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HomeMy WebLinkAbout011122-07.1CHANDLER ASSET MANAGEMENT, INC. | 800.317.4747 | www.chandlerasset.com INVESTMENT REPORT Period Ending December 31, 2021 Town of Danville SECTION 1 Economic Update SECTION 2 Account Profile SECTION 3 Portfolio Holdings SECTION 4 Transactions Table of Contents As of December 31, 2021 1 SECTION |Section 1 |Economic Update 2 Economic Update    In our view,economic growth is likely to moderate but remain modestly above-trend in 2022,fueled in part by ongoing tailwinds from fiscal support,accommodative monetary policy,and continued progress on vaccinations.Our outlook assumes an improving global health backdrop, though risks to the downside remain.Covid infection rates in the US and on a global basis have recently increased,and the new omicron variant poses a significant risk to the outlook.Given the high level of uncertainty regarding omicron’s impact on the global health situation,supply chains,and the broader economy,we expect financial market volatility will be elevated over the near-term.Inflation readings continue to run hot,but market- based inflation expectations remain relatively contained and we believe inflation may be at or near a peak.We expect supply chain bottlenecks will continue to put upward pressure on prices over the near-term but should improve during 2022. The Federal Open Market Committee (FOMC)kept the fed funds target rate unchanged in December,in a range of 0.0%- 0.25%,but announced plans to accelerate the pace of their tapering process.The Fed will reduce the magnitude of their monthly asset purchases by $30 billionin January,doubling the pace of the monthly reduction in asset purchases that began in November.Should the Fed continue to reduce their monthly asset purchases at the new pace,their bond-buying program would end this spring (late-March or mid-April).The FOMC’s updated Summary of Economic Projections indicates that policymakers may be prepared to hike the fed funds rate three times in 2022 (based on the median estimate),up from the previous projection of just one 25 basis point hike.The Fed’s updated projections suggest that these hikes would be amid a backdrop of strong economic growth.With inflation now more elevated and prolonged than originally anticipated, we believe the Fed’s decision to accelerate the tapering process is prudent.However,we do not believe that monetary policy is on a pre-set course and expect the Fed will adjust policy if necessary,depending on developments in the economy. In December,the 2-year Treasury yield increased nearly 17 basis points to 0.73%,the 5-year Treasury yield increased ten basis points to 1.26%,and the 10-year Treasury yield increased about seven basis points to 1.51%in the month.Given the high level of uncertainty regarding the outlook for monetary policy as well as the unknown impact of the new omicron variant,we believe an ongoing flight to quality may keep downward pressure on the longer end of the Treasury curve,at least over the near-term. 3 Source: US Department of Labor Source: US Department of Labor Employment Job growth was weaker than expected in November,but the unemployment rate still declined four tenths of a percent to 4.2%.We believe a variety of factors are keeping some workers out of the labor force, which has likely held back job growth despite strong demand from employers.U.S.nonfarm payrolls increased by 210,000 in November,versus the consensus forecast of 550,000.On a trailing 3-month and 6- month basis,payrolls increased an average of 378,000 and 612,000 per month,as job growth has decelerated from the summer months.The labor participation rate improved to 61.8%in November from 61.6%in October but remains lower than the pre-pandemic level of 63.4%.The employment-population ratio increased to 59.2%from 58.8%,but also remains below the pre-pandemic level of 61.1%.The U-6 underemployment rate,which includes those who are marginally attached to the labor force and employed part time for economic reasons, declined to 7.8%in November from 8.3%in October (versus 7.0%in February 2020).Annualized average hourly earnings were up by 4.8%in November (unchanged from October),reflecting strong wage growth driven in part by the ongoing imbalance in the supply and demand for labor. -22,000 -18,000 -14,000 -10,000 -6,000 -2,000 2,000 6,000 M O M C h a n g e I n ( 0 0 0 ' s ) Nonfarm Payroll (000's) Non-farm Payroll (000's) 3 month average (000's) 0.0% 4.0% 8.0% 12.0% 16.0% 20.0% 24.0% Unemployment Rate Underemployment Rate (U6) Unemployment Rate (U3) Ra t e ( % ) 4 Initial Claims for Unemployment - 5,000 10,000 15,000 20,000 25,000 In t h o u s a n d s Initial Jobless Claims Continuing Claims Initial Claims For Unemployment April 10, 2020 -December 24, 2021 In the most recent week,the number of initial jobless claims was 198,000,versus 206,000 in the prior week.The level of continuing unemployment claims (where the data is lagged by one week)declined to 1.716 million versus 1.856 million in the prior week.Continuing jobless claims have declined significantly from the peak of nearly 25 millionin May 2020,and are in the range of pre-pandemic levels (the 2019 average was 1.7 million). Source: US Department of Labor 5 Source: US Department of Labor Source: US Department of Commerce Inflation The Consumer Price Index (CPI)was up 6.8%year-over-year in November,versus up 6.2%year-over-year in October.Core CPI (CPI less food and energy)was up 4.9%year-over-year in November,versus up 4.6%in October.Pricing pressures were widespread in November,with notable gains for energy,food,used cars and trucks,new vehicles,and rent.The Personal Consumption Expenditures (PCE)index was up 5.7% year-over-year in November,up from 5.1%in October.Core PCE was up 4.7%year-over-year in November,versus up 4.2%in October.Current inflation readings continue to run well above the Fed’s longer-run target of around 2.0%.Upward pressure on inflation from supply chain bottlenecks and pandemic-related disruptions is likely to remain elevated over the near-term. 0.0% 1.0% 2.0% 3.0% 4.0% 5.0% 6.0% 7.0% Personal Consumption Expenditures (PCE) PCE Price Deflator YOY % Change PCE Core Deflator YOY % Change YO Y ( % ) C h a n g e 0.0% 1.0% 2.0% 3.0% 4.0% 5.0% 6.0% 7.0% Consumer Price Index (CPI) CPI YOY % Change Core CPI YOY % Change Y O Y ( % ) C h a n g e 6 On a year-over-year basis,retail sales were up 18.2%in November versus up 16.3%in October.On a month-over-month basis,retail sales were softer than expected in November,up 0.3%versus expectations