% (2,605.54) Aaa / NR AAA 1.96 0.41 89190GAC1 Toyota Auto Receivables Trust 2021-B A3 0.260% Due 11/17/2025 555,269.56 06/08/2021 0.26% 555,209.76 555,253.09 97.20 5.98% 539,705.35 64.16 0.60% (15,547.74) NR / AAA AAA 2.13 0.49 43815GAC3 Honda Auto Receivables Trust 2021-4 A3 0.880% Due 01/21/2026 222,856.21 11/16/2021 0.89% 222,809.23 222,836.03 96.10 6.44% 214,167.71 54.48 0.24% (8,668.32) Aaa / NR AAA 2.31 0.70 47789QAC4 John Deere Owner Trust 2021-B A3 0.520% Due 03/16/2026 228,877.06 07/13/2021 0.52% 228,856.64 228,868.93 96.59 5.88% 221,063.65 52.90 0.24% (7,805.28) Aaa / NR AAA 2.46 0.64 89238JAC9 Toyota Auto Receivables Trust 2021-D A3 0.710% Due 04/15/2026 211,916.83 11/09/2021 0.71% 211,912.32 211,914.92 96.20 6.20% 203,860.39 66.87 0.22% (8,054.53) NR / AAA AAA 2.54 0.69 43815BAC4 Honda Auto Receivables Trust 2022-1 A3 1.880% Due 05/15/2026 425,000.00 02/15/2022 1.89% 424,936.08 424,967.85 96.48 5.78% 410,027.68 355.11 0.45% (14,940.17) Aaa / AAA NR 2.62 0.91 05602RAD3 BMW Vehicle Owner Trust 2022-A A3 3.210% Due 08/25/2026 300,000.00 05/10/2022 3.23% 299,984.40 299,991.29 97.56 5.95% 292,665.30 160.50 0.32% (7,325.99) Aaa / AAA NR 2.90 0.90 47787JAC2 John Deere Owner Trust 2022-A A3 2.320% Due 09/16/2026 330,000.00 03/10/2022 2.34% 329,927.00 329,959.19 96.82 6.16% 319,489.83 340.27 0.35% (10,469.36) Aaa / NR AAA 2.96 0.83 448977AD0 Hyundai Auto Receivables Trust 2022-A A3 2.220% Due 10/15/2026 595,000.00 03/09/2022 2.23% 594,977.09 594,987.98 96.77 5.74% 575,760.67 587.07 0.64% (19,227.31) NR / AAA AAA 3.04 0.92 380146AC4 GM Financial Auto Receivables 2022-1 A3 1.260% Due 11/16/2026 168,446.49 01/11/2022 1.27% 168,431.85 168,439.33 96.63 5.58% 162,770.69 88.43 0.18% (5,668.64) NR / AAA AAA 3.13 0.78 379929AD4 GM Financial Auto Leasing 2023-3 A3 5.380% Due 11/20/2026 210,000.00 08/08/2023 5.45% 209,974.82 209,976.17 99.60 5.67% 209,170.29 345.22 0.23% (805.88) NR / AAA AAA 3.14 1.75 362585AC5 GM Financial Securitized ART 2022-2 A3 3.100% Due 02/16/2027 260,000.00 04/05/2022 3.13% 259,945.66 259,968.92 97.21 5.72% 252,737.68 335.83 0.28% (7,231.24) Aaa / AAA NR 3.38 1.08 05592XAD2 BMW Vehicle Owner Trust 2023-A A3 5.470% Due 02/25/2028 175,000.00 07/11/2023 5.54% 174,968.99 174,970.89 99.74 5.67% 174,539.75 159.54 0.19% (431.14) NR / AAA AAA 4.41 1.88 As of September 30, 2023 28 Holdings Report Danville Short Term Treasury Pool - Account #21 CUSIP Security Description Par Value/Units Purchase Date Book Yield Cost Value Book Value Mkt Price Mkt YTM Market Value Accrued Int. % of Port. Gain/Loss Moody/S&P Fitch Maturity Duration 161571HT4 Chase Issuance Trust 23-A1 A 5.160% Due 09/15/2028 995,000.00 09/07/2023 5.23% 994,724.19 994,728.22 99.63 5.35% 991,336.41 2,281.87 1.10% (3,391.81) NR / AAA AAA 4.96 2.66 TOTAL ABS 5,516,099.58 2.65% 5,515,292.16 5,515,567.20 5.81% 5,395,167.58 5,430.42 5.95% (120,399.62) Aaa / AAA AAA 3.04 1.14 Agency 3137EAEZ8 FHLMC Note 0.250% Due 11/06/2023 1,455,000.00 11/03/2020 0.28% 1,453,690.50 1,454,956.99 99.51 5.13% 1,447,928.70 1,465.10 1.60% (7,028.29) Aaa / AA+ AA+ 0.10 0.10 3135G06H1 FNMA Note 0.250% Due 11/27/2023 1,500,000.00 11/24/2020 0.27% 1,499,160.00 1,499,956.15 99.22 5.19% 1,488,343.50 1,291.67 1.64% (11,612.65) Aaa / AA+ AA+ 0.16 0.16 3137EAFA2 FHLMC Note 0.250% Due 12/04/2023 1,500,000.00 12/09/2020 0.26% 1,499,610.00 1,499,977.06 99.11 5.27% 1,486,716.00 1,218.75 1.64% (13,261.06) Aaa / AA+ AA+ 0.18 0.18 3135G0V34 FNMA Note 2.500% Due 02/05/2024 1,700,000.00 03/24/2020 0.82% 1,808,052.00 1,709,718.56 98.95 5.55% 1,682,195.90 6,611.11 1.86% (27,522.66) Aaa / AA+ AA+ 0.35 0.34 3130A7PH2 FHLB Note 1.875% Due 03/08/2024 1,500,000.00 03/03/2020 0.85% 1,560,525.00 1,506,568.92 98.40 5.59% 1,476,064.50 1,796.88 1.63% (30,504.42) Aaa / AA+ NR 0.44 0.43 3130APQ81 FHLB Callable Note Mnthly 12/8/2021 1.000% Due 