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HomeMy WebLinkAbout042120-06.1 UPDATEDINVESTMENT REPORT Town of Danville Period Ending March 31, 2020 CAICHANDLER ASSET MANAGEMENT CHANDLER ASSET MANAGEMENT, INC. 1 800.317.4747 1 www.chandlerasset.com Table of Contents SECTION 1 SECTION 2 SECTION 3 SECTION 4 Economic Update Account Profile Portfolio Holdings Transactions As of March 31, 2020 1 CM Section 1 1 Economic Update 2 1 Economic Update ■ Financial markets have experienced significant turbulence, driven by a high level of uncertainty about the impact of the COVID-19 pandemic on the global economy. US Treasury yields have declined, amid a global flight to quality. At the end of the first quarter, the yield on 2 -year Treasuries was down 132 basis points year-to-date, and the yield on 10 -year Treasuries was down nearly 125 basis points. The S&P 500 index declined 20.0% in the first quarter. There are still many unknowns about the coronavirus including how widespread it will become, how long it will take to contain the virus, and the actual impact on economic activity. We believe containment efforts and supply chain disruptions will cause a sharp increase in unemployment and a swift and deep contraction in economic activity. Financial markets will likely remain volatile over the near term but we believe that large-scale global monetary and fiscal stimulus programs will help mitigate the longer-term impact of the pandemic. Notably, President Trump approved a $2 trillion economic relief package on March 27, the largest fiscal stimulus package in US history. • The Fed has taken a wide range of aggressive actions to help stabilize and provide liquidity to the financial markets. The Fed has lowered the fed funds target rate to a range of 0.0%-0.25% and said it will purchase Treasury and agency mortgage- backed securities in any amount needed to support smooth market functioning. Policymakers have established several facilities to help support the flow of credit to businesses and state and local governments including the Commercial Paper Funding Facility, Main Street Lending Facility, Money Market Mutual Fund Liquidity Facility, Municipal Liquidity Facility, Paycheck Protection Program Liquidity Facility, Primary Market Corporate Credit Facility, Secondary Market Corporate Credit Facility, and Term Asset -Backed Securities Loan Facility. The Fed has also provided short-term funding through large-scale repo operations and lowered the reserve requirement for depository institutions. Fed Chair Powell has indicated that the Fed will continue to act "forcefully, proactively, and aggressively" until the economy is solidly on a road to recovery. • The slope of the Treasury yield curve steepened in March, though rates across the curve declined meaningfully. At March month-end, the yield on 10 -year Treasuries was down 48 basis points to 0.67% while the yield on 2 -year Treasuries was down 67 basis points to 0.25%. The yield on 3 -month T-bills declined 121 basis points in March. The movement in yields has been driven by fears about the coronavirus and its potential impact on global economic growth and inflation expectations, as well as the cumulative 150 basis point cut to the fed funds target rate in March. 3 CM IEmployment 600 400 200 t• -a c 0 3 0 H -200 -400 -600 -800 Change in Nonfarm Payrolls and Unemployment Rate March 2015 - March 2020 • • • • - r • • • - 0 - ♦ •• . — — .1 .,,, I II IIIII 11 1 , l l :liri 11 ehel 11FFIE1 I.: Nonfarm Payrolls — - - Unemployment Rate 47 'es Source: US Department of Labor '17 16 47 1> 4c IcP 470,..s 6% 5% 4% 3% 2% 1% 0% Unemployment Rate U.S. nonfarm payrolls declined by 701,000 in March. Employment in leisure and hospitality was particularly weak with payrolls down 459,000. The U-3 unemployment rate increased to 4.4% in March from 3.5% in February, and the participation rate declined to 62.7% from 63.4%. A broader measure of unemployment called the U-6, which includes those who are marginally attached to the labor force and employed part time for economic reasons, increased to 8.7% from 7.0%. Wages rose 0.4% in March and were up 3.1% on year -over -year basis. The average workweek declined to 34.2 hours from 34.4 hours. Notably, the establishment survey of payrolls and the household survey of unemployment were collected in the first half of March, which predates many of the business and school closures related to the pandemic. 4 CM In thousands Initial Claims for Unemployment 12,000 - 10,000 - 8,000 - 6,000 - 4,000 - 2,000 - Intitial Claims For Unemployment January 24, 2020 - April 10, 2020 Initial Jobless Claims --Continuing Claims 3,059 1,753 1,678 1,729 1,692 1,719 1,699 1,702 1,784 212 201 204 215 220 217 211 282 o ,357 o 3,307 5,245 O,3/�O O�j4 o o,,<3 0,3 O���/�O O0,06/�O O0,/Z�/�O Oma,/�O�O Oma,/� j/�O O�jO�/�O O�j'10 <30 More than 5.2 million people filed an initial claim for unemployment in the April 11 week, following more than 6.6 million in the prior week and nearly 6.9 million claims two weeks prior. So far, roughly 22 million people have filed an initial claim for unemployment since the stay-at- home orders began in mid-March. 5 CM 1 Inflation YOY( %) Change 3.5% 3.0% 2.5% 2.0% 1.5% 1.0% 0.5% 0.0% • Consumer Price Index (CPI) • • ,' %� --•• CPI YOY % Change - - - Core CPI YOY % Change ✓ S 60 ✓ S O dr4'71 Jo c14 dr19 4�VS �°4 s9 Pc 4s9 3.5% 3.0% 2.5% Personal Consumption Expenditures (PCE) 0.5% PCE Price Deflator YOY % Change - - - PCE Core Deflator YOY % Change 0.0% ilidi.