of 0.8%,but this followed an upwardly revised gain of 1.8%in October.In our view,the data suggests that consumers may have started shopping early this holiday season in anticipation of supply shortages.Higher gas prices seem to have taken some wallet share,with spending at gasoline stations up 1.7%month-over-month.Amid the current resurgence of virus cases,the outlook for December retail sales is uncertain,and nonstore retailers (online)may be poised to outperform.The Consumer Confidence index increased to 115.8 in December from 111.9 in November.The improvement came despite the arrival of the omicron variant and still elevated inflation. Source: US Department of Commerce Source: The Conference Board -30.0% -20.0% -10.0% 0.0% 10.0% 20.0% 30.0% 40.0% 50.0% 60.0% Retail Sales YOY % Change Y O Y ( % ) C h a n g e 80 90 100 110 120 130 140 In d e x L e v e l Consumer Confidence Consumer 7 Source: The Conference Board Source: Federal Reserve Bank of Chicago Economic Activity The Conference Board’s Leading Economic Index (LEI)increased 1.1%month-over-month in November,following a 0.9%increase in October. On a year-over-year basis,the LEI was up 9.8%in November versus up 9.6%in October.The Conference Board believes the strong gain in the LEI in November suggests that the economic expansion will continue into the first half of 2022,but they caution that ongoing supply chain headwinds and the current resurgence of the virus pose risks to the outlook.The Conference Board expects GDP growth to moderate in the first quarter to 2.2%versus their forecast of 6.5%growth in the fourth quarter of this year.Meanwhile,the Chicago Fed National Activity Index (CFNAI)declined to 0.37 in November from 0.76 in October.On a 3-month moving average basis,the CFNAI increased to 0.37 in November versus 0.21 in October. -8.00 -6.00 -4.00 -2.00 0.00 2.00 4.00 6.00 Chicago Fed National Activity Index (CFNAI) 3 M o n t h A v e r a g e -8.0% -6.0% -4.0% -2.0% 0.0% 2.0% 4.0% Leading Economic Indicators (LEI) M O M ( % ) C h a n g e 8 Source: US Department of Commerce Source: S&P Housing 0 200 400 600 800 1000 1200 1400 1600 1800 2000 M O M C h a n g e ( I n T h o u s a n d s o f U n i t s ) Housing Starts Multi Family Housing Starts Single Family Housing Starts 0.0% 3.0% 6.0% 9.0% 12.0% 15.0% 18.0% 21.0% 24.0% S&P/Case -Shiller 20 City Composite Home Price Index YO Y ( % ) C h a n g e Total housing starts jumped 11.8%in November to an annual pace of 1,679,000.Single-family starts increased 11.3%while multi-family starts increased 12.9%,month-over-month.On a year-over-year basis total housing starts were up 8.3%in November.According to the Case-Shiller 20-City home price index,home prices were up 18.4%year-over-year in October versus up 19.1%year-over-year in September,suggesting the acceleration in home prices is easing. However, tight supply will likely continue to support prices. 9 Source: Institute for Supply Management Source: Federal Reserve Manufacturing The Institute for Suppl y Management (ISM)manufacturing index increased to 61.1 in November from 60.8 in October,pointing to continued strength in manufacturing. Readings above 50.0 are indicative of expansion in the manufacturing sector.The Industrial Production index was up 5.3%in November,on par with October’s year-over-year gain.On a month-over-month basis,the Industrial Production index increased 0.5%in November,following an upwardly revised 1.7%increase in October.Though manufacturing production likely remains constrained by supply chain bottlenecks,capacity utilization increased to 76.8%in November from 76.5%in October.Although capacity utilization remains below its longer-run average of 79.6%, it is running above the pre-pandemic level of 76.3%. 40 42 44 46 48 50 52 54 56 58 60 62 64 66 Institute of Supply Management Purchasing Manager Index EXPANDING CONTRACTING -20.0% -15.0% -10.0% -5.0% 0.0% 5.0% 10.0% 15.0% 20.0% Industrial Production YO Y ( % ) C h a n g e 10 Source: US Department of Commerce Source: US Department of Commerce 12/20 3/21 6/21 9/21 2.3% 7.4% 7.9% 1.4% 4.0% -0.4% -0.7% 2.1% -1.7% -1.6% -0.2% -1.3% -0.2% 0.8% -0.4% -0.4% 0.1% 0.0% 0.0% 0.5% 4.5% 6.3% 6.7% 2.3% Components of GDP Federal Government Expenditures State and Local (Consumption and Gross Investment) Net Exports and Imports Total Gross Private Domestic Investment Personal Consumption Expenditures -35.0% -30.0% -25.0% -20.0% -15.0% -10.0% -5.0% 0.0% 5.0% 10.0% 15.0% 20.0% 25.0% 30.0% 35.0% Gross Domestic Product (GDP) GDP QOQ % Change GDP YOY % Change Gross Domestic Product (GDP) Real US gross domestic product (GDP)growth decelerated in the third quarter amid widespread supply chain disruptions and a surge in the Covid Delta variant.However,third quarter growth was slightly better than previously estimated.According to the final estimate,third quarter GDP grew at an annualized rate of 2.3%in the third quarter,revised up from the second estimate of 2.1%and the advance estimate of 2.0%. This follows a much stronger pace of growth in the first half of this year,with first and second quarter annualized GDP growth up 6.3%and 6.7%,respectively.The consensus forecast calls for 6.0%GDP growth in the current quarter.For the first quarter of 2022,the consensus estimate calls for 4.0% GDP growth. Though the impact on economic activity from each resurgence of the virus seems to lessen with each wave, we believe there is risk to the first quarter growth outlook. 11 Federal Reserve Source: Federal Reserve Source: Bloomberg Last year,the Fed took a wide range of aggressive actions to help stabilize and provide liquidity to the financial markets.The Fed lowered the fed funds target rate to a range of 0.0%-0.25%and started purchasing Treasury and agency mortgage-backed securities (MBS)to support smooth market functioning.Last year,policymakers reinstated the Commercial Paper Funding Facility and Money Market Mutual Fund Liquidity Facility,and established the Primary Market Corporate Credit Facility,Secondary Market Corporate Credit Facility,Term Asset-Backed Securities Loan Facility,Paycheck Protection Program Liquidity Facility,Main Street Lending Facility,and Municipal Liquidity Facility.The Fed has also provided short-term funding through large-scale repo operations and lowered the reserve requirement for depository institutions. Many of the Fed's lending facilities expired at the end of 2020.In June 2021,the Fed announced plans to unwind its corporate credit facility. The Fed started to taper their Treasury and agency MBS purchases in November 2021,and we believe the Fed's bond-buying program islikely to end in the spring of 2022. The Fed has also signaled that they are likely to start hiking the fed funds target rate in 2022. 