11/08/2024 900,000.00 08/01/2022 3.11% 858,798.00 879,920.86 95.13 5.60% 856,189.80 3,575.00 0.95% (23,731.06) Aaa / AA+ NR 1.11 1.07 3130AQF40 FHLB Note 1.000% Due 12/20/2024 1,000,000.00 07/27/2022 3.15% 950,740.00 974,920.14 94.82 5.44% 948,192.00 2,805.56 1.05% (26,728.14) Aaa / AA+ NR 1.22 1.18 3133ENKS8 FFCB Note 1.125% Due 01/06/2025 595,000.00 01/06/2022 1.20% 593,661.25 594,431.86 94.84 5.39% 564,306.93 1,580.47 0.62% (30,124.93) Aaa / AA+ AA+ 1.27 1.22 3133ENPG9 FFCB Note 1.750% Due 02/14/2025 1,500,000.00 Various 1.83% 1,496,422.50 1,498,347.84 95.19 5.44% 1,427,791.50 3,427.08 1.58% (70,556.34) Aaa / AA+ AA+ 1.38 1.32 3133ENPY0 FFCB Note 1.750% Due 02/25/2025 750,000.00 03/14/2022 2.06% 743,440.50 746,878.46 95.25 5.31% 714,385.50 1,312.50 0.79% (32,492.96) Aaa / AA+ AA+ 1.41 1.35 3133ENWH9 FFCB Note 2.900% Due 05/09/2025 1,000,000.00 05/03/2022 2.97% 998,050.00 998,957.39 96.34 5.30% 963,428.00 11,438.89 1.07% (35,529.39) Aaa / AA+ AA+ 1.61 1.52 3135G05X7 FNMA Note 0.375% Due 08/25/2025 1,000,000.00 12/09/2021 1.17% 971,060.00 985,166.65 91.47 5.14% 914,686.00 375.00 1.01% (70,480.65) Aaa / AA+ AA+ 1.90 1.85 3133EPNG6 FFCB Note 4.375% Due 06/23/2026 2,000,000.00 06/22/2023 4.42% 1,997,620.00 1,997,831.22 98.69 4.89% 1,973,752.00 23,819.44 2.20% (24,079.22) Aaa / AA+ AA+ 2.73 2.51 3133EPSW6 FFCB Note 4.500% Due 08/14/2026 1,500,000.00 08/09/2023 4.58% 1,496,550.00 1,496,701.09 99.01 4.87% 1,485,151.50 8,812.50 1.65% (11,549.59) Aaa / AA+ AA+ 2.87 2.65 3130ATUS4 FHLB Note 4.250% Due 12/10/2027 1,500,000.00 05/15/2023 3.66% 1,536,930.00 1,533,876.47 98.25 4.71% 1,473,801.00 19,656.25 1.65% (60,075.47) Aaa / AA+ NR 4.20 3.75 As of September 30, 2023 29 Holdings Report Danville Short Term Treasury Pool - Account #21 CUSIP Security Description Par Value/Units Purchase Date Book Yield Cost Value Book Value Mkt Price Mkt YTM Market Value Accrued Int. % of Port. Gain/Loss Moody/S&P Fitch Maturity Duration 3133EPGW9 FFCB Note 3.875% Due 04/25/2028 1,500,000.00 04/27/2023 3.76% 1,507,905.00 1,507,240.82 96.26 4.80% 1,443,858.00 25,187.50 1.62% (63,382.82) Aaa / AA+ AA+ 4.57 4.05 3130AWC24 FHLB Note 4.000% Due 06/09/2028 1,500,000.00 07/06/2023 4.49% 1,467,705.00 1,469,197.47 97.12 4.69% 1,456,765.50 20,000.00 1.63% (12,431.97) Aaa / AA+ NR 4.70 4.16 TOTAL Agency 22,400,000.00 2.34% 22,439,919.75 22,354,647.95 5.16% 21,803,556.33 134,373.70 24.19% (551,091.62) Aaa / AA+ AA+ 1.85 1.70 CMO 3137BVZ82 FHLMC K063 3.430% Due 01/25/2027 1,000,000.00 06/06/2023 4.48% 965,625.00 968,580.32 94.62 5.26% 946,221.00 2,858.33 1.05% (22,359.32) NR / NR AAA 3.32 2.93 3137F2LJ3 FHLMC K066 A2 3.117% Due 06/25/2027 1,000,000.00 05/18/2023 4.28% 958,984.38 962,639.51 93.06 5.24% 930,632.00 2,597.50 1.03% (32,007.51) NR / NR AAA 3.74 3.31 3137FBBX3 FHLMC K068 A2 3.244% Due 08/25/2027 1,000,000.00 05/12/2023 4.00% 970,820.31 973,421.23 93.53 5.10% 935,315.00 2,703.33 1.03% (38,106.23) Aaa / NR NR 3.90 3.51 3137FETN0 FHLMC K073 A2 3.350% Due 01/25/2028 720,000.00 05/24/2023 4.34% 691,987.50 694,029.56 93.02 5.19% 669,778.56 402.00 0.74% (24,251.00) NR / NR AAA 4.32 3.83 3137FJEH8 FHLMC K081 A2 3.900% Due 08/25/2028 1,000,000.00 09/05/2023 4.88% 957,968.75 958,501.96 95.10 5.03% 951,029.00 3,250.00 1.05% (7,472.96) NR / NR AAA 4.91 4.32 TOTAL CMO 4,720,000.00 4.40% 4,545,385.94 4,557,172.58 5.16% 4,432,975.56 11,811.16 4.90% (124,197.02) Aaa / NR AAA 4.02 3.56 Corporate 02665WCT6 American Honda Finance Note 3.550% Due 01/12/2024 950,000.00 08/19/2019 2.07% 1,008,634.00 953,762.80 99.35 5.83% 943,832.60 7,400.76 1.05% (9,930.20) A3 / A- A 0.28 0.28 24422EVN6 John Deere Capital Corp Note 0.450% Due 01/17/2024 615,000.00 03/01/2021 0.47% 614,563.35 614,955.04 98.47 5.67% 605,599.11 568.88 0.67% (9,355.93) A2 / A A+ 0.30 0.29 808513BN4 Charles Schwab Corp Callable Note Cont 2/18/2024 