�p '1,),6 41,,,,j, 41d�1� 94818 �0G1d' APo.6 ik,j, -q4g19 /PO. '$6�19 Source: US Department of Labor Source: US Department of Commerce The Consumer Price Index (CPI) was up 1.5% year -over -year in March, down from 2.3% in February. Core CPI (CPI less food and energy) was up 2.1% year -over -year in March, down from 2.4% in February. The CPI data for March indicates that the initial net effect of the pandemic has been deflationary. The Personal Consumption Expenditures (PCE) index was up 1.8% year -over -year in February, unchanged from 1.8% year - over -year in January. Core PCE, which is the Fed's primary inflation gauge, was up 1.8% year -over -year in February versus L7% year -over -year in January. Core PCE was trending below the Fed's 2.0% inflation target before the COVID-19 pandemic. 6 CM 1 Consumer Retail Sales YOY % Change 8.0% 6.0% 4.0% 2.0% 11111111111111111111111 `.' 0.0% o -2.0% -4.0% -6.0% -8.0% SPp 1 00e �d,. ✓�, Z S0,0 c9 d' 9 9 Source: US Department of Commerce O Index Level 145 140 135 130 125 120 115 110 Consumer Confidence '/<//2 S 66' ✓ S /1/40dr1S 1c Patz c19 drZ9 �'� 19 x°,619 �'c19 d~�O Source: The Conference Board On a year -over -year basis, retail sales fell 6.2% in March versus an increase of 4.3% in February. On a month -over -month basis, retail sales plunged 8.7% in March, the worst monthly decline on record. Vehicle, gasoline, restaurant, and clothing sales were particularly weak in the month. On a control group basis, retail sales rose 1.9% in March (which was better than expected), helped bya surge in consumer stockpiling. The Consumer Confidence Index remained fairly strong in March but declined to 120.0 from 132.6 in February. The cut-off date for the survey was March 19. Confidence was high going into the pandemic, but we expect to see a meaningful decline in the coming months. 7 CM 1 Economic Activity MOM (%) Change 2.0% 1.0% 0.0% -1.0% -2.0% - 3.0% -4.0% -5.0% - 6.0% - 7.0% - 8.0% Leading Economic Indicators (LEI) Chicago Fed National Activity Index (CFNAI) 410 j% 9 AD cQ cQ 9 9 9 9 o 0.50 0.25 0.00 a) cy -0.25 a, a' -0.50 s c -0.75 0 M -1.00 - 1.25 - 1.50 - 1.75 S0p� % �ar1 ✓4i sok Z Ooc� 47 9 9 9 •9 o Source: The Conference Board Source: Federal Reserve Bank of Chicago The Conference Board's Leading Economic Index (LEI) fell 6.7% in March, the largest monthly decline in its 60 -year history. On a year -over -year basis, the LEI was down 6.6% in March reflecting broad-based deterioration. According to the Conference Board, the LEI suggests that the US economy is facing a "very deep" contraction. The Chicago Fed National Activity Index (CFNAI) declined to -4.19 in March from 0.06 in February. On a 3 -month moving average basis, the CFNAI declined to -1.47 in March from -0.20 in February. 8 CALM 1 Housing MOM Change (In Thousands of Units) 1800 1600 1400 1200 1000 800 600 400 200 0 Housing Starts • Multi Family Housing Starts ■ Single Family Housing Starts 1111111111 ✓ S O ✓ S O r1S C�,� 1S �,b1, Pc1S 0/. Vs, C�,i 19 �°,b 1,9 Pc19 d ~�O 7.5% 6.5% S&P/Case-Shiller 20 City Composite Home Price Index 2.5% 1.5% Source: US Department of Commerce Source: S&P ✓od) 1 .. ✓4/ Oce, ✓d/� •i .. .1<9, Oee ✓d/ 1 8 6 �Q 9 9 9 9 \-) O Housing starts declined 22.3% in March to an annual pace of 1.216 million, although the pace was 1.4% higher on a year -over -year basis. On a month -over -month basis, single family starts fell 17.5% to an annualized rate of 856,000, while multi -family starts declined 31.7% to an annualized rate of 360,000. Low mortgage rates and a strong labor market were fueling housing activity heading into the COVID-19 crisis. Although the month -over -month declines in activity were significant in March, housing starts are generally on pace with the year-ago rate. According to the Case-Shiller 20 -City home price index, home prices were up 3.1% year -over -year in January, versus up 2.9% year -over -year in December, which suggests that pricing in the sector was gaining momentum prior to the pandemic. 9 CM 1 Manufacturing 64 62 60 58 56 54 52 50 48 46 Institute of Supply Management Purchasing Manager Index ✓42`1� SPp 4OPc1cp 4; ✓4� l9 i4 j9 Ooc19 4 9 O 6.0% 4.0% 2.0% v s 0.0% u a -2.0% 0 >- -4.0% -4.0% -6.0% -8.0% Industrial Production ✓ O ✓ O �a/.'4 4� 4 S PpZ� Pc l� 1.s.<94� s 1`9 � vs) �C' a~,)O Source: Institute for Supply Management Source: Federal Reserve The Institute for Supply Management (ISM) manufacturing index decreased to 49.1 in March from 50.1 in February. The sub -50.0 reading suggests that the manufacturing sector is in contraction but it was stronger than the consensus estimate of 44.0. The Industrial Production index was down 5.5% year -over -year in March, versus up 0.02% in February. On a month -over -month basis, the Industrial Production index fell 5.4% in March (the worst monthly decline since 1946), following a 0.5% increase in February. Capacity Utilization dropped to 72.7% in March from 77.0% in February, well below the long -run average of 79.8%. 