0.00% 0.50% 1.00% 1.50% 2.00% 2.50% Effective Federal Funds Rate Yi e l d ( % ) 2,000,000 3,000,000 4,000,000 5,000,000 6,000,000 7,000,000 8,000,000 9,000,000 Federal Reserve Balance Sheet Assets In $ m i l l i o n s 12 Source: Bloomberg Source: Bloomberg 0.0% 0.5% 1.0% 1.5% 2.0% 2.5% US Treasury Note Yields 2-Year 5-Year 10-Year Y i e l d ( % ) 0.0% 0.5% 1.0% 1.5% 2.0% 2.5% US Treasury Yield Curve Dec-21 Sep-21 Dec-20 Y i e l d ( % ) Bond Yields At the end of December,the 2-year Treasury yield was about 61 basis points higher and the 10-Year Treasury yield was about 60 basis points higher,year-over-year.The spread between the 2-year Treasury yield and 10-year Treasury yield was 78 basis points at year-end compared to the average historical spread (since 2002) of about 135 basis points. 13 Section 2|SECTION |Section 2 |Account Profile 14 Objectives Chandler Asset Management Performance Objective The performance objective is to achieve a return that equals the return on an unmanaged index of one-to- three year Treasury securities (a “market rate of return”). Investment Objectives The primary investment objectives of the Town of Danville are to preserve principal and to maintain adequate liquidity to meet the Town’s cash flow requirements.The Town expects to achieve a rate of return which is consistent with its primary objectives. Strategy In order to meet its objectives,the Town invests in securities permitted under California Government Code Section 53600 et seq.and under its Investment Policy.The maximum maturity of the Town’s investments is five years,unless specifically authorized by the Town Council. As of December 31, 2021 15 Compliance As of December 31, 2021 Category Standard Comment U.S. Treasuries No Limitation; Obligations of the U.S. Treasury or securities guaranteed by the full faith and credit of the U.S. ("Treasury obligations") excluding securities which have been stripped of their coupon Complies Federal Agencies No Limitation; Obligations guaranteed by the full faith and credit of agencies or instrumentalities of the U.S. government ("Agency obligations"), including, but not limited to FNMA, FFCB, FHLB, FHLMC.Complies Supranational Obligations "AA" rating category or higher by a NRSRO; 30% max; 5% max per issuer; USD denominated senior unsecured unsubordinated obligations; Issued or unconditionally guaranteed by International Bank for Reconstruction (IBRD), International Finance Corporation (IFC), or Inter- American Development Bank (IADB); Complies Municipal Securities (CA, Local Agency)"A" rating category or better by a NRSRO; 30% max; 5% max per issuer; Include obligations of the Town, State of California, and any local agency within the State of California Complies Municipal Securities (CA, Other States) "A" rating category or better by a NRSRO; 30% max; 5% max per issuer; Any of the other 49 states, in addition to California, including bonds payable solely out of the revenues from a revenue-producing property owned, controlled, or operated by a state or by a department, board, agency, or authority of any of the other 49 states, in addition to California. Complies Corporate Medium Term Notes "A" rating category or higher by a NRSRO; 30% max (Town Council Directive as of 7/21/16: 20% maximum. Of the 20% total permitted, up to 10% rated "A", and the balance rated "AA" or better); 5% max per issuer Complies Agency Mortgage Pass-Through Securities 15% max; 5% max per issuer; Issued by Agencies of the U.S. government only Complies Collateralized Mortgage Obligation (CMOs) and Asset Backed Securities (ABS)AAA rated by a NRSRO; 15% max(combination of ABS and CMOs); 5% max per issuer Complies Negotiable Certificates of Deposit (NCD)"A-1" short-term rated or higher by a NRSRO; and "A" long-term rating category or higher by a NRSRO; 30% max; 5% max per issuer; 2 years max maturity Complies Bank/Time Deposits Funds on deposit in banks must be FDIC insured or collateralized in accordance with California Government Code Complies Banker’s Acceptances "A-1" short-term rated or higher by a NRSRO; and "A" long-term rating category or higher by a NRSRO; 40% max; 5% max per issuer; 180 days max maturity Complies Commercial Paper "A-1" short-term rated or higher by a NRSRO; and "A" long-term rating category or higher by a NRSRO, if any; 25% max; 5% max per issuer; 270 days max maturity; Issued by corporations organized and operating within the U.S. and having total assets in excess of $500 million Complies Money Market Mutual Funds Highest rating by two NRSROs; or SEC registered adviser with AUM >$500 million and experience greater than 5 years; 20% max in Money Market Mutual Funds; 20% max combined Money Market Mutual Funds and Mutual Funds Complies Mutual Funds Highest rating by two NRSROs; or SEC registered adviser with AUM >$500 million and experience greater than 5 years; 10% max per one Mutual Fund; 20% max combined Money Market Mutual Funds and Mutual Funds Complies Local Agency Investment Fund (LAIF)30% max or $10 million, whichever is higher; The amount invested in LAIF should be based upon the Town's cash flow needs and the difference in yield paid upon funds invested in LAIF compared to other investment options authorized by the policy.Complies Repurchase Agreements 15% max; 30 days max maturity; Market value of securities shall not be < 102% of the repurchase amount; Collateralized by Treasury or Agency obligations; Delivered to the Town's custody bank; Not used by Investment Adviser Complies Prohibited Inverse floaters, range notes, mortgage derived interest-only strips; zero interest accrual if held to maturity; Trading securities for the sole purpose of speculating on the future direction of interest rates; Purchasing or selling securities on margin; Reverse Repurchase Agreements; Securities lending; Foreign currency denominated securities Complies Max Per Issuer 5% max per issuer, with the exception of LAIF, Treasuries, Agencies, Money Market Mutual Funds; or unless otherwise stated in the investment policy Complies Maximum Maturity 5 years Complies Assets managed by Chandler Asset Management are in full compliance with state law and the Client’s investment policy. Town of Danville - All Accounts 16 Portfolio Characteristics Danville Short Term Treasury Pool 12/31/2021 9/30/2021 Benchmark*Portfolio Portfolio Average Maturity (yrs)1.85 1.89 1.94 Average Modified Duration 1.82 1.78 1.81 Average Purchase