0.750% Due 03/18/2024 1,000,000.00 11/17/2021 0.92% 996,020.00 999,208.68 97.61 6.02% 976,077.00 270.83 1.08% (23,131.68) A2 / A- A 0.47 0.45 023135BW5 Amazon.com Inc Note 0.450% Due 05/12/2024 1,000,000.00 Various 0.69% 994,141.10 998,561.92 96.90 5.63% 969,013.00 1,737.51 1.07% (29,548.92) A1 / AA AA- 0.62 0.60 14913R2L0 Caterpillar Financial Service Note 0.450% Due 05/17/2024 905,000.00 05/10/2021 0.50% 903,787.30 904,746.62 96.87 5.57% 876,678.93 1,515.88 0.97% (28,067.69) A2 / A A+ 0.63 0.61 24422EVQ9 John Deere Capital Corp Note 0.450% Due 06/07/2024 540,000.00 06/07/2021 0.49% 539,325.00 539,845.61 96.69 5.43% 522,128.70 769.50 0.58% (17,716.91) A2 / A A+ 0.69 0.67 As of September 30, 2023 30 Holdings Report Danville Short Term Treasury Pool - Account #21 CUSIP Security Description Par Value/Units Purchase Date Book Yield Cost Value Book Value Mkt Price Mkt YTM Market Value Accrued Int. % of Port. Gain/Loss Moody/S&P Fitch Maturity Duration 69371RR40 Paccar Financial Corp Note 0.500% Due 08/09/2024 385,000.00 08/03/2021 0.52% 384,792.10 384,940.63 95.71 5.69% 368,473.88 278.06 0.41% (16,466.75) A1 / A+ NR 0.86 0.83 57636QAN4 MasterCard Inc Callable Note 1x 02/03/2025 2.000% Due 03/03/2025 1,000,000.00 02/25/2022 2.03% 999,010.00 999,532.05 95.30 5.47% 953,026.00 1,555.56 1.05% (46,506.05) Aa3 / A+ NR 1.42 1.37 037833DT4 Apple Inc Callable Note Cont 4/11/2025 1.125% Due 05/11/2025 500,000.00 02/25/2022 2.04% 485,870.00 492,880.51 93.53 5.36% 467,661.00 2,187.50 0.52% (25,219.51) Aaa / AA+ NR 1.61 1.55 46647PCH7 JP Morgan Chase & Co Callable Note Cont 6/1/2024 0.824% Due 06/01/2025 750,000.00 05/24/2021 2.03% 750,972.00 750,405.17 96.27 6.23% 721,989.75 2,060.00 0.80% (28,415.42) A1 / A- AA- 1.67 1.59 194162AM5 Colgate Palmolive Co. Note 3.100% Due 08/15/2025 470,000.00 08/01/2022 3.13% 469,567.60 469,731.61 96.23 5.24% 452,280.53 1,861.72 0.50% (17,451.08) Aa3 / AA- NR 1.88 1.78 931142EW9 Wal-Mart Stores Note 3.900% Due 09/09/2025 700,000.00 09/26/2022 4.64% 685,776.00 690,636.20 97.48 5.28% 682,355.10 1,668.33 0.75% (8,281.10) Aa2 / AA AA 1.95 1.84 594918BJ2 Microsoft Callable Note Cont 8/3/2025 3.125% Due 11/03/2025 1,000,000.00 01/20/2023 4.28% 970,060.00 977,441.66 95.81 5.27% 958,085.00 12,847.22 1.07% (19,356.66) Aaa / AAA NR 2.10 1.96 857477BR3 State Street Bank Callable Note Cont 2/6/2025 1.746% Due 02/06/2026 265,000.00 02/02/2022 3.04% 265,000.00 265,000.00 94.37 6.16% 250,067.78 706.89 0.28% (14,932.22) A1 / A AA- 2.36 1.30 037833BY5 Apple Inc Callable Note Cont 11/23/2025 3.250% Due 02/23/2026 750,000.00 02/01/2023 4.27% 728,265.00 732,939.19 95.55 5.25% 716,658.75 2,572.92 0.79% (16,280.44) Aaa / AA+ NR 2.40 2.26 69371RS56 Paccar Financial Corp Note 5.050% Due 08/10/2026 515,000.00 08/03/2023 5.07% 514,742.50 514,754.72 99.52 5.23% 512,519.25 3,684.40 0.57% (2,235.47) A1 / A+ NR 2.86 2.61 06428CAA2 Bank Of America NA Callable Note cont 7/17/2026 5.526% Due 08/18/2026 1,000,000.00 08/24/2023 5.48% 1,001,360.00 1,001,317.42 99.51 5.71% 995,147.00 6,600.50 1.10% (6,170.42) Aa1 / A+ AA 2.88 2.61 438516BL9 Honeywell Intl Callable Note 08/01/2026 2.500% Due 11/01/2026 1,000,000.00 01/11/2023 4.43% 933,280.00 945,826.05 92.52 5.15% 925,238.00 10,416.67 1.03% (20,588.05) A2 / A A 3.09 2.88 TOTAL Corporate 13,345,000.00 2.60% 13,245,165.95 13,236,485.88 5.56% 12,896,831.38 58,703.13 14.28% (339,654.50) A1 / A+ A+ 1.53 1.42 LAIF 90LAIF$00 Local Agency Investment Fund State Pool 75,754.01 Various 3.61% 75,754.01 75,754.01 1.00 3.61% 75,754.01 677.88 0.08% 0.00 NR / NR NR 0.00 0.00 TOTAL LAIF 75,754.01 3.61% 75,754.01 75,754.01 3.61% 75,754.01 677.88 0.08% 0.00 NR / NR NR 0.00 0.00 As of September 30, 2023 31 Holdings Report Danville Short Term Treasury Pool - Account #21 CUSIP Security Description Par Value/Units Purchase Date Book Yield Cost Value