10 CM Gross Domestic Product (GDP) Components of GDP 3/19 6/19 9/19 12/19 Personal Consumption Expenditures 0.8% 3.0% 2.1% 1.2% Gross Private Domestic Investment 1.1% -1.2% -0.2% -1.1% Net Exports and Imports 0.7% -0.7% -0.1% 1.5%1 Federal Government Expenditures 0.1% 0.5% 0.2% 0.2% State and Local (Consumption and Gross Investment) 0.4% 0.3% 0.1% 0.2% Total 3.1% 2.0% 2.1% 2.1% Source: US Department of Commerce 4.5% 4.0% 3.5% 3.0% 2.5% 2.0% 1.5% 1.0% 0.5% 0.0% Gross Domestic Product (GDP) GDP QOQ % Change GDP YOY % Change • "� 1S OPc1 �� 16 OPc1 S 6 Source: US Department of Commerce ./42, J 4 4 19 00c, Fourth quarter 2019 GDP grew at a 2.1% annualized rate, in line with expectations. This follows growth of 2.1% in the third quarter, 2.0% in the second quarter, and 3.1% in the first quarter. Overall, GDP grew 2.3% in 2019, down from 2.9% in 2018. Fourth quarter growth was fueled by net exports and consumer spending which contributed 1.5% and 1.2% to GDP in the quarter, respectively, while gross private domestic investment was a drag on the economy. We believe the economy was expanding at a moderate pace at the beginning of this year but containment efforts related to the COVID-19 pandemic have almost certainly resulted in a steep contraction in US economic activity beginning in early March. 11 CAI 1 Federal Reserve 6,700,000 6,200,000 5,700,000 0 E 5,200,000 c 4,700,000 4,200,000 3,700,000 Federal Reserve Balance Sheet Assets Effective Federal Funds Rate 3.00% 9,b, Oct � 9,a, -/<i 18 .z 1c9 l9 19 j9 Source: Federal Reserve Oct; •/.4) a 14 2.50% 2.00% • 1.50% 1.00% 0.50% 0.00% -14j� ••/04 Oct jd' -/0/2j9 i l9 -/e/4 Oct j9 ✓dhc.)O O - - ' ' ` - - • • • • • • 1 1 1 1 1 1 •I Source: Bloomberg The Fed has taken a wide range of aggressive actions this month to help stabilize and provide liquidity to the financial markets. The Fed has lowered the fed funds target rate to a range of 0.0%-0.25% and said it will purchase Treasury and agency mortgage-backed securities in any amount needed to support smooth market functioning. Policymakers reinstated the Commercial Paper Funding Facility and Money Market Mutual Fund Liquidity Facility in order to provide liquidity to the commercial paper, money markets, and the municipal bond markets. The Fed has established the Primary Market Corporate Credit Facility and Secondary Market Corporate Credit Facility to support the corporate bond market. The Term Asset -Backed Securities Loan Facility has been established to enable the issuance of asset-backed securities backed by student loans, auto loans, credit card loans, and loans guaranteed by the Small Business Administration. The Fed has established the Paycheck Protection Program Liquidity Facility and Fed's Main Street Lending Facility which will support the flow of credit to businesses. The Fed established the Municipal Liquidity Facility to purchase short-term debt directly from US states, counties, and cities. The Fed has also provided short-term funding through large-scale repo operations and lowered the reserve requirement for depository institutions. 12 CM 1 Bond Yields US Treasury Note Yields 4.0% 3.5% - • • • 2 -Year — - - 5 -Year 3.0%, - . 10 -Year •i 2.5%.. • • •... N. 13 2.0% %• a, �.,..* 1.5% 1.0% s e •,e 1.0% 4.0% 3.5% 3.0% - e 0.5% :� 0.5% 0.0% j% S dr19 .4 ep% OP c% 47 I j<'/), 9 SO4 Ones /L1dr� ,9 9 9 p 0.0% US Treasury Yield Curve --Mar-20 — - - Dec -19 Mar -19 ........ ----- . I• .1 6\-) S /lo ii o y,. y,. Source: Bloomberg Source: Bloomberg . . . • ,yr 10 • At March month-end, Treasury yields were much lower on a year -over -year basis. The 3 -month T-bill yield was down 232 basis points, the 2 - year Treasury yield was down 202 basis points, and the 10 -Year Treasury yield was down 174 basis points, year -over -year. Much of the spread movement was in the month of March, with the Fed cutting rates by a total of 150 basis points and concerns about a global recession and a flight to safe -haven assets driving down yields across the curve. 13 CM« Section 2 1 Account Profile 14 CA Objectives As of March 31, 2020 Investment Objectives The primary investment objectives of the Town of Danville are to preserve principal and to maintain adequate liquidity to meet the Town's cash flow requirements. The Town expects to achieve a rate of return which is consistent with its primary objectives. Chandler Asset Management Performance Objective The performance objective is to achieve a return that equals the return on an unmanaged index of one -to - three year Treasury securities (a "market rate of return"). Strategy In order to meet its objectives, the Town invests in securities permitted under California Government Code Section 53600 et seq. and under its Investment Policy. The maximum maturity of the Town's investments is five years, unless specifically authorized by the Town Council. 15CA 1 Compliance Category Treasury Issues Agency Issues Municipal Securities Supranational Securities Banker's Acceptances Commercial Paper Negotiable CDs Corporate Medium Term Notes Mortgage Pass -Through Securities Collateralized Mortgage Obligation (CMOs) and Asset Backed Securities (ABS) Bank/Time Deposits Money Market Mutual Funds and Mutual Funds Repurchase Agreements Local Agency Investment Fund (LAIF) Prohibited Max Per Issuer Maximum maturity As of March 31, 2020 Town of Danville - All Accounts Assets managed by Chandler Asset Management are in full compliance with state law and the Client's investment policy. Standard No Limit; Obligations of the U.S. Treasury or securities guaranteed by the full faith and credit of the U.S. ("Treasury obligations") excluding securities which have been stripped of their coupon No Limit; Obligations guaranteed by the full faith and credit of