Yield n/a 1.16%1.26% Average Market Yield 0.68%0.69%0.33% Average Quality**AAA AA+/Aa1 AA+/Aa1 Total Market Value 79,425,827 79,803,532 *ICE BofA 1-3 Yr US Treasury Index **Benchmark is a blended rating of S&P, Moody’s, and Fitch. Portfolio is S&P and Moody’s respectively. As of December 31, 2021 17 Danville Short Term Treasury Pool Sector Distribution ABS 4.5% Agency 39.5% Corporate 15.3% LAIF 0.1%Money Market Fund 0.4% Supranational 4.7% US Treasury 35.6% December 31, 2021 September 30, 2021 ABS 4.2% Agency 45.2% Corporate 13.5% LAIF 0.1% Money Market Fund 0.6% Supranational 4.7% US Treasury 31.6% As of December 31, 2021 18 Issue Name Investment Type % Portfolio Government of United States US Treasury 35.62% Federal National Mortgage Association Agency 12.68% Federal Home Loan Mortgage Corp Agency 10.74% Federal Home Loan Bank Agency 10.42% Federal Farm Credit Bank Agency 5.68% Inter-American Dev Bank Supranational 2.95% Toyota ABS ABS 1.58% Deere & Company Corporate 1.44% Toyota Motor Corp Corporate 1.30% Berkshire Hathaway Corporate 1.28% Honda Motor Corporation Corporate 1.28% International Finance Corp Supranational 1.28% John Deere ABS ABS 1.26% Charles Schwab Corp/The Corporate 1.26% Amazon.com Inc Corporate 1.25% Caterpillar Inc Corporate 1.13% Paccar Financial Corporate 1.12% Wal-Mart Stores Corporate 1.05% Bank of New York Corporate 0.98% US Bancorp Corporate 0.98% Apple Inc Corporate 0.97% JP Morgan Chase & Co Corporate 0.93% Honda ABS ABS 0.68% Nissan ABS ABS 0.47% Mercedes-Benz Auto Lease Trust ABS 0.45% Intl Bank Recon and Development Supranational 0.44% Wells Fargo Adv Tsy Plus Money Market Fund Money Market Fund 0.37% ChevronTexaco Corp Corporate 0.33% Local Agency Investment Fund LAIF 0.09% TOTAL 100.00% Issuers Danville Short Term Treasury Pool –Account #21 As of December 31, 2021 19 0.0% 10.0% 20.0% 30.0% 40.0% 50.0% 60.0% 0 - 0.25 0.25 - 0.50 0.50 - 1 1 - 2 2 - 3 3 - 4 4 - 5 5+ Danville Short Term Treasury Pool ICE BofA 1-3 Yr US Treasury Index Portfolio Compared to the Benchmark as of December 31, 2021 0 -0.25 0.25 -0.50 0.50 - 1 1 - 2 2 - 3 3 - 4 4 - 5 5+ Portfolio 5.5% 5.1% 11.9% 38.8% 28.4% 10.4% 0.0% 0.0% Benchmark*0.0% 0.0% 2.8% 55.8% 41.3% 0.0% 0.0% 0.0% *ICE BofA 1-3 Yr US Treasury Index Duration Distribution Danville Short Term Treasury Pool As of December 31, 2021 20 Purchase Yield as of 12/31/2021 = 1.16% 0.0 0.5 1.0 1.5 2.0 2.5 Pe r c e n t ( % ) Historical Average Purchase Yield Danville Short Term Treasury Pool As of December 31, 2021 21 Growth of $1 Million Growth Over Time As of December 31, 2021 As of 12/31/2021 Dollar Value Return Danville Total Return $2,538,516 3.54% Danville Realized Return $2,493,224 3.47% LAIF $1,990,501 2.61% Historical Return of $1 Million Invested on March 31, 1995 22 Total and Realized Rate of Return Annualized Since Inception 03/31/1995 Total rate of return: A measure of a portfolio’s performance over time.It is the internal rate of return,which equates the beginning value of the portfolio with the ending market value;it includes interest earnings,realized and unrealized gains and losses in the portfolio.Realized rate of return: A measure of a portfolio’s return over time.It is the internal rate which equates the beginning book value of the portfolio with the ending book value;it includes interest earnings,realized gains and losses in the portfolio. -1.00% -0.50% 0.00% 0.50% 1.00% 1.50% 2.00% 2.50% 3.00% 3.50% 4.00% 12 months 2 years 3 years 5 years 10 years Since Inception Danville Short Term Treasury Pool ICE BofA 1-3 Yr US Treasury Index Annualized TOTAL RATE OF RETURN 3 months 12 months 2 years 3 years 5 years 10 years Since Inception Danville Short Term Treasury Pool -0.47%-0.50%1.32%2.13%1.79%1.26%3.54% ICE BofA 1-3 Yr US Treasury Index -0.53%-0.55%1.26%2.02%1.61%1.09%3.29% REALIZED RATE OF RETURN Danville Short Term Treasury Pool 0.37%1.55%1.76%1.85%1.71%1.45%3.47% Investment Performance Danville Short Term Treasury Pool As of December 31, 2021 23 Portfolio Characteristics Danville NERIAD Improvement Fund (89-1 90A) 12/31/2021 9/30/2021 Benchmark*Portfolio Portfolio Average Maturity (yrs)0.16 0.58 0.41 Average Modified Duration 0.15 0.58 0.41 Average Purchase Yield n/a 0.11%0.09% Average Market Yield 0.03%0.14%0.08% Average Quality**AAA AAA/Aaa AAA/Aaa Total Market Value 865,905 865,867 *ICE BofA 3-Month US Treasury Bill Index **Benchmark is a blended rating of S&P, Moody’s, and Fitch. Portfolio is S&P and Moody’s respectively. As of December 31, 2021 24 Issue Name Investment Type % Portfolio Government of United States US Treasury 99.30% Wells Fargo Adv Tsy Plus Money Market Fund Money Market Fund 0.70% TOTAL 100.00% Issuers Danville NERIAD Improvement Fund (89-1 90A) –Account #24 As of December 31, 2021 25 SECTION |Section 3 |Portfolio Holdings 26 Holdings Report Danville Short Term Treasury Pool -Account #21 CUSIP Security Description Par Value/Units Purchase Date Book Yield Cost Value Book Value Mkt Price Mkt YTM Market Value Accrued Int. % of Port. Gain/Loss Moody/S&P Fitch Maturity Duration ABS 43815NAC8 Honda Auto Receivables Trust 2019-3 A3 1.780% Due 08/15/2023 280,490.21 08/20/2019 1.79% 280,487.88 280,489.67 100.57 0.35% 282,090.97 221.90 0.36% 1,601.30 Aaa / AAA NR 1.62 0.40 477870AC3 John Deere Owner Trust 2019-B A3 2.210% Due 12/15/2023 119,264.74 07/16/2019 2.23% 119,239.42 119,253.49 100.66 0.63% 120,050.34 117.14 0.15% 796.85 Aaa / NR AAA 1.96 0.42 65479JAD5 Nissan Auto Receivables Owner 2019-C A3 1.930% Due 07/15/2024 371,136.34 10/16/2019 1.94% 371,116.75 371,125.84 100.81 0.38% 374,132.15 318.35 0.47% 3,006.31 Aaa / AAA NR 2.54 0.52 47789KAC7 John Deere Owner Trust 2020-A A3 1.100% Due 08/15/2024 321,916.86 03/04/2020 1.11% 321,897.19 321,905.23 100.35 0.58% 323,049.36 157.38 0.41% 1,144.13 Aaa / NR AAA 2.62 0.68 58769KAD6 Mercedes-Benz Auto Lease Trust 2021-B A3 0.400% Due 11/15/2024 360,000.00 06/22/2021 0.40% 359,972.82 359,978.26 99.25 0.81% 357,285.24 64.00 0.45% (2,693.02) NR / AAA AAA 2.88 1.85 47788UAC6 John Deere Owner Trust 2021-A A3 0.360% Due 09/15/2025 255,000.00 03/02/2021 0.37% 254,950.99 254,962.06 99.19 0.84% 252,937.05 40.80 0.32% (2,025.01) Aaa / NR AAA 3.71 1.70 89190GAC1 Toyota Auto Receivables Trust 2021-B A3 0.260% Due 11/17/2025 1,025,000.00 06/08/2021 0.26% 1,024,889.61 1,024,908.77 99.03 0.87% 1,015,107.73 118.44 1.28% (9,801.04) NR / AAA AAA 3.88 1.58 43815GAC3 Honda Auto Receivables Trust 2021-4 A3 0.880% Due 01/21/2026 260,000.00 11/16/2021 0.89% 259,945.19 259,946.95 99.76 0.99% 259,372.62 63.56 0.33% (574.33) Aaa / NR AAA 4.06 2.13 47789QAC4 John