Book Value Mkt Price Mkt YTM Market Value Accrued Int. % of Port. Gain/Loss Moody/S&P Fitch Maturity Duration Money Market Fund 94975H296 Wells Fargo Treasury Plus MMFD 453 647,125.54 Various 5.21% 647,125.54 647,125.54 1.00 5.21% 647,125.54 0.00 0.71% 0.00 Aaa / AAA NR 0.00 0.00 TOTAL Money Market Fund 647,125.54 5.21% 647,125.54 647,125.54 5.21% 647,125.54 0.00 0.71% 0.00 Aaa / AAA NR 0.00 0.00 Supranational 459058JM6 Intl. Bank Recon & Development Note 0.250% Due 11/24/2023 355,000.00 11/17/2020 0.32% 354,236.75 354,962.36 99.22 5.50% 352,224.61 313.09 0.39% (2,737.75) Aaa / AAA AAA 0.15 0.15 4581X0DZ8 Inter-American Dev Bank Note 0.500% Due 09/23/2024 1,250,000.00 09/15/2021 0.52% 1,249,075.00 1,249,697.86 95.14 5.67% 1,189,227.50 138.89 1.31% (60,470.36) Aaa / AAA NR 0.98 0.95 45950KCR9 International Finance Corp Note 1.375% Due 10/16/2024 1,000,000.00 07/29/2021 0.46% 1,028,980.00 1,009,429.02 95.76 5.61% 957,644.00 6,302.08 1.06% (51,785.02) Aaa / AAA NR 1.05 1.01 TOTAL Supranational 2,605,000.00 0.47% 2,632,291.75 2,614,089.24 5.62% 2,499,096.11 6,754.06 2.76% (114,993.13) Aaa / AAA AAA 0.89 0.86 US Treasury 912828T91 US Treasury Note 1.625% Due 10/31/2023 1,500,000.00 09/13/2019 1.78% 1,490,917.97 1,499,819.08 99.70 5.13% 1,495,551.00 10,200.41 1.66% (4,268.08) Aaa / AA+ AA+ 0.08 0.08 91282CBA8 US Treasury Note 0.125% Due 12/15/2023 750,000.00 01/08/2021 0.22% 747,861.33 749,849.81 98.95 5.22% 742,148.25 276.64 0.82% (7,701.56) Aaa / AA+ AA+ 0.21 0.21 91282CBV2 US Treasury Note 0.375% Due 04/15/2024 1,000,000.00 04/14/2021 0.36% 1,000,351.56 1,000,063.19 97.32 5.48% 973,164.00 1,731.56 1.07% (26,899.19) Aaa / AA+ AA+ 0.54 0.53 912828X70 US Treasury Note 2.000% Due 04/30/2024 1,000,000.00 07/27/2022 3.06% 981,914.06 994,027.70 98.03 5.47% 980,313.00 8,369.57 1.09% (13,714.70) Aaa / AA+ AA+ 0.58 0.56 91282CCC3 US Treasury Note 0.250% Due 05/15/2024 1,250,000.00 05/12/2021 0.36% 1,246,093.75 1,249,189.47 96.81 5.51% 1,210,107.50 1,180.37 1.34% (39,081.97) Aaa / AA+ AA+ 0.62 0.61 91282CCG4 US Treasury Note 0.250% Due 06/15/2024 1,500,000.00 06/10/2021 0.33% 1,496,542.97 1,499,186.21 96.41 5.49% 1,446,153.00 1,106.56 1.60% (53,033.21) Aaa / AA+ AA+ 0.71 0.69 91282CCL3 US Treasury Note 0.375% Due 07/15/2024 1,500,000.00 07/28/2021 0.38% 1,499,648.44 1,499,906.42 96.10 5.48% 1,441,524.00 1,192.26 1.59% (58,382.42) Aaa / AA+ AA+ 0.79 0.77 912828YE4 US Treasury Note 1.250% Due 08/31/2024 1,000,000.00 02/09/2021 0.26% 1,034,804.69 1,008,982.72 96.24 5.50% 962,422.00 1,064.56 1.06% (46,560.72) Aaa / AA+ AA+ 0.92 0.89 91282CCX7 US Treasury Note 0.375% Due 09/15/2024 1,400,000.00 09/13/2021 0.44% 1,397,265.63 1,399,126.80 95.29 5.48% 1,334,102.00 230.77 1.47% (65,024.80) Aaa / AA+ AA+ 0.96 0.93 As of September 30, 2023 32 Holdings Report Danville Short Term Treasury Pool - Account #21 CUSIP Security Description Par Value/Units Purchase Date Book Yield Cost Value Book Value Mkt Price Mkt YTM Market Value Accrued Int. % of Port. Gain/Loss Moody/S&P Fitch Maturity Duration 912828YM6 US Treasury Note 1.500% Due 10/31/2024 1,350,000.00 08/06/2021 0.45% 1,395,246.09 1,365,197.16 95.91 5.44% 1,294,735.05 8,474.18 1.44% (70,462.11) Aaa / AA+ AA+ 1.09 1.04 91282CDH1 US Treasury Note 0.750% Due 11/15/2024 1,500,000.00 11/10/2021 0.80% 1,497,832.03 1,499,187.01 94.98 5.40% 1,424,766.00 4,249.32 1.58% (74,421.01) Aaa / AA+ AA+ 1.13 1.09 91282CDN8 US Treasury Note 1.000% Due 12/15/2024 850,000.00 01/26/2022 1.39% 840,636.72 846,078.63 94.96 5.37% 807,134.50 2,508.20 0.89% (38,944.13) Aaa / AA+ AA+ 1.21 1.17 912828YY0 US Treasury Note 1.750% Due 12/31/2024 1,500,000.00 03/15/2022 2.03% 1,488,632.81 1,494,912.04 95.68 5.37% 1,435,195.50 6,633.83 1.59% (59,716.54) Aaa / AA+ AA+ 1.25 1.20 912828Z52 US Treasury Note 1.375% Due 01/31/2025 1,500,000.00 02/24/2021 0.40% 1,557,011.72 