agencies or instrumentalities of the U.S. government ("Agency obligations"), including, but not limited to FNMA, FFCB, FHLB, FHLMC. "A" rating category or better by a NRSRO; 30% maximum; 5% per issuer; Obligations of the Town, State of California, and any local agency within the State of California; any of the other 49 states, in addition to California, including bonds payable solely out of the revenues from a revenue-producing property owned, controlled, or operated by a state or by a department, board, agency, or authority of any of the other 49 states, in addition to California. "AA" rated category or higher by a NRSRO; 30% maximum; 5% max per issuer; U.S. dollar denominated senior unsecured unsubordinated obligations issued or unconditionally guaranteed by the International Bank for Reconstruction and Development ("IBRD"), the International Finance Corporation ("IFC") or the Inter -American Development Bank ("IADB") "A-1" short-term rated or higher by a NRSRO; and "A" long-term rated category or higher by a NRSRO; 40% maximum; 5% max per issuer; 180 days max maturity "A-1" short-term rated or higher by a NRSRO; and "A" long-term rated category or higher by a NRSRO, if any; 25% maximum; 5% max per issuer; 270 days max maturity; Issued by corporations organized and operating within the U.S. and having total assets in excess of $500 million "A-1" short-term rated or higher by a NRSRO; and "A" long-term rated category or higher by a NRSRO; 30% maximum; 5% max per issuer; 2 years max maturity "A" rated category or higher by a NRSRO; 30% maximum (Town Council Directive as of 7/21/16: 20% maximum. Of the 20% total permitted, up to 10% rated "A", and the balance rated "AA" or better); 5% max per issuer 15% maximum; 5% per issuer; Issued by Agencies of the U.S. government only AAA rated by a NRSRO; 15% maximum (combination of ABS and CMOs); 5% max per issuer FDIC insured/ Collateralized Highest rating or "AAA" rated by two NRSROs; SEC registered adviser with AUM >$500 million and experience greater than 5 years; 10% max per one Mutual Fund; 20% maximum in Money Market Mutual Funds; 20% maximum combined of total portfolio in these securities. 15% maximum; 102% collateralized; 30 days max maturity; Not used by Investment Adviser 30% maximum or $10 million, whichever is higher; The amount invested in LAIF should be based upon the Town's cash flow needs and the difference in yield paid upon funds invested in LAIF compared to other investment options authorized by the policy. Inverse floaters, Range notes, Mortgage -derived, Interest -only strips; Zero interest accrual securities; Purchasing/Selling securities on Margin; Reverse Repurchase Agreements; Securities lending; Foreign currency denominated securities 5% max per issuer (except LAIF, Treasuries, Agencies, Money Market Mutual Funds, LAIF); or unless otherwise stated in the investment policy 5 years Comment Complies Complies Complies Complies Complies Complies Complies Complies Complies Complies Complies Complies Complies Complies Complies Complies Complies 16 C�' 1 Portfolio Characteristics Danville Short Term Treasury Pool As of March 31, 2020 3/31/2020 12/31/2019 Benchmark* Portfolio Portfolio Average Maturity (yrs) Average Modified Duration Average Purchase Yield Average Market Yield Average Quality** Total Market Value 1.85 1.81 n/a 0.20% AAA 1.89 1.76 2.08% 0.66% AA+/Aa 1 71,001,742 1.86 1.73 2.10% 1.69% AA+/Aa 1 72,712,000 *ICE BAML 1-3 Yr US Treasury Index **Benchmark is a blended rating of S&P, Moody's, and Fitch. Portfolio is S&P and Moody's respectively. 17 CM Sector Distribution US Treasury 31.3% Supranational 6.9% LAI F 0.1% March 31, 2020 Commercial Paper 2.0% ABS 3.7% Money Market Fund FI 0.2% Corporate 16.2% Danville Short Term Treasury Pool Agency 39.5% US Treasury 32.3% Supranational 6.7% LAI F 0.1% As of March 31, 2020 December 31, 2019 ABS 3.1% Money Market Fund FI 0.4% Corporate 16.9% Agency 40.5% 18 CM IIssuers Danville Short Term Treasury Pool — Account #21 As of March 31, 2020 Issue Name Investment Type % Portfolio Government of United States Federal Home Loan Bank Federal National Mortgage Association Federal Farm Credit Bank Inter -American Dev Bank Apple Inc Intl Bank Recon and Development Honda ABS MUFG Bank Ltd/NY Berkshire Hathaway BlackRock Inc/New York Oracle Corp International Finance Corp Toyota Motor Corp Honda Motor Corporation PNC Financial Services Group Wal-Mart Stores State Street Bank US Bancorp Bank of New York John Deere ABS Nissan ABS Paccar Financial ChevronTexaco Corp Wells Fargo Adv Tsy Plus Money Market Fund Local Agency Investment Fund US Treasury Agency Agency Agency Supranational Corporate Supranational ABS Commercial Paper Corporate Corporate Corporate Supranational Corporate Corporate Corporate Corporate Corporate Corporate Corporate ABS ABS Corporate Corporate Money Market Fund FI LAIF 31.35% 21.85% 12.66% 5.03% 3.36% 2.18% 2.12% 1.99% 1.97% 1.48% 1.46% 1.45% 1.43% 1.43% 1.39% 1.29% 1.21% 1.13% 1.09% 1.09% 0.90% 0.81% 0.69% 0.37% 0.17% 0.11% TOTAL 100.00% 19 CM 1 Duration Distribution 35.0% 30.0% 25.0% 20.0% 15.0% 10.0% 5.0% 0.0% 0 - 0.25 Danville Short Term Treasury Pool March 31, 2020 vs. December 31, 2019 0.25 - 0.50 0.50 - 1 ■ March 31, 2020 1-2 2-3 3-4 3 December 31, 2019 4-5 5+ As of March 31, 2020 0 - 0.25 0.25 - 0.50 0.50-1 1-2 2-3 3-4 4-5 5+ 03/31/20 12/31/19 10.1% 9.6% 9.9% 8.1% 12.3% 16.9% 23.9% 21.1% 30.8% 31.0% 12.9% 13.2% 0.0% 0.0% 0.0% 0.0% 20 CM 1 Historical Average Purchase Yield Danville Short Term Treasury Pool Purchase Yield as of 3/31/2020 = 2.08% 2.2 2.0 1.8 1.4 1.2 As of March 31, 2020 1.0 oc' j6 0.6s 9,�j ✓41� 9�1�Oces O, �61� 9p�•lcP ✓4� lcfl 9tsc; 1�0 1���0c 19 6'61 �'br 19 ��i 194 19�c1 19�c �O 0,6 21 CM 1 Growth Over Time $3,000, 000 $2,500, 000 $2,000, coo $1,500,000 $1,000, 000 As of March 31, 2020 Growth of $1 Million - Danville Total Return - Danville Realized Return - LAIF q3� S%+ f 47 trib rjytif St�scb 0A�' a � S�� 2,,��5TO �.4), To �jo, ��s� -0, T •L-0, f�� 4), 6,6 `f�� /jh !