Deere Owner Trust 2021-B A3 0.520% Due 03/16/2026 310,000.00 07/13/2021 0.52% 309,972.35 309,975.75 98.86 1.02% 306,467.55 71.64 0.39% (3,508.20) Aaa / NR AAA 4.21 2.30 89238JAC9 Toyota Auto Receivables Trust 2021-D A3 0.710% Due 04/15/2026 245,000.00 11/09/2021 0.71% 244,994.78 244,994.99 99.39 1.37% 243,493.99 77.31 0.31% (1,501.00) NR / AAA AAA 4.29 0.94 TOTAL ABS 3,547,808.15 0.82% 3,547,466.98 3,547,541.01 0.79% 3,533,987.00 1,250.52 4.45% (13,554.01) Aaa / AAA Aaa 3.33 1.35 Agency 3135G0S38 FNMA Note 2.000% Due 01/05/2022 1,400,000.00 09/27/2017 1.90% 1,405,418.00 1,400,013.90 100.01 1.03% 1,400,149.80 13,688.89 1.78% 135.90 Aaa / AA+ AAA 0.01 0.01 3130AEBM1 FHLB Note 2.750% Due 06/10/2022 1,475,000.00 Various 2.84% 1,470,268.25 1,474,472.49 101.14 0.16% 1,491,884.33 2,366.15 1.88% 17,411.84 Aaa / AA+ NR 0.44 0.44 313383WD9 FHLB Note 3.125% Due 09/09/2022 1,000,000.00 11/05/2018 3.10% 1,000,830.00 1,000,148.49 101.95 0.29% 1,019,465.00 9,722.22 1.30% 19,316.51 Aaa / AA+ AAA 0.69 0.68 3133EKY91 FFCB Note 1.375% Due 10/11/2022 1,500,000.00 10/15/2019 1.64% 1,488,585.00 1,497,039.01 100.97 0.12% 1,514,610.00 4,583.33 1.91% 17,570.99 Aaa / AA+ AAA 0.78 0.77 3130AFE78 FHLB Note 3.000% Due 12/09/2022 1,700,000.00 12/20/2018 2.77% 1,714,756.00 1,703,482.78 102.45 0.38% 1,741,648.30 3,116.67 2.20% 38,165.52 Aaa / AA+ AAA 0.94 0.93 As of December 31, 2021 27 Holdings Report Danville Short Term Treasury Pool -Account #21 CUSIP Security Description Par Value/Units Purchase Date Book Yield Cost Value Book Value Mkt Price Mkt YTM Market Value Accrued Int. % of Port. Gain/Loss Moody/S&P Fitch Maturity Duration 3135G0T94 FNMA Note 2.375% Due 01/19/2023 1,500,000.00 03/18/2019 2.46% 1,495,455.00 1,498,758.39 102.05 0.41% 1,530,808.50 16,031.25 1.95% 32,050.11 Aaa / AA+ AAA 1.05 1.03 3130ADRG9 FHLB Note 2.750% Due 03/10/2023 900,000.00 03/28/2019 2.24% 917,136.00 905,145.55 102.64 0.52% 923,774.40 7,631.25 1.17% 18,628.85 Aaa / AA+ NR 1.19 1.17 3137EAER6 FHLMC Note 0.375% Due 05/05/2023 1,330,000.00 05/05/2020 0.39% 1,329,441.40 1,329,750.09 99.78 0.54% 1,327,124.54 775.83 1.67% (2,625.55) Aaa / AA+ AAA 1.34 1.34 3135G04Q3 FNMA Note 0.250% Due 05/22/2023 1,425,000.00 05/20/2020 0.35% 1,420,710.75 1,423,017.94 99.59 0.55% 1,419,126.15 385.94 1.79% (3,891.79) Aaa / AA+ AAA 1.39 1.39 3133ELG81 FFCB Note 0.300% Due 06/08/2023 1,500,000.00 06/02/2020 0.33% 1,498,875.00 1,499,462.67 99.65 0.54% 1,494,807.00 287.50 1.88% (4,655.67) Aaa / AA+ AAA 1.44 1.43 3133834G3 FHLB Note 2.125% Due 06/09/2023 1,500,000.00 06/10/2019 2.00% 1,507,305.00 1,502,623.59 102.19 0.60% 1,532,787.00 1,947.92 1.93% 30,163.41 Aaa / AA+ NR 1.44 1.42 3137EAES4 FHLMC Note 0.250% Due 06/26/2023 1,305,000.00 06/24/2020 0.35% 1,301,189.40 1,303,117.32 99.53 0.57% 1,298,829.96 45.31 1.64% (4,287.36) Aaa / AA+ AAA 1.48 1.48 3135G05G4 FNMA Note 0.250% Due 07/10/2023 1,460,000.00 Various 0.28% 1,458,850.00 1,459,417.97 99.46 0.60% 1,452,174.40 1,733.75 1.83% (7,243.57) Aaa / AA+ AAA 1.52 1.52 3133EL3V4 FFCB Note 0.200% Due 08/14/2023 1,500,000.00 08/12/2020 0.27% 1,496,880.00 1,498,312.74 99.71 0.38% 1,495,593.00 1,141.67 1.88% (2,719.74) Aaa / AA+ AAA 1.62 1.61 3137EAEV7 FHLMC Note 0.250% Due 08/24/2023 1,500,000.00 09/28/2020 0.22% 1,501,095.00 1,500,620.40 99.36 0.64% 1,490,406.00 1,322.92 1.88% (10,214.40) Aaa / AA+ AAA 1.65 1.64 3137EAEW5 FHLMC Note 0.250% Due 09/08/2023 1,490,000.00 Various 0.26% 1,489,430.30 1,489,680.35 99.33 0.65% 1,480,031.90 1,169.23 1.86% (9,648.45) Aaa / AA+ AAA 1.69 1.68 3137EAEZ8 FHLMC Note 0.250% Due 11/06/2023 1,455,000.00 11/03/2020 0.28% 1,453,690.50 1,454,194.71 99.13 0.73% 1,442,276.03 555.73 1.82% (11,918.68) Aaa / AA+ AAA 1.85 1.84 3135G06H1 FNMA Note 0.250% Due 11/27/2023 1,500,000.00 11/24/2020 0.27% 1,499,160.00 1,499,465.38 99.13 0.71% 1,487,016.00 354.17 1.87% (12,449.38) Aaa / AA+ AAA 1.91 1.90 3137EAFA2 FHLMC Note 0.250% Due 12/04/2023 1,500,000.00 12/09/2020 0.26% 1,499,610.00 1,499,748.36 99.07 0.74% 1,485,982.50 281.25 1.87% (13,765.86) Aaa / AA+ AAA 1.93 1.91 3135G0V34 FNMA Note 2.500% Due 02/05/2024 1,700,000.00 03/24/2020 0.82% 1,808,052.00 1,758,540.92 103.56 0.78% 1,760,486.00 17,236.11 2.24% 1,945.08 Aaa / AA+ AAA 2.10 2.03 3130A7PH2 FHLB Note 1.875% Due 03/08/2024 1,500,000.00 03/03/2020 0.85% 1,560,525.00 1,532,927.25 102.32 0.80% 1,534,872.00 8,828.13 1.94% 1,944.75 Aaa / AA+ NR 2.19 2.13 As of December 31, 2021 28 Holdings Report Danville Short Term Treasury Pool -Account #21 CUSIP Security Description Par Value/Units Purchase Date Book Yield Cost Value Book Value Mkt Price Mkt YTM Market Value Accrued Int. % of Port. Gain/Loss Moody/S&P Fitch Maturity Duration 3135G05X7 FNMA Note 0.375% Due 08/25/2025 1,000,000.00 12/09/2021 1.17% 971,060.00 971,530.22 97.29 1.14% 972,891.00 1,312.50 1.23% 1,360.78 Aaa / AA+ AAA 3.65 3.60 TOTAL Agency 31,140,000.00 1.10% 31,288,322.60 31,201,470.52 0.58% 31,296,743.81 94,517.72 39.52% 95,273.29 Aaa / AA+ Aaa 1.45 1.44 Corporate 084664BT7 Berkshire Hathaway Note 3.000% Due 05/15/2022 1,000,000.00 03/16/2018 2.98% 1,000,670.00 1,000,059.18 100.94 0.47% 1,009,391.00 3,833.33 1.28% 9,331.82 Aa2 / AA A+ 0.37 0.37 69371RQ33 Paccar Financial Corp Note 2.000% Due 09/26/2022 500,000.00 09/23/2019 2.04% 499,390.00 499,850.84 101.22 0.34% 506,103.00 2,638.89 0.64% 6,252.16 A1 / A+ NR 0.74 0.73 166764AB6 Chevron Corp Callable Note Cont 9/5/2022 2.355% Due 12/05/2022 255,000.00 06/19/2019 2.28% 255,606.90 255,162.42 101.27 0.48% 258,232.38 433.71 0.33% 3,069.96 Aa2 / AA- NR 0.93 0.68 89236TEL5 Toyota Motor Credit Corp Note 2.700% Due 01/11/2023 1,000,000.00 01/25/2019 3.22% 980,920.00 995,041.58 102.25 0.50% 1,022,500.00 12,750.00 1.30% 27,458.42 A1 / A+ A+ 1.03 1.01 90331HNL3 US Bank NA Callable Note Cont 12/23/2022 2.850% Due 01/23/2023 750,000.00 04/29/2019 2.77% 752,190.00 750,621.36 102.14 0.65% 766,023.00 9,381.25 0.98% 15,401.64 A1 / AA- AA- 1.06 0.96 06406RAE7 Bank of NY Mellon Corp Callable Note Cont 12/29/2022 2.950% Due 01/29/2023 750,000.00 07/25/2019 2.37% 764,625.00 754,490.33 102.21 0.71% 766,596.00 9,341.67 0.98% 12,105.67 A1 / A AA- 1.08 0.97 037833AK6 Apple Inc Note 2.400% Due 05/03/2023 750,000.00 05/29/2019 2.54% 746,205.00 748,710.28 102.39 0.60% 767,947.50 2,900.00 0.97% 19,237.22 Aaa / AA+ NR 1.34 1.32 931142EK5 Wal-Mart Stores Callable Note Cont 5/26/2023 3.400% Due 06/26/2023 800,000.00 03/27/2019 2.54% 827,616.00 809,638.87 104.03 0.51% 832,268.80 377.78 1.05% 22,629.93 Aa2 / AA AA 1.48 1.38 02665WCT6 American Honda Finance Note 3.550% Due 01/12/2024 950,000.00 08/19/2019 2.07% 1,008,634.00 977,070.28 104.98 1.07% 