1,519,374.46 94.95 5.34% 1,424,296.50 3,474.86 1.57% (95,077.96) Aaa / AA+ AA+ 1.34 1.29 912828ZC7 US Treasury Note 1.125% Due 02/28/2025 1,000,000.00 02/03/2022 1.43% 990,820.31 995,770.79 94.39 5.28% 943,906.00 958.10 1.04% (51,864.79) Aaa / AA+ AA+ 1.42 1.37 912828ZF0 US Treasury Note 0.500% Due 03/31/2025 1,350,000.00 Various 0.66% 1,342,150.39 1,346,844.13 93.18 5.29% 1,257,978.60 18.44 1.39% (88,865.53) Aaa / AA+ AA+ 1.50 1.46 912828ZL7 US Treasury Note 0.375% Due 04/30/2025 2,000,000.00 Various 1.51% 1,934,296.88 1,965,171.78 92.71 5.23% 1,854,140.00 3,138.58 2.05% (111,031.78) Aaa / AA+ AA+ 1.58 1.54 912828ZT0 US Treasury Note 0.250% Due 05/31/2025 1,500,000.00 06/11/2021 0.53% 1,483,359.38 1,493,007.95 92.21 5.19% 1,383,163.50 1,260.25 1.53% (109,844.45) Aaa / AA+ AA+ 1.67 1.62 912828ZW3 US Treasury Note 0.250% Due 06/30/2025 1,500,000.00 07/29/2021 0.56% 1,482,246.09 1,492,084.56 91.91 5.15% 1,378,594.50 947.69 1.52% (113,490.06) Aaa / AA+ AA+ 1.75 1.70 91282CAB7 US Treasury Note 0.250% Due 07/31/2025 1,350,000.00 12/02/2021 1.06% 1,310,871.09 1,330,406.26 91.56 5.13% 1,236,093.75 568.61 1.36% (94,312.51) Aaa / AA+ AA+ 1.84 1.78 912828K74 US Treasury Note 2.000% Due 08/15/2025 1,500,000.00 04/21/2022 2.96% 1,454,882.81 1,474,516.80 94.49 5.12% 1,417,324.50 3,831.52 1.57% (57,192.30) Aaa / AA+ AA+ 1.88 1.80 9128285C0 US Treasury Note 3.000% Due 09/30/2025 1,500,000.00 04/21/2022 2.96% 1,502,109.38 1,501,225.02 96.12 5.06% 1,441,816.50 122.95 1.59% (59,408.52) Aaa / AA+ AA+ 2.00 1.91 9128285J5 US Treasury Note 3.000% Due 10/31/2025 1,600,000.00 06/02/2022 2.87% 1,606,562.50 1,604,008.08 96.02 5.03% 1,536,374.40 20,086.96 1.72% (67,633.68) Aaa / AA+ AA+ 2.09 1.96 912828M56 US Treasury Note 2.250% Due 11/15/2025 1,700,000.00 06/09/2022 3.05% 1,655,839.84 1,672,672.82 94.48 5.02% 1,606,234.80 14,447.69 1.79% (66,438.02) Aaa / AA+ AA+ 2.13 2.02 9128285T3 US Treasury Note 2.625% Due 12/31/2025 1,100,000.00 07/13/2022 3.21% 1,079,031.25 1,086,385.22 95.05 4.98% 1,045,515.90 7,297.21 1.16% (40,869.32) Aaa / AA+ AA+ 2.25 2.13 9128286L9 US Treasury Note 2.250% Due 03/31/2026 1,800,000.00 08/03/2022 3.00% 1,753,523.44 1,768,249.72 93.84 4.90% 1,689,188.40 110.66 1.86% (79,061.32) Aaa / AA+ AA+ 2.50 2.38 9128286S4 US Treasury Note 2.375% Due 04/30/2026 1,600,000.00 09/08/2022 3.43% 1,542,500.00 1,559,243.79 93.96 4.89% 1,503,374.40 15,902.17 1.68% (55,869.39) Aaa / AA+ AA+ 2.58 2.43 As of September 30, 2023 33 Holdings Report Danville Short Term Treasury Pool - Account #21 CUSIP Security Description Par Value/Units Purchase Date Book Yield Cost Value Book Value Mkt Price Mkt YTM Market Value Accrued Int. % of Port. Gain/Loss Moody/S&P Fitch Maturity Duration 912828YG9 US Treasury Note 1.625% Due 09/30/2026 2,000,000.00 06/07/2023 4.09% 1,848,984.38 1,863,224.07 91.29 4.78% 1,825,704.00 88.80 2.01% (37,520.07) Aaa / AA+ AA+ 3.00 2.87 91282CEF4 US Treasury Note 2.500% Due 03/31/2027 1,450,000.00 11/28/2022 4.01% 1,363,566.41 1,380,230.28 92.89 4.73% 1,346,857.15 99.04 1.49% (33,373.13) Aaa / AA+ AA+ 3.50 3.29 91282CEW7 US Treasury Note 3.250% Due 06/30/2027 1,500,000.00 10/05/2022 4.01% 1,451,308.59 1,461,340.77 95.01 4.72% 1,425,175.50 12,319.97 1.58% (36,165.27) Aaa / AA+ AA+ 3.75 3.44 91282CFH9 US Treasury Note 3.125% Due 08/31/2027 1,600,000.00 01/20/2023 3.59% 1,568,437.50 1,573,150.28 94.38 4.71% 1,510,062.40 4,258.24 1.67% (63,087.88) Aaa / AA+ AA+ 3.92 3.62 91282CFM8 US Treasury Note 4.125% Due 09/30/2027 1,250,000.00 03/08/2023 4.44% 1,234,130.86 1,236,084.72 97.92 4.70% 1,223,975.00 140.88 1.35% (12,109.72) Aaa / AA+ AA+ 4.00 3.64 TOTAL US Treasury 44,900,000.00 1.94% 44,279,380.87 44,428,517.74 5.15% 42,597,091.60 136,290.85 47.11% (1,831,426.14) Aaa / AA+ AA+ 1.79 1.70 TOTAL PORTFOLIO 94,208,979.13 2.28% 93,380,315.97 93,429,360.14 5.26% 90,347,598.11 