� ij�� f Mrd S' S' , To 1)t`rT�o'0, !te a',.. s04 '0, ��°.o -0, fT4 0, s 's em 9 6 s, .s as % a1 0�, a� o,5 `o; °,9 o,, c 7 q as a6. a� o,) o6, o9 CI) 1� 11 �� 1� � r�, �,� 1� 1 1� t � t ,/ s 0 Historical Return of $1 Million Invested on March 31, 1995 As of 03/31/2020 Dollar Value Return Danville Total Return $2,521,845 3.77% Danville Realized Return $2,421,102 3.60% LAIF $1,971,129 2.75% 22 CM 1 Investment Performance 6.00% 5.00% 4.00% 3.00% 2.00% 1.00% 0.00% Danville Short Term Treasury Pool Total and Realized Rate of Return Annualized Since Inception 03/31/1995 12 months 2 years i 3 years 5 years n As of March 31, 2020 10 years Since Inception • Danville Short Term Treasury Pool • ICE BAML 1-3 Yr US Treasury Index Annualized TOTAL RATE OF RETURN 3 months 12 months 2 years 3 years 5 years 10 years Since Inception Danville Short Term Treasury Pool 1.99% 4.70% 3.79% 2.65% 1.90% 1.60% 3.77% ICE BAML 1-3 Yr US Treasury Index 2.81% 5.42% 4.06% 2.70% 1.85% 1.43% 3.54% REALIZED RATE OF RETURN Danville Short Term Treasury Pool 0.55% 2.10% 1.93% 1.75% 1.49% 1.54% 3.60% Total rate of return: A measure of a portfolio's performance over time. It is the internal rate of return, which equates the beginning value of the portfolio with the ending market value; it includes interest earnings, realized and unrealized gains and losses in the portfolio. Realized rate of return: A measure of a portfolio's return over time. It is the internal rate which equates the beginning book value of the portfolio with the ending book value; it includes interest earnings, realized gains and losses in the portfolio. 23 CM 1 Portfolio Characteristics Danville NERIAD Improvement Fund (89-1 90A) As of March 31, 2020 3/31/2020 12/31/2019 Benchmark* Portfolio Portfolio Average Maturity (yrs) Average Modified Duration Average Purchase Yield Average Market Yield Average Quality** Total Market Value 0.16 0.16 n/a 0.08% AAA 0.33 0.32 1.50% 0.12% AAA/Aa a 864,032 0.54 0.53 2.06% 1.85% AAA/Aa a 856,385 *ICE BAML 3 -Month US Treasury Bill Index **Benchmark is a blended rating of S&P, Moody's, and Fitch. Portfolio is S&P and Moody's respectively. 24 CM IIssuers Danville NERIAD Improvement Fund (89-1 90A) — Account #24 As of March 31, 2020 Issue Name Investment Type % Portfolio Government of United States Wells Fargo Adv Tsy Plus Money Market Fund Federal Farm Credit Bank US Treasury Money Market Fund FI Agency 74.31% 20.26% 5.43% TOTAL 100.00% 25 CM Section 3 1 Portfolio Holdings 26 cit Holdings Report Danville Short Term Treasury Pool - Account #21 As of March 31, 2020 CUSIP Security Description Par Value/Units Purchase Date Book Yield Cost Value Book Value Mkt Price Mkt YTM Market Value Accrued Int. % of Port. Moody/S&P Maturity Gain/Loss Fitch Duration ABS 43814UAG4 43815HAC1 43815NAC8 477870AC3 65479JAD5 47789KAC7 Honda Auto Receivables Trust 2018-2 A3 3.010% Due 05/18/2022 Honda Auto Receivables Trust 2018-3 A3 2.950% Due 08/22/2022 Honda Auto Receivables Trust 2019-3 A3 1.780% Due 08/15/2023 John Deere Owner Trust 2019-B A3 2.210% Due 12/15/2023 Nissan Auto Receivables Owner 2019-C A3 1.930% Due 07/15/2024 John Deere Owner Trust 2020-A A3 1.100% Due 08/15/2024 260,680.78 606,982.23 535,000.00 275,000.00 570,000.00 370,000.00 05/22/2018 3.03% 08/21/2018 2.98% 08/20/2019 1.79% 07/16/2019 2.23% 10/16/2019 1.94% 03/04/2020 1.11% TOTAL ABS 2,617,663.01 2.18% 260,675.10 260,677.73 606,898.95 606,932.26 534,995.56 534,996.43 274,941.62 274,950.79 569,969.90 569,972.71 369,977.39 369,977.68 2,617,458.52 2,617,507.60 100.59 262,207.31 2.11% 283.35 100.92 612,566.43 1.70% 497.39 100.53 537,825.34 1.50% 423.24 100.82 277,247.30 1.74% 270.11 100.99 575,620.20 1.49% 488.93 98.17 363,221.60 1.87% 226.11 2,628,688.18 1.68% 2,189.13 0.37% 1,529.58 0.86% 5,634.17 0.76% 2,828.91 0.39% 2,296.51 0.81% 5,647.49 0.51% (6,756.08) 3.71% 11,180.58 NR / AAA AM Aaa / NR AM Aaa / AAA NR Aaa / NR AM Aaa / AAA NR Aaa / NR AM Aaa / AAA Aaa 2.13 0.64 2.39 0.72 3.38 1.86 3.71 1.69 4.29 2.18 4.38 2.39 3.40 1.60 Agency 3130AECJ7 3135GOD75 3130A5Z77 3133EHW58 3130A3UQ5 3133EJT74 3130AAB49 313500S38 3135G0U92 FHLB Note 2.625% Due 05/28/2020 FNMA Note 1.500% Due 06/22/2020 FHLB Note 1.830% Due 07/29/2020 FFCB Note 1.900% Due 11/27/2020 FHLB Note 1.875% Due 12/11/2020 FFCB Note 3.050% Due 11/15/2021 FHLB Note 1.875% Due 12/10/2021 FNMA Note 2.000% Due 01/05/2022 FNMA Note 2.625% Due 01/11/2022 1,500,000.00 1,500,000.00 1,500,000.00 350,000.00 1,500,000.00 1,600,000.00 1,000,000.00 1,400,000.00 1,000,000.00 05/30/2018 2.45% 10/19/2015 1.44% 10/23/2015 1.52% 11/21/2017 1.97% 01/27/2016 1.58% 12/11/2018 2.87% 12/15/2017 2.16% 09/27/2017 1.90% 02/13/2019 2.58% 1,505,160.00 1,500,404.01 1,503,954.00 1,500,189.94 1,521,315.00 1,501,459.43 349,279.00 349,842.12 1,520,355.00 1,502,912.77 1,607,984.00 1,604,428.92 989,100.00 995,363.94 