997,280.55 15,832.01 1.28% 20,210.27 A3 / A- NR 2.03 1.94 24422EVN6 John Deere Capital Corp Note 0.450% Due 01/17/2024 615,000.00 03/01/2021 0.47% 614,563.35 614,689.47 99.05 0.92% 609,151.97 1,260.75 0.77% (5,537.50) A2 / A A 2.05 2.02 808513BN4 Charles Schwab Corp Callable Note Cont 2/18/2024 0.750% Due 03/18/2024 1,000,000.00 11/17/2021 0.92% 996,020.00 996,221.34 99.57 0.95% 995,709.00 2,145.83 1.26% (512.34) A2 / A A 2.21 2.18 023135BW5 Amazon.com Inc Note 0.450% Due 05/12/2024 1,000,000.00 Various 0.69% 994,141.10 994,465.96 99.04 0.86% 990,382.00 612.51 1.25% (4,083.96) A1 / AA AA- 2.36 2.34 14913R2L0 Caterpillar Financial Service Note 0.450% Due 05/17/2024 905,000.00 05/10/2021 0.50% 903,787.30 904,040.68 98.78 0.97% 893,959.91 497.75 1.13% (10,080.77) A2 / A A 2.38 2.36 24422EVQ9 John Deere Capital Corp Note 0.450% Due 06/07/2024 540,000.00 06/07/2021 0.49% 539,325.00 539,451.60 98.78 0.96% 533,391.48 162.00 0.67% (6,060.12) A2 / A A 2.44 2.41 As of December 31, 2021 29 Holdings Report Danville Short Term Treasury Pool -Account #21 CUSIP Security Description Par Value/Units Purchase Date Book Yield Cost Value Book Value Mkt Price Mkt YTM Market Value Accrued Int. % of Port. Gain/Loss Moody/S&P Fitch Maturity Duration 69371RR40 Paccar Financial Corp Note 0.500% Due 08/09/2024 385,000.00 08/03/2021 0.52% 384,792.10 384,819.61 98.29 1.17% 378,403.80 759.31 0.48% (6,415.81) A1 / A+ NR 2.61 2.57 46647PCH7 JP Morgan Chase & Co Callable Note Cont 6/1/2024 0.824% Due 06/01/2025 750,000.00 05/24/2021 0.74% 750,972.00 750,829.63 98.85 1.10% 741,385.50 515.00 0.93% (9,444.13) A2 / A- AA- 3.42 3.36 TOTAL Corporate 11,950,000.00 1.75% 12,019,457.75 11,975,163.43 0.77% 12,068,725.89 63,441.79 15.27% 93,562.46 A1 / A+ A+ 1.71 1.66 LAIF 90LAIF$00 Local Agency Investment Fund State Pool 75,270.35 Various 0.22% 75,270.35 75,270.35 1.00 0.22% 75,270.35 76.54 0.09% 0.00 NR / NR NR 0.00 0.00 TOTAL LAIF 75,270.35 0.22% 75,270.35 75,270.35 0.22% 75,270.35 76.54 0.09% 0.00 NR / NR NR 0.00 0.00 Money Market Fund 94975H296 Wells Fargo Treasury Plus MMFD 453 292,173.35 Various 0.01% 292,173.35 292,173.35 1.00 0.01% 292,173.35 0.00 0.37% 0.00 Aaa / AAA NR 0.00 0.00 TOTAL Money Market Fund 292,173.35 0.01% 292,173.35 292,173.35 0.01% 292,173.35 0.00 0.37% 0.00 Aaa / AAA NR 0.00 0.00 Supranational 4581X0CN6 Inter-American Dev Bank Note 1.750% Due 04/14/2022 1,100,000.00 09/13/2018 2.99% 1,054,218.00 1,096,386.55 100.43 0.24% 1,104,752.00 4,117.36 1.40% 8,365.45 Aaa / AAA AAA 0.28 0.29 459058JM6 Intl. Bank Recon & Development Note 0.250% Due 11/24/2023 355,000.00 11/17/2020 0.32% 354,236.75 354,517.65 99.10 0.73% 351,789.38 91.22 0.44% (2,728.27) Aaa / AAA AAA 1.90 1.89 4581X0DZ8 Inter-American Dev Bank Note 0.500% Due 09/23/2024 1,250,000.00 09/15/2021 0.52% 1,249,075.00 1,249,159.40 98.68 0.99% 1,233,437.50 1,701.39 1.56% (15,721.90) Aaa / AAA NR 2.73 2.70 45950KCR9 International Finance Corp Note 1.375% Due 10/16/2024 1,000,000.00 07/29/2021 0.46% 1,028,980.00 1,025,218.29 101.01 1.01% 1,010,149.00 2,864.58 1.28% (15,069.29) Aaa / AAA NR 2.79 2.73 TOTAL Supranational 3,705,000.00 1.21% 3,686,509.75 3,725,281.89 0.75% 3,700,127.88 8,774.55 4.67% (25,154.01) Aaa / AAA Aaa 1.94 1.91 US Treasury 912828W55 US Treasury Note 1.875% Due 02/28/2022 1,300,000.00 02/08/2018 2.49% 1,269,226.56 1,298,794.01 100.28 0.15% 1,303,659.50 8,282.11 1.65% 4,865.49 Aaa / AA+ AAA 0.16 0.16 As of December 31, 2021 30 Holdings Report Danville Short Term Treasury Pool -Account #21 CUSIP Security Description Par Value/Units Purchase Date Book Yield Cost Value Book Value Mkt Price Mkt YTM Market Value Accrued Int. % of Port. Gain/Loss Moody/S&P Fitch Maturity Duration 912828W89 US Treasury Note 1.875% Due 03/31/2022 1,250,000.00 10/24/2017 1.98% 1,244,580.08 1,249,701.87 100.43 0.15% 1,255,327.50 5,988.15 1.59% 5,625.63 Aaa / AA+ AAA 0.25 0.25 912828L24 US Treasury Note 1.875% Due 08/31/2022 900,000.00 10/04/2018 3.01% 862,488.28 893,634.06 101.05 0.29% 909,422.10 5,733.77 1.15% 15,788.04 Aaa / AA+ AAA 0.67 0.66 912828M80 US Treasury Note 2.000% Due 11/30/2022 950,000.00 04/29/2019 2.28% 940,759.77 947,651.15 101.45 0.41% 963,767.40 1,670.33 1.22% 16,116.25 Aaa / AA+ AAA 0.92 0.91 912828R28 US Treasury Note 1.625% Due 04/30/2023 1,500,000.00 06/19/2019 1.87% 1,486,582.03 1,495,394.12 101.45 0.53% 1,521,679.50 4,174.72 1.92% 26,285.38 Aaa / AA+ AAA 1.33 1.32 912828R69 US Treasury Note 1.625% Due 05/31/2023 1,500,000.00 04/11/2019 2.30% 1,460,156.25 1,486,383.85 101.51 0.55% 1,522,675.50 2,142.86 1.92% 36,291.65 Aaa / AA+ AAA 1.41 1.40 912828T91 US Treasury Note 1.625% Due 10/31/2023 1,500,000.00 09/13/2019 1.78% 1,490,917.97 1,495,971.58 101.69 0.69% 1,525,371.00 4,174.72 1.93% 29,399.42 Aaa / AA+ AAA 1.83 1.80 91282CBA8 US Treasury Note 0.125% Due 12/15/2023 750,000.00 01/08/2021 0.22% 747,861.33 748,572.22 98.86 0.71% 741,474.75 43.78 0.93% (7,097.47) Aaa / AA+ AAA 1.96 1.95 91282CBV2 US Treasury Note 0.375% Due 04/15/2024 1,000,000.00 04/14/2021 0.36% 1,000,351.56 1,000,267.84 99.02 0.81% 990,156.00 803.57 1.25% (10,111.84) Aaa / AA+ AAA 2.29 2.27 91282CCC3 US Treasury Note 0.250% Due 05/15/2024 1,250,000.00 05/12/2021 0.36% 1,246,093.75 1,246,911.42 98.66 0.82% 1,233,202.50 405.73 1.55% (13,708.92) Aaa / AA+ AAA 2.37 2.36 91282CCG4 US Treasury Note 0.250% Due 06/15/2024 1,500,000.00 06/10/2021 0.33% 1,496,542.97 1,497,173.81 98.55 0.85% 1,478,203.50 175.14 1.86% (18,970.31) Aaa / AA+ AAA 2.46 2.44 91282CCL3 US Treasury Note 0.375% Due 07/15/2024 1,500,000.00 07/28/2021 0.38% 1,499,648.44 1,499,699.13 98.79 0.86% 1,481,778.00 2,598.51 1.87% (17,921.13) Aaa / AA+ AAA 2.54 2.52 912828YE4 US Treasury Note 1.250% Due 08/31/2024 1,000,000.00 02/09/2021 0.26% 1,034,804.69 1,026,090.11 100.94 0.89% 1,009,414.00 4,247.24 1.28% (16,676.11) Aaa / AA+ AAA 2.67 2.61 91282CCX7 US Treasury Note 0.375% Due 09/15/2024 1,400,000.00 09/13/2021 0.44% 1,397,265.63 1,397,535.08 98.61 0.90% 1,380,531.60 1,566.30 1.74% (17,003.48) Aaa / AA+ AAA 2.71 2.68 912828YM6 US Treasury Note 1.500% Due 10/31/2024 1,350,000.00 08/06/2021 0.45% 1,395,246.09 1,389,681.47 101.59 0.93% 1,371,462.30 3,468.23 1.73% (18,219.17) Aaa / AA+ AAA 2.84 2.76 91282CDH1 US Treasury Note 0.750% Due 11/15/2024 1,500,000.00 11/10/2021 0.80% 1,497,832.03 1,497,925.00 99.46 0.94% 1,491,913.50 1,460.64 1.88% (6,011.50) Aaa / AA+ AAA 2.88 2.83 912828Z52 US Treasury Note 1.375% Due 01/31/2025 1,500,000.00 02/24/2021 0.40% 1,557,011.72 1,544,704.18 101.17 0.99% 1,517,520.00 8,631.11 1.92% (27,184.18) Aaa / AA+ AAA 3.09 3.00 912828ZF0 US Treasury Note 0.500% Due 03/31/2025 