354,041.20 100.00% (3,081,762.03) Aa1 / AA+ AA+ 1.91 1.68 TOTAL MARKET VALUE PLUS ACCRUALS 90,701,639.31 As of September 30, 2023 34 Holdings Report Danville NERIAD Improvement Fund (89-1 90A) - Account #24 CUSIP Security Description Par Value/Units Purchase Date Book Yield Cost Value Book Value Mkt Price Mkt YTM Market Value Accrued Int. % of Port. Gain/Loss Moody/S&P Fitch Maturity Duration Money Market Fund 94975H296 Wells Fargo Treasury Plus MMFD 453 263,156.47 Various 5.21% 263,156.47 263,156.47 1.00 5.21% 263,156.47 0.00 29.10% 0.00 Aaa / AAA NR 0.00 0.00 TOTAL Money Market Fund 263,156.47 5.21% 263,156.47 263,156.47 5.21% 263,156.47 0.00 29.10% 0.00 Aaa / AAA NR 0.00 0.00 US Treasury 912797FC6 US Treasury Bill 4.765% Due 10/26/2023 150,000.00 04/26/2023 4.95% 146,386.54 146,386.54 97.59 4.95% 146,386.54 3,117.11 16.53% 0.00 P-1 / A-1+ F-1+ 0.07 0.07 91282CBA8 US Treasury Note 0.125% Due 12/15/2023 250,000.00 03/20/2023 4.51% 242,148.44 247,810.90 98.95 5.22% 247,382.75 92.21 27.36% (428.15) Aaa / AA+ AA+ 0.21 0.21 91282CBR1 US Treasury Note 0.250% Due 03/15/2024 250,000.00 06/28/2023 5.39% 241,171.88 244,341.82 97.72 5.34% 244,297.00 27.47 27.01% (44.82) Aaa / AA+ AA+ 0.46 0.45 TOTAL US Treasury 650,000.00 4.95% 629,706.86 638,539.26 5.20% 638,066.29 3,236.79 70.90% (472.97) Aaa / AA+ AA+ 0.27 0.27 TOTAL PORTFOLIO 913,156.47 5.02% 892,863.33 901,695.73 5.21% 901,222.76 3,236.79 100.00% (472.97) Aaa / AAA AA+ 0.19 0.19 TOTAL MARKET VALUE PLUS ACCRUALS 904,459.55 As of September 30, 2023 35 SECTION |Section 4 |Transactions 36 Transaction Ledger Danville Short Term Treasury Pool - Account #21 Transaction Type Settlement Date CUSIP Quantity Security Description Price Acq/Disp Yield Amount Interest Pur/Sold Total Amount Gain/Loss ACQUISITIONS Purchase 07/10/2023 3130AWC24 1,500,000.00 FHLB Note 4% Due: 06/09/2028 97.847 4.49%1,467,705.00 6,500.00 1,474,205.00 0.00 Purchase 07/18/2023 05592XAD2 175,000.00 BMW Vehicle Owner Trust 2023-A A3 5.47% Due: 02/25/2028 99.982 5.54%174,968.99 0.00 174,968.99 0.00 Purchase 08/10/2023 69371RS56 515,000.00 Paccar Financial Corp Note 5.05% Due: 08/10/2026 99.950 5.07%514,742.50 0.00 514,742.50 0.00 Purchase 08/14/2023 3133EPSW6 1,500,000.00 FFCB Note 4.5% Due: 08/14/2026 99.770 4.58%1,496,550.00 0.00 1,496,550.00 0.00 Purchase 08/16/2023 379929AD4 210,000.00 GM Financial Auto Leasing 2023-3 A3 5.38% Due: 11/20/2026 99.988 5.45%209,974.82 0.00 209,974.82 0.00 Purchase 08/28/2023 06428CAA2 1,000,000.00 Bank Of America NA Callable Note cont 7/17/2026 5.526% Due: 08/18/2026 100.136 5.48%1,001,360.00 1,535.00 1,002,895.00 0.00 Purchase 09/08/2023 3137FJEH8 1,000,000.00 FHLMC K081 A2 3.9% Due: 08/25/2028 95.797 4.88%957,968.75 758.33 958,727.08 0.00 Purchase 09/15/2023 161571HT4 995,000.00 Chase Issuance Trust 23-A1 A 5.16% Due: 09/15/2028 99.972 5.23%994,724.19 0.00 994,724.19 0.00 Subtotal 6,895,000.00 6,817,994.25 8,793.33 6,826,787.58 0.00 TOTAL ACQUISITIONS 6,895,000.00 6,817,994.25 8,793.33 6,826,787.58 0.00 DISPOSITIONS Maturity 07/10/2023 3135G05G4 1,460,000.00 FNMA Note 0.25% Due: 07/10/2023 100.000 1,460,000.00 0.00 1,460,000.00 0.00 Maturity 08/14/2023 3133EL3V4 1,500,000.00 FFCB Note 0.2% Due: 08/14/2023 100.000 1,500,000.00 0.00 1,500,000.00 0.00 Maturity 08/24/2023 3137EAEV7 1,500,000.00 FHLMC Note 0.25% Due: 08/24/2023 100.000 1,500,000.00 0.00 1,500,000.00 0.00 June 30, 2023 through September 30, 2023 As of September 30, 2023 37 Transaction Ledger Danville Short Term Treasury Pool - Account #21 Transaction Type Settlement Date CUSIP Quantity Security Description Price Acq/Disp Yield Amount Interest Pur/Sold Total Amount Gain/Loss Maturity 09/08/2023 3137EAEW5 1,490,000.00 FHLMC Note 0.25% Due: 09/08/2023 100.000 1,490,000.00 0.00 1,490,000.00 0.00 Subtotal 5,950,000.00 5,950,000.00 0.00 5,950,000.00 0.00 