1,405,418.00 1,402,238.10 1,001,160.00 1,000,709.98 100.36 0.41% 100.28 0.25% 100.51 0.28% 101.08 0.25% 101.10 0.29% 104.20 0.45% 102.40 0.45% 102.87 0.37% 103.87 0.44% 1,505,343.00 13,453.13 1,504,210.50 6,187.50 1,507,614.00 4,727.50 353,789.45 2,290.56 1,516,513.50 8,593.75 1,667,142.40 18,435.56 1,024,019.00 5,781.25 1,440,114.20 6,688.89 1,038,685.00 5,833.33 2.14% 4,938.99 2.13% 4,020.56 2.13% 6,154.57 0.50% 3,947.33 2.15% 13,600.73 2.37% 62,713.48 1.45% 28,655.06 2.04% 37,876.10 1.47% 37,975.02 Aaa / AA+ AM Aaa / AA+ AM Aaa / AA+ AM Aaa / AA+ AAA Aaa / AA+ NR Aaa / AA+ AAA Aaa / AA+ AM Aaa / AA+ AAA Aaa / AA+ AM 0.16 0.16 0.23 0.22 0.33 0.33 0.66 0.65 0.70 0.69 1.63 1.58 1.70 1.66 1.77 1.73 1.78 1.74 27 CM Holdings Report Danville Short Term Treasury Pool - Account #21 As of March 31, 2020 CUSIP Security Description Par Value/Units Purchase Date Book Yield Cost Value Book Value Mkt Price Mkt YTM Market Value Accrued Int. % of Port. Moody/S&P Maturity Gain/Loss Fitch Duration 3130AEBM1 3135G0W33 313383WD9 FHLB Note 2.750% Due 06/10/2022 FNMA Note 1.375% Due 09/06/2022 FHLB Note 3.125% Due 09/09/2022 1,475,000.00 1,525,000.00 1,000,000.00 3133EKY91 3130A3KM5 3130AFE78 3135G0T94 3130ADRG9 3133834G3 3135G0V34 3130A7PH2 FFCB Note 1.375% Due 10/11/2022 FHLB Note 2.500% Due 12/09/2022 FHLB Note 3.000% Due 12/09/2022 FNMA Note 2.375% Due 01/19/2023 FHLB Note 2.750% Due 03/10/2023 FHLB Note 2.125% Due 06/09/2023 FNMA Note 2.500% Due 02/05/2024 FHLB Note 1.875% Due 03/08/2024 1,500,000.00 1,250,000.00 1,700,000.00 1,500,000.00 900,000.00 1,500,000.00 1,700,000.00 1,500,000.00 Various 2.84% Various 1.55% 11/05/2018 3.10% 1,470,268.25 1,472,362.44 1,517,278.00 1,518,670.43 1,000,830.00 1,000,527.11 10/15/2019 1.64% 08/27/2018 2.80% 12/20/2018 2.77% 03/18/2019 2.46% 03/28/2019 2.24% 06/10/2019 2.00% 03/24/2020 0.82% 03/03/2020 0.85% 1,488,585.00 1,490,342.76 1,235,000.00 1,240,581.84 1,714,756.00 1,710,000.27 1,495,455.00 1,496,683.64 917,136.00 912,750.99 1,507,305.00 1,505,827.98 1,808,052.00 1,807,516.33 1,560,525.00 1,559,368.21 105.14 0.39% 102.41 0.38% 106.63 0.39% 101.18 0.90% 105.41 0.47% 106.63 0.51% 105.39 0.44% 106.67 0.47% 105.54 0.38% 107.57 0.51% 105.81 0.39% 1,550,820.90 12,506.77 1,561,754.03 1,456.16 1,066,341.00 1,909.72 2.20% 78,458.46 2.20% 43,083.60 1.50% 65,813.89 Aaa / AA+ NR Aaa / AA+ AAA Aaa / AA+ AAA 1,517,748.00 2.15% Aaa / AA+ 9,739.58 27,405.24 AAA 1,317,601.25 1.87% Aaa / AA+ 9,722.22 77,019.41 NR 1,812,684.50 2.58% Aaa / AA+ 15,866.67 102,684.23 AAA 1,580,847.00 2.24% Aaa / AA+ 7,125.00 84,163.36 AAA 959,990.40 1.35% Aaa / AA+ 1,443.75 47,239.41 NR 1,583,083.50 2.24% Aaa / AA+ 9,916.67 77,255.52 NR 1,828,640.70 2.58% Aaa / AA+ 6,611.11 21,124.37 AAA 1,587,079.50 2.24% Aaa / AA+ 1,796.88 27,711.29 NR TOTAL Agency Commercial Paper 62479LDV4 MUFG Bank Ltd Discount CP 1.680% Due 04/29/2020 TOTAL Commercial Paper 26,900,000.00 1,400,000.00 1,400,000.00 2.04% 27,118,915.25 27,072,181.21 27,924,021.83 39.54% Aaa / AA+ 0.43% 150,086.00 851,840.62 Aaa 01/30/2020 1,394,185.33 1.71% 1,394,185.33 99.58 1.71% 1,394,185.33 3,985.34 2.19 2.12 2.44 2.39 2.44 2.36 2.53 2.47 2.69 2.59 2.69 2.58 2.81 2.71 2.94 2.84 3.19 3.08 3.85 3.67 3.94 3.81 2.11 2.04 1.97% P-1 / A-1 0.00 NR 1.71% 1,394,185.33 1,394,185.33 1.71% 1,394,185.33 3,985.34 1.97% P-1 / A-1 0.00 NR 0.08 0.08 0.08 0.08 Corporate 857477AS2 State Street Bank Note 2.550% Due 08/18/2020 69353REW4 PNC Bank Callable Note Cont 3/30/2021 2.150% Due 04/29/2021 800,000.00 910,000.00 05/22/2017 1.90% I I 816,280.00 801,916.10 100.16 801,296.00 2.11% 2,436.67 04/03/2018 3.01% 887,257.00 902,019.65 100.03 910,302.12 2.11% 8,260.78 1.13% Al / A (620.10) AA - 1.29% A2 / A 8,282.47 A+ 0.38 0.38 1.08 0.98 28 CM Holdings Report Danville Short Term Treasury Pool - Account #21 As of March 31, 2020 CUSIP Security Description Par Value/Units Purchase Date Book Yield Cost Value Book Value Mkt Price Mkt YTM Market Value Accrued Int. % of Port. Moody/S&P Maturity Gain/Loss Fitch Duration 09247XAH4 Blackrock Inc Note 4.250% Due 05/24/2021 1,000,000.00 04/27/2018 3.03% 1,035,570.00 1,013,275.23 102.33 2.18% 1,023,295.00 14,993.06 1.46% Aa3 / AA - 10,019.77 NR 1.15 1.10 037833CC2 Apple Inc Callable Note Cont 7/4/2021 1.550% Due 08/04/2021 084664BT7 Berkshire Hathaway Note 3.000% Due 05/15/2022 750,000.00 1,000,000.00 68389XBB0 69371RQ33 166764AB6 Oracle Corp Callable Note Cont 3/15/2022 2.500% Due 05/15/2022 Paccar Financial Corp Note 2.000% Due 09/26/2022 Chevron Corp Callable Note Cont 9/5/2022 2.355% Due 12/05/2022 89236TEL5 90331HNL3 06406RAE7 037833AK6 931142EK5 02665WCT6 Toyota Motor Credit Corp Note 2.700% Due 01/11/2023 US Bank NA Callable Note Cont 12/23/22 2.850% Due 01/23/2023 Bank of NY Mellon Corp Callable Note Cont 12/29/2022 2.950% Due 01/29/2023 Apple Inc Note 2.400% Due 05/03/2023 Wal-Mart Stores Callable Note Cont 5/26/2023 3.400% Due 06/26/2023 American Honda Finance Note 3.550% Due 01/12/2024 1,000,000.00 500,000.00 255,000.00 1,000,000.00 750,000.00 750,000.00 750,000.00 800,000.00 950,000.00 11/21/2017 2.33% 03/16/2018 2.98% 729,450.00 742,535.58 1,000,670.00 1,000,341.85 10/09/2019 1.86% 09/23/2019 2.04% 06/19/2019 2.28% 1,016,200.00 1,013,240.55 499,390.00 499,494.64 255,606.90 255,469.95 01/25/2019 3.22% 04/29/2019 2.77% 07/25/2019 2.37% 05/29/2019 2.54% 03/27/2019 2.54% 08/19/2019 2.07% TOTAL Corporate 11,215,000.00 2.54% 980,920.00 986,579.21 752,190.00 751,648.92 