1,350,000.00 Various 0.66% 1,342,150.39 1,343,163.26 98.37 1.01% 1,328,009.85 1,724.59 1.67% (15,153.41) Aaa / AA+ AAA 3.25 3.20 912828ZL7 US Treasury Note 0.375% Due 04/30/2025 1,000,000.00 01/26/2021 0.33% 1,001,953.13 1,001,527.06 97.81 1.04% 978,125.00 642.27 1.23% (23,402.06) Aaa / AA+ AAA 3.33 3.29 As of December 31, 2021 31 Holdings Report Danville Short Term Treasury Pool -Account #21 CUSIP Security Description Par Value/Units Purchase Date Book Yield Cost Value Book Value Mkt Price Mkt YTM Market Value Accrued Int. % of Port. Gain/Loss Moody/S&P Fitch Maturity Duration 912828ZT0 US Treasury Note 0.250% Due 05/31/2025 1,500,000.00 06/11/2021 0.53% 1,483,359.38 1,485,670.90 97.30 1.06% 1,459,570.50 329.67 1.84% (26,100.40) Aaa / AA+ AAA 3.42 3.38 912828ZW3 US Treasury Note 0.250% Due 06/30/2025 1,500,000.00 07/29/2021 0.56% 1,482,246.09 1,484,169.12 97.19 1.07% 1,457,812.50 10.36 1.84% (26,356.62) Aaa / AA+ AAA 3.50 3.47 91282CAB7 US Treasury Note 0.250% Due 07/31/2025 1,350,000.00 12/02/2021 1.06% 1,310,871.09 1,311,720.45 97.04 1.10% 1,309,975.20 1,412.36 1.65% (1,745.25) Aaa / AA+ AAA 3.58 3.55 TOTAL US Treasury 28,350,000.00 1.02% 28,247,949.23 28,342,341.69 0.77% 28,231,051.70 59,686.16 35.62% (111,289.99) Aaa / AA+ Aaa 2.29 2.26 TOTAL PORTFOLIO 79,060,251.85 1.16% 79,157,150.01 79,159,242.24 0.69% 79,198,079.98 227,747.28 100.00% 38,837.74 Aa1 / AA+ Aaa 1.89 1.78 TOTAL MARKET VALUE PLUS ACCRUALS 79,425,827.26 As of December 31, 2021 32 Holdings Report Danville NERIAD Improvement Fund (89-1 90A) -Account #24 CUSIP Security Description Par Value/Units Purchase Date Book Yield Cost Value Book Value Mkt Price Mkt YTM Market Value Accrued Int. % of Port. Gain/Loss Moody/S&P Fitch Maturity Duration Money Market Fund 94975H296 Wells Fargo Treasury Plus MMFD 453 6,070.38 11/30/2021 0.01% 6,070.38 6,070.38 1.00 0.01% 6,070.38 0.00 0.70% 0.00 Aaa / AAA NR 0.00 0.00 TOTAL Money Market Fund 6,070.38 0.01% 6,070.38 6,070.38 0.01% 6,070.38 0.00 0.70% 0.00 Aaa / AAA NR 0.00 0.00 US Treasury 912828ZG8 US Treasury Note 0.375% Due 03/31/2022 250,000.00 03/30/2021 0.08% 250,742.19 250,180.97 100.07 0.10% 250,169.50 239.53 28.92% (11.47) Aaa / AA+ AAA 0.25 0.25 912796K57 US Treasury Bill 0.070% Due 07/14/2022 235,000.00 07/19/2021 0.07% 234,835.96 234,835.96 99.93 0.07% 234,835.96 75.39 27.13% 0.00 P-1 / A-1+ F-1+ 0.53 0.53 91282CAR2 US Treasury Note 0.125% Due 10/31/2022 125,000.00 11/29/2021 0.20% 124,916.99 124,924.92 99.83 0.33% 124,790.00 26.76 14.41% (134.92) Aaa / AA+ AAA 0.83 0.83 912796N96 US Treasury Bill 0.143% Due 11/03/2022 250,000.00 11/04/2021 0.14% 249,640.78 249,640.78 99.86 0.14% 249,640.78 56.41 28.84% 0.00 P-1 / A-1+ F-1+ 0.84 0.84 TOTAL US Treasury 860,000.00 0.11% 860,135.92 859,582.63 0.14% 859,436.24 398.09 99.30% (146.39) Aaa / AAA Aaa 0.58 0.58 TOTAL PORTFOLIO 866,070.38 0.11% 866,206.30 865,653.01 0.14% 865,506.62 398.09 100.00% (146.39) Aaa / AAA Aaa 0.58 0.58 TOTAL MARKET VALUE PLUS ACCRUALS 865,904.71 As of December 31, 2021 33 SECTION |Section 4 |Transactions 34 Transaction Ledger Danville Short Term Treasury Pool -Account #21 Transaction Type Settlement Date CUSIP Quantity Security Description Price Acq/Disp Yield Amount Interest Pur/Sold Total Amount Gain/Loss ACQUISITIONS Purchase 10/15/2021 912828ZF0 500,000.00 US Treasury Note 0.5% Due: 03/31/2025 99.207 0.73%496,035.16 103.02 496,138.18 0.00 Purchase 11/15/2021 89238JAC9 245,000.00 Toyota Auto Receivables Trust 2021-D A3 0.71% Due: 04/15/2026 99.998 0.71%244,994.78 0.00 244,994.78 0.00 Purchase 11/15/2021 91282CDH1 1,500,000.00 US Treasury Note 0.75% Due: 11/15/2024 99.855 0.80%1,497,832.03 0.00 1,497,832.03 0.00 Purchase 11/19/2021 808513BN4 1,000,000.00 Charles Schwab Corp Callable Note Cont 2/18/2024 0.75% Due: 03/18/2024 99.602 0.92%996,020.00 1,270.83 997,290.83 0.00 Purchase 11/24/2021 43815GAC3 260,000.00 Honda Auto Receivables Trust 2021-4 A3 0.88% Due: 01/21/2026 99.979 0.89%259,945.19 0.00 259,945.19 0.00 Purchase 12/03/2021 91282CAB7 1,350,000.00 US Treasury Note 0.25% Due: 07/31/2025 97.102 1.06%1,310,871.09 1,146.40 1,312,017.49 0.00 Purchase 12/06/2021 023135BW5 430,000.00 Amazon.com Inc Note 0.45% Due: 05/12/2024 98.831 0.94%424,973.30 129.00 425,102.30 0.00 Purchase 12/10/2021 3135G05X7 1,000,000.00 FNMA Note 0.375% Due: 08/25/2025 97.106 1.17%971,060.00 1,093.75 972,153.75 0.00 Subtotal 6,285,000.00 6,201,731.55 3,743.00 6,205,474.55 0.00 TOTAL ACQUISITIONS 6,285,000.00 6,201,731.55 3,743.00 6,205,474.55 0.00 DISPOSITIONS Sale 11/18/2021 3135G0W33 1,525,000.00 FNMA Note 1.375% Due: 09/06/2022 100.986 0.14%1,540,036.50 4,193.75 1,544,230.25 17,117.84 Sale 12/03/2021 3130A3KM5 1,250,000.00 FHLB Note 2.5% Due: 12/09/2022 102.231 0.30%1,277,887.50 15,104.17 1,292,991.67 31,445.68 Subtotal 2,775,000.00 2,817,924.00 19,297.92 2,837,221.92 48,563.52 Maturity 11/15/2021 3133EJT74 1,600,000.00 FFCB Note 3.05% Due: 11/15/2021 100.000 1,600,000.00 0.00 1,600,000.00 0.00 September 30, 2021 through December 31, 2021 As of December 31, 2021 35 Transaction Ledger Danville Short Term Treasury Pool -Account #21 Transaction Type Settlement Date CUSIP Quantity Security Description Price Acq/Disp Yield Amount Interest Pur/Sold Total Amount Gain/Loss Maturity 12/10/2021 3130AAB49 1,000,000.00 FHLB Note 1.875% Due: 12/10/2021 100.000 1,000,000.00 0.00 1,000,000.00 0.00 Subtotal 2,600,000.00 2,600,000.00 0.00 2,600,000.00 0.00 TOTAL DISPOSITIONS 5,375,000.00 5,417,924.00 19,297.92 5,437,221.92 48,563.52 September 30, 2021 through December 31, 2021 As of December 31, 2021 36 Transaction Ledger Danville NERIAD Improvement Fund (89-1 90A) -Account #24 Transaction Type Settlement Date CUSIP Quantity Security Description Price Acq/Disp Yield Amount Interest Pur/Sold Total Amount Gain/Loss ACQUISITIONS Purchase 11/05/2021 912796N96 250,000.00 US Treasury Bill 0.143% Due: 11/03/2022 99.856 0.14%249,640.78 0.00 249,640.78 0.00 Purchase 11/30/2021 91282CAR2 125,000.00 US Treasury Note 0.125% Due: 10/31/2022 99.934 0.20%124,916.99 12.95 124,929.94 0.00 Subtotal 375,000.00 374,557.77 12.95 374,570.72 0.00 TOTAL ACQUISITIONS 375,000.00 374,557.77 12.95 374,570.72 0.00 DISPOSITIONS Maturity 11/04/2021 9127964W6 250,000.00 US Treasury Bill 0.103% Due: 11/04/2021 100.000 249,758.70 241.30 250,000.00 0.00 Maturity 11/30/2021 912828G53 125,000.00 US Treasury Note 1.875% Due: 11/30/2021 100.000 125,000.00 0.00 125,000.00 0.00 Subtotal 375,000.00 374,758.70 241.30 375,000.00 0.00 TOTAL DISPOSITIONS 375,000.00 374,758.70 241.30 375,000.00 0.00 September 30, 2021 through December 31, 2021 As of December 31, 2021 37 