TOTAL DISPOSITIONS 5,950,000.00 5,950,000.00 0.00 5,950,000.00 0.00 June 30, 2023 through September 30, 2023 As of September 30, 2023 38 Transaction Ledger Danville NERIAD Improvement Fund (89-1 90A) - Account #24 Transaction Type Settlement Date CUSIP Quantity Security Description Price Acq/Disp Yield Amount Interest Pur/Sold Total Amount Gain/Loss DISPOSITIONS Maturity 09/30/2023 91282CDA6 250,000.00 US Treasury Note 0.25% Due: 09/30/2023 100.000 250,000.00 0.00 250,000.00 0.00 Subtotal 250,000.00 250,000.00 0.00 250,000.00 0.00 TOTAL DISPOSITIONS 250,000.00 250,000.00 0.00 250,000.00 0.00 June 30, 2023 through September 30, 2023 As of September 30, 2023 39 Important Disclosures 2023 Chandler Asset Management, Inc, An Independent Registered Investment Adviser. Information contained herein is confidential. Prices are provided by ICE Data Services Inc (“IDS”), an independent pricing source. In the event IDS does not provide a price or if the price provided is not reflective of fair market value, Chandler will obtain pricing from an alternative approved third party pricing source in accordance with our written valuation policy and procedures.Our valuation procedures are also disclosed in Item 5 of our Form ADV Part 2A. Performance results are presented gross-of-advisory fees and represent the client’s Total Return. The deduction of advisory fees lowers performance results. These results include the reinvestment of dividends and other earnings. Past performance may not be indicative of future results. Therefore, clients should not assume that future performance of any specific investment or investment strategy will be profitable or equal to past performance levels. All investment strategies have the potential for profit or loss. Economic factors, market conditions or changes in investment strategies, contributions or withdrawals may materially alter the performance and results of your portfolio. Index returns assume reinvestment of all distributions. Historical performance results for investment indexes generally do not reflect the deduction of transaction and/or custodial charges or the deduction of an investment management fee, the incurrence of which would have the effect of decreasing historical performance results. It is not possible to invest directly in an index. Source ICE Data Indices, LLC ("ICE"), used with permission. ICE permits use of the ICE indices and related data on an "as is" basis; ICE, its affiliates and their respective third party suppliers disclaim any and all warranties and representations, express and/or implied, including any warranties of merchantability or fitness for a particular purpose or use, including the indices, index data and any data included in, related to, or derived therefrom. Neither ICE data, its affiliates or their respective third party providers guarantee the quality, adequacy, accuracy, timeliness or completeness of the indices or the index data or any component thereof, and the indices and index data and all components thereof are provided on an "as is" basis and licensee's use it at licensee's own risk. ICE data, its affiliates and their respective third party do not sponsor, endorse, or recommend chandler asset management, or any of its products or services. This report is provided for informational purposes only and should not be construed as a specific investment or legal advice. The information contained herein was obtained from sources believed to be reliable as of the date of publication, but may become outdated or superseded at any time without notice. Any opinions or views expressed are based on current market conditions and are subject to change. This report may contain forecasts and forward-looking statements which are inherently limited and should not be relied upon as indicator of future results. Past