764,625.00 761,802.83 746,205.00 747,015.38 827,616.00 821,041.61 1,008,634.00 1,000,450.81 11,320,613.90 11,296,832.31 100.62 1.05% 103.87 1.15% 101.71 1.60% 98.51 2.62% 101.37 1.77% 100.61 2.47% 102.37 1.95% 102.24 2.11% 104.26 1.00% 106.06 1.43% 103.20 2.65% 754,627.50 1,840.63 1,038,727.00 11,333.33 1.07% 12,091.92 1.48% 38,385.15 Aal / AA+ NR Aa2 / AA A+ 1,017,124.00 9,444.44 492,538.00 138.89 258,492.74 1,935.03 1.45% 3,883.45 0.69% (6,956.64) 0.37% 3,022.79 A3 / A+ A- A1/A+ NR Aa2 / AA NR 1.87% 1,006,100.00 6,000.00 767,793.00 4,037.50 766,763.25 3,810.42 781,912.50 7,400.00 848,441.60 7,177.78 980,434.20 7,400.76 11,447,846.91 86,209.29 1.43% 19,520.79 1.09% 16,144.08 1.09% 4,960.42 1.11% 34,897.12 1.21% 27,399.99 1.39% (20,016.61) 16.24% 151,014.60 Al / AA- A+ Al / AA- AA - A1 /A AA- Aal / AA+ NR Aa2 / AA AA A3 / A NR Al / AA- A+ 1.35 1.24 2.12 2.04 2.12 1.89 2.49 2.41 2.68 2.34 2.78 2.65 2.82 2.61 2.83 2.62 3.09 2.96 3.24 2.98 3.79 3.50 2.25 2.10 LAIF ■ 90LAIF$00 Local Agency Investment Fund State Pool 75, 270.35 TOTAL LAIF 75,270.35 Various 1.74% 1.74% 75,270.35 75,270.35 75,270.35 75,270.35 1.00 1.74% 1.74% 75,270.35 391.18 75,270.35 391.18 0.11% NR/NR 0.00 NR 0.11% NR / NR 0.00 NR 0.00 0.00 0.00 0.00 29 CM Holdings Report Danville Short Term Treasury Pool - Account #21 As of March 31, 2020 Security Description Par Value/Units Purchase Date Cost Value Mkt Price Market Value % of Port. Moody/S&P Maturity Book Yield Book Value Mkt YTM Accrued Int. Gain/Loss Fitch Duration Money Market Fund FI 94975H296 Wells Fargo Treasury Plus MMFD 453 TOTAL Money Market Fund FI 119,010.69 Various 0.22% 119,010.69 119,010.69 1.00 0.22% 119,010.69 0.00 0.17% Aaa/AAA 0.00 0.00 NR 0.00 119,010.69 0.22% 119,010.69 119,010.69 0.22% 119,010.69 0.00 0.17% Aaa / AAA 0.00 0.00 NR 0.00 Supranational 4581X0CX4 Inter -American Dev Bank Note 1,240,000.00 04/05/2017 1,237,061.20 1.625% Due 05/12/2020 1.70% 1,239,892.99 100.16 0.26% 1,241,931.92 7,780.14 1.76% Aaa / AAA 2,038.93 AAA 0.12 0.11 459058GA5 Intl. Bank Recon & Development Note 1,500,000.00 08/22/2017 1,499,685.00 100.46 1,506,864.00 2.12% Aaa / AAA 0.43 1.625% Due 09/04/2020 1.63% 1,499,955.41 0.55% 1,828.13 6,908.59 AAA 0.42 45950KCM0 International Finance Corp Note 1,000,000.00 Various 997,047.20 101.40 1,014,010.00 1.43% Aaa /AAA 0.82 2.250% Due 01/25/2021 2.35% 999,193.98 0.53% 4,125.00 14,816.02 NR 0.81 4581X0CN6 Inter -American Dev Bank Note 1,100,000.00 09/13/2018 1,054,218.00 102.42 1,126,581.50 1.60% Aaa /AAA 2.04 1.750% Due 04/14/2022 2.99% 1,073,934.08 0.55% 8,929.86 52,647.42 AAA 1.99 4,788,011.40 4,889,387.42 6.92% Aaa / AAA 0.80 TOTAL Supranational 4,840,000.00 2.11% 4,812,976.46 0.47% 22,663.13 76,410.96 Aaa 0.79 US Treasury 912828VA5 US Treasury Note 1,325,000.00 11/02/2016 1,326,919.48 100.08 1,326,102.40 1.88% Aaa / AA+ 0.08 1.125% Due 04/30/2020 1.08% 1,325,043.69 0.13% 6,252.34 1,058.71 AAA 0.08 912828XM7 US Treasury Note 1,500,000.00 10/19/2015 1,520,922.99 100.50 1,507,500.00 2.13% Aaa / AA+ 0.33 1.625% Due 07/31/2020 1.32% 1,501,449.99 0.13% 4,084.82 6,050.01 AAA 0.34 912828L32 US Treasury Note 1,200,000.00 01/30/2017 1,188,238.40 100.53 1,206,374.40 1.70% Aaa / AA+ 0.42 1.375% Due 08/31/2020 1.66% 1,198,633.21 0.10% 1,434.78 7,741.19 AAA 0.42 912828L65 US Treasury Note 500,000.00 04/25/2017 496,095.43 100.66 503,281.00 0.71% Aaa / AA+ 0.50 1.375% Due 09/30/2020 1.61% 499,432.86 0.06% 18.78 3,848.14 AAA 0.50 912828WC0 US Treasury Note 1,300,000.00 12/22/2015 1,301,121.54 100.97 1,312,594.40 1.86% Aaa / AA+ 0.59 1.750% Due 10/31/2020 1.73% 1,300,134.66 0.09% 9,562.50 12,459.74 AAA 0.58 912828M98 US Treasury Note 1,200,000.00 02/27/2017 1,198,457.15 101.03 1,212,374.40 1.72% Aaa / AA+ 0.67 1.625% Due 11/30/2020 1.66% 1,199,726.54 0.08% 6,553.28 12,647.86 AAA 0.66 912828Q37 US Treasury Note 1,500,000.00 06/15/2017 1,478,501.12 101.12 1,516,816.50 2.14% Aaa / AA+ 1.00 1.250% Due 03/31/2021 1.64% 1,494,345.67 0.13% 51.23 22,470.83 AAA 1.00 912828Q78 US Treasury Note 1,500,000.00 06/08/2017 1,484,536.28 101.33 1,519,980.00 2.15% Aaa / AA+ 1.08 1.375% Due 04/30/2021 1.65% 1,495,712.38 0.14% 8,669.30 24,267.62 AAA 1.07 30 CAt Holdings Report Danville Short Term Treasury Pool - Account #21 As of March 31, 2020 CUSIP Security Description Par Value/Units Purchase Date Book Yield Cost Value Book Value Mkt Price Mkt YTM Market Value Accrued Int. % of Port. Moody/S&P Maturity Gain/Loss Fitch Duration 912828T34 912828F96 912828W55 912828W89 912828L24 912828M80 912828R28 912828R69 912828T91 US Treasury Note 1.125% Due 09/30/2021 US Treasury Note 2.000% Due 10/31/2021 US Treasury Note 1.875% Due 02/28/2022 US Treasury Note 1.875% Due 03/31/2022 US Treasury Note 1.875% Due 08/31/2022 US Treasury Note 2.000% Due 11/30/2022 US Treasury Note 1.625% Due 04/30/2023 US Treasury Note 1.625% Due 05/31/2023 US Treasury Note 1.625% Due 10/31/2023 TOTAL US Treasury 1,250,000.00 1,500,000.00 1,300,000.00 1,250,000.00 900,000.00 950,000.00 1,500,000.00 1,500,000.00 1,500,000.00 21,675,000.00 01/10/2018 2.20% 08/29/2018 2.76% 02/08/2018 2.49% 10/24/2017 1.98% 10/04/2018 3.01% 04/29/2019 2.28% 06/19/2019 1.87% 04/11/2019 2.30% 09/13/2019 1.78% 1,202,392.58 1,230,809.68 1,465,781.25 1,482,905.41 1,269,226.56 1,285,486.58 1,244,580.08 1,247,558.02 862,488.28 876,798.50 940,759.77 943,136.84 1,486,582.03 1,489,303.69 1,460,156.25 1,469,462.82 1,490,917.97 1,492,112.02 101.38 0.21% 102.82 0.21% 