Important Disclosures 2021 Chandler Asset Management,Inc, An Independent Registered Investment Adviser. Information contained herein is confidential.Prices are provided by IDC,an independent pricing source.In the event IDC does not provide a price or if the price provided is not reflective of fair market value,Chandler will obtain pricing from an alternative approved third party pricing source in accordance with our written valuation policy and procedures.Our valuation procedures are also disclosed in Item 5 of our Form ADV Part 2A. Performance results are presented gross-of-advisory fees and represent the client’s Total Return.The deduction of advisory fees lowers performance results.These results include the reinvestment of dividends and other earnings.Past performance may not be indicative of future results.Therefore,clients should not assume that future performance of any specific investment or investment strategy will be profitable or equal to past performance levels.All investment strategies have the potential for profit or loss.Economic factors,market conditions or changes in investment strategies, contributions or withdrawals may materially alter the performance and results of your portfolio. Index returns assume reinvestment of all distributions.Historical performance results for investment indexes generally do not reflect the deduction of transaction and/or custodial charges or the deduction of an investment management fee,the incurrence of which would have the effect of decreasing historical performance results.It is not possible to invest directly in an index. Source ice Data Indices,LLC ("ICE"),used with permission. ICE permits use of the ICE indices and related data on an "as is"basis; ICE,its affiliates and their respective third party suppliers disclaim any and all warranties and representations, express and/or implied,including any warranties of merchantability or fitness for a particular purpose or use,including the indices,index data and any data included in,related to,or derived therefrom.Neither ICE data,its affiliates or their respective third party providers guarantee the quality,adequacy,accuracy,timeliness or completeness of the indices or the index data or any component thereof,and the indices and index data and all components thereof are provided on an "as is"basis and licensee's use it at licensee's own risk. ICE data,its affiliates and their respective third party do not sponsor,endorse,or recommend chandler asset management,or any of its products or services. This report is provided for informational purposes only and should not be construed as a specific investment or legal advice.The information contained herein was obtained from sources believed to be reliable as of the date of publication,but may become outdated or superseded at any time without notice.Any opinions or views expressed are based on current market conditions and are subject to change.This report may contain forecasts and forward-looking statements which are inherently limited and should not be relied upon as indicator of future results.Past performance is not indicative of future results.This report is not intended to constitute an offer,solicitation,recommendation or advice regarding any securities or investment strategy and should not be regarded by recipients as a substitute for the exercise of their own judgment. Fixed income investments are subject to interest, credit and market risk.Interest rate risk:the value of fixed income investments will decline as interest rates rise.Credit risk:the possibility that the borrower may not be able to repay interest and principal.Low rated bonds generally have to pay higher interest rates to attract investors willing to take on greater risk.Market risk:the bond market in general could decline due to economic conditions,especially during periods of rising interest rates. Ratings information have been provided by Moody’s,S&P and Fitch through data feeds we believe to be reliable as of the date of this statement, however we cannot guarantee its accuracy. Security level ratings for U.S.Agency issued mortgage-backed securities (“MBS”)reflect the issuer rating because the securities themselves are not rated.The issuing U.S.Agency guarantees the full and timely payment of both principal and interest and carries a AA+/Aaa/AAA by S&P,Moody’s and Fitch respectively. As of December 31, 2021 38 Benchmark Disclosures ICE BofA 1-3 Yr US Treasury Index The ICE BofA 1-3 Year US Treasury Index tracks the performance of US dollar-denominated sovereign debt publicly issued by the US government in its domestic market.Qualifying securities must have at least one year remaining term to final maturity and less than three years remaining term to final maturity,a fixed coupon schedule, and a minimum amount outstanding of $1 billion.Qualifying securities must haveat least 18 months to final maturity at the time of issuance. ICE BofA 3-Month US Treasury Bill Index The ICE BofA US 3-Month Treasury Bill Index is comprised of a single issue purchased at the beginning of the month and held for a full month.At the end of the month that issue is sold and rolled into a newly selected issue.The issue selected at each month-end rebalancing is the outstanding Treasury Bill that matures closest to,but not beyond,three months from the rebalancingdate. ICE BofA 1-3 Yr AAA-A US Corp & Govt Index The ICE BofA 1-3 AAA-A Year US Corporate &Government Index tracks the performance of US dollar denominated investment grade debt publicly issued in the US domestic market,including US Treasury, US agency,foreign government, supranational,and corporate securities.Qualifying securities must be rated AAA through A3 (based on an average of Moody’s,S&P and Fitch).In addition, qualifying securities must have at least one year remaining term to final maturity and less than three years remaining term to final maturity,at least 18 months to final maturity at point of issuance,a fixed coupon schedule,and a minimum amount outstanding of $1 billion for US Treasuries and $250 million for all other securities. As of December 31, 2021 39 Supplement to Quarterly Investment Report Town Managed Cash Account Average Average Maturity Yield Cost Town Funds 0 0.203%9,820,526 Trust Fund 0 0.203%2,320,252 . Community Development Agency DS/Successor Agency 0 0.203%43,897 NERIAD 0 0.203%390,890 Total LAIF Funds Managed by the Town 12,575,566$ LAIF Funds Managed/Reported by Chandler Investments 75,270 Total LAIF Funds 12,650,836$ LAIF Funds Managed by the Town (Local Agency Investment Fund) November 2021