performance is not indicative of future results. This report is not intended to constitute an offer, solicitation, recommendation or advice regarding any securities or investment strategy and should not be regarded by recipients as a substitute for the exercise of their own judgment. Fixed income investments are subject to interest, credit and market risk. Interest rate risk: the value of fixed income investments will decline as interest rates rise. Credit risk: the possibility that the borrower may not be able to repay interest and principal. Low rated bonds generally have to pay higher interest rates to attract investors willing to take on greater risk. Market risk: the bond market in general could decline due to economic conditions, especially during periods of rising interest rates. Ratings information have been provided by Moody’s, S&P and Fitch through data feeds we believe to be reliable as of the date of this statement, however we cannot guarantee its accuracy. Security level ratings for U.S. Agency issued mortgage-backed securities (“MBS”) reflect the issuer rating because the securities themselves are not rated. The issuing U.S. Agency guarantees the full and timely payment of both principal and interest and carries a AA+/Aaa/AAA by S&P, Moody’s and Fitch respectively. Your qualified custodian bank maintains control of all assets reflected in this statement and we urge you to compare this statement to the one you receive from your qualified custodian. Chandler does not have any authority to withdraw or deposit funds from/to the custodian account. As of September 30, 2023 40 Benchmark Disclosures ICE BofA 1-3 Yr US Treasury Index The ICE BofA 1-3 Year US Treasury Index tracks the performance of US dollar-denominated sovereign debt publicly issued by the US government in its domestic market. Qualifying securities must have at least one year remaining term to final maturity and less than three years remaining term to final maturity, a fixed coupon schedule, and a minimum amount outstanding of $1 billion. Qualifying securities must have at least 18 months to final maturity at the time of issuance. ICE BofA 3-Month US Treasury Bill Index The ICE BofA US 3-Month Treasury Bill Index is comprised of a single issue purchased at the beginning of the month and held for a full month. At the end of the month that issue is sold and rolled into a newly selected issue. The issue selected at each month-end rebalancing is the outstanding Treasury Bill that matures closest to, but not beyond, three months from the rebalancing date. ICE BofA 1-3 Yr AAA-A US Corp & Govt Index The ICE BofA 1-3 AAA-A Year US Corporate & Government Index tracks the performance of US dollar denominated investment grade debt publicly issued in the US domestic market, including US Treasury, US agency, foreign government, supranational, and corporate securities. Qualifying securities must be rated AAA through A3 (based on an average of Moody’s, S&P and Fitch). In addition, qualifying securities must have at least one year remaining term to final maturity and less than three years remaining term to final maturity, at least 18 months to final maturity at point of issuance, a fixed coupon schedule, and a minimum amount outstanding of $1 billion for US Treasuries and $250 million for all other securities. As of September 30, 2023 41 Supplement to Quarterly Investment Report Town Managed Cash Account Average Average Maturity Yield Cost Town Funds 0 3.434%13,996,313 Trust Fund 0 3.434% 1,911,027 . Community Development Agency DS/Successor Agency 0 3.434%45,704 NERIAD 0 3.434%331,143 Total LAIF Funds Managed by the Town 16,284,187$ LAIF Funds Managed/Reported by Chandler Investments 75,270 Total LAIF Funds 16,359,457$ LAIF Funds Managed by the Town (Local Agency Investment Fund) August 2023 8.1