103.17 0.21% 103.31 0.22% 103.92 0.25% 104.57 0.28% 104.08 0.29% 104.16 0.30% 104.69 0.31% 1,267,187.50 38.42 1,542,304.50 12,609.89 1,341,234.70 2,119.57 1,291,357.50 64.04 935,262.00 1,467.39 993,380.80 6,385.25 1,561,230.00 10,245.54 1,562,461.50 8,191.60 1,570,371.00 10,245.54 1.78% 36,377.82 2.19% 59,399.09 1.89% 55,748.12 1.82% 43,799.48 1.32% 58,463.50 1.41% 50,243.96 2.21% 71,926.31 2.21% 92,998.68 2.23% 78,258.98 1.93% 21,417,677.16 21,532,052.56 0.19% 22,169,812.60 87,994.27 31.35% 637,760.04 TOTAL PORTFOLIO 68,841,944.05 2.09% 68,851,142.60 68,920,016.51 Aaa / AA+ AAA Aaa / AA+ AAA Aaa / AA+ AAA Aaa / AA+ AAA Aaa / AA+ AAA Aaa / AA+ AAA Aaa / AA+ AM Aaa / AA+ AAA Aaa/AA+ AAA Aaa / AA+ Aaa 70,648,223.31 100.00% Aa1 / AA+ 0.66% 353,518.34 1,728,206.80 Aaa TOTAL MARKET VALUE PLUS ACCRUALS 71,001,741.65 1.50 1.49 1.59 1.55 1.92 1.89 2.00 1.97 2.42 2.37 2.67 2.59 3.08 3.00 3.17 3.08 3.59 3.47 1.62 1.59 1.89 1.76 31 Ci 1 Holdings Report Danville NERIAD Improvement Fund (89-1 90A) - Account #24 As of March 31, 2020 CUSIP Security Description Par Value/Units Purchase Date Cost Value Mkt Price Market Value % of Port. Moody/S&P Maturity Book Yield Book Value Mkt YTM Accrued Int. Gain/Loss Fitch Duration Agency 313312YA2 FFCB Discount Note 0.530% Due 06/12/2020 TOTAL Agency 47,000.00 03/24/2020 0.54% 47,000.00 0.54% 46,945.34 99.88 46,945.34 5.43% P-1 / A-1+ 0.20 46,945.34 0.54% 4.84 0.00 F-1+ 0.20 46,945.34 46,945.34 46,945.34 5.43% Aaa / AAA 0.20 0.54% 4.84 0.00 Aaa 0.20 Money Market Fund FI 94975H296 Wells Fargo Treasury Plus MMFD 453 175,025.26 02/27/2020 175,025.26 1.00 175,025.26 20.26% Aaa / AAA 0.00 0.22% 175,025.26 0.22% 0.00 0.00 NR 0.00 175,025.26 175,025.26 20.26% Aaa / AAA 0.00 TOTAL Money Market Fund FI 175,025.26 0.22% 175,025.26 0.22% 0.00 0.00 NR 0.00 US Treasury 912828X96 US Treasury Note 200,000.00 05/30/2019 198,453.13 100.17 200,340.80 23.32% Aaa / AA+ 0.12 1.500% Due 05/15/2020 2.32% 199,805.54 0.12% 1,137.36 535.26 AAA 0.12 9128282Q2 US Treasury Note 160,000.00 09/30/2019 159,537.50 100.59 160,937.44 18.66% Aaa / AA+ 0.38 1.500% Due 08/15/2020 1.83% 159,803.44 (0.06%) 303.30 1,134.00 AAA 0.38 912828M98 US Treasury Note 275,000.00 12/02/2019 274,806.64 101.03 277,835.80 32.33% Aaa / AA+ 0.67 1.625% Due 11/30/2020 1.70% 274,870.56 0.08% 1,501.79 2,965.24 AAA 0.66 632,797.27 639,114.04 74.31% Aaa / AA+ 0.42 TOTAL US Treasury 635,000.00 1.93% 634,479.54 0.06% 2,942.45 4,634.50 Aaa 0.42 TOTAL PORTFOLIO 857,025.26 1.51% 854,767.87 856,450.14 861,084.64 100.00% Aaa / AAA 0.33 0.12% 2,947.29 4,634.50 Aaa 0.32 TOTAL MARKET VALUE PLUS ACCRUALS 864,031.93 32 CM Section 4 1 Transactions 33 CA 1 Transaction Ledger Danville Short Term Treasury Pool - Account #21 December 31, 2019 through March 31, 2020 As of March 31, 2020 Transaction Settlement Type Date CUSIP Quantity Security Description c Price Aq/Disp Yield Amount Interest Pur/Sold Total Amount Gain/Loss ACQUISITIONS Purchase 01/31/2020 62479LDV4 1,400,000.00 MUFG Bank Ltd Discount CP 1.68% Due: 04/29/2020 Purchase 03/04/2020 3130A7PH2 1,500,000.00 FHLB Note 1.875% Due: 03/08/2024 Purchase 03/11/2020 47789KAC7 370,000.00 John Deere Owner Trust 2020-A A3 1.1% Due: 08/15/2024 Purchase 03/25/2020 3135G0V34 1,700,000.00 FNMA Note 2.5% Due: 02/05/2024 99.585 1.71% 1,394,185.33 0.00 1,394,185.33 104.035 0.85% 1,560,525.00 13,750.00 1,574,275.00 0.00 99.994 1.11% 369,977.39 0.00 369,977.39 0.00 106.356 0.82% 1,808,052.00 5,902.78 1,813,954.78 0.00 0.00 Subtotal 4,970,000.00 5,132,739.72 19,652.78 5,152,392.50 0.00 TOTAL ACQUISITIONS 4,970,000.00 5,132,739.72 19,652.78 5,152,392.50 0.00 DISPOSITIONS Sale 03/09/2020 912828VA5 325,000.00 US Treasury Note 1.125% Due: 04/30/2020 100.059 0.71% 325,190.43 1,305.80 326,496.23 171.21 Subtotal 325,000.00 325,190.43 1,305.80 326,496.23 171.21 Call 03/06/2020 459200HA2 750,000.00 IBM Corp Note 2.9% Due: 11/01/2021 102.650 1.27% 769,877.18 7,552.08 777,429.26 22,654.66 Subtotal 750,000.00 769,877.18 7,552.08 777,429.26 22,654.66 Maturity 01/10/2020 3133EG3J2 1,500,000.00 FFCB Note 100.000 1,500,000.00 0.00 1,500,000.00 0.00 1.55% Due: 01/10/2020 Maturity 01/17/2020 3137EAEE5 1,485,000.00 FHLMC Note 100.000 1,485,000.00 0.00 1,485,000.00 0.00 1.5% Due: 01/17/2020 Maturity 01/31/2020 912828H52 1,350,000.00 US Treasury Note 100.000 1,350,000.00 0.00 1,350,000.00 0.00 1.25% Due: 01/31/2020 Maturity 02/28/2020 3135G0T29 1,310,000.00 FNMA Note 100.000 1,310,000.00 0.00 1,310,000.00 0.00 1.5% Due: 02/28/2020 34 CM 1 Transaction Ledger December 31, 2019 through March 31, 2020 Danville Short Term Treasury Pool - Account #21 As of March 31, 2020 Transaction Type Settlement Date CUSIP Quantity Security Description c Price Aq/Disp Yield Amount Interest Pur/Sold Total Amount Gain/Loss Maturity 03/13/2020 313378J77 1,000,000.00 FHLB Note 1.875% Due: 03/13/2020 100.000 1,000,000.00 0.00 1,000,000.00 0.00 Subtotal 6,645,000.00 6,645,000.00 0.00 6,645,000.00 0.00 TOTAL DISPOSITIONS 7,720,000.00 7,740,067.61 8,857.88 7,748,925.49 22,825.87 35 CM 1 Transaction Ledger December 31, 2019 through March 31, 2020 Danville NERIAD Improvement Fund (89-1 90A) - Account #24 As of March 31, 2020 Transaction Type Settlement Date CUSIP Quantity Security Description c Price Aq/Disp Yield Amount Interest Pur/Sold Total Amount Gain/Loss ACQUISITIONS Purchase 03/25/2020 313312YA2 47,000.00 FFCB Discount Note 0.53% Due: 06/12/2020 99.884 0.54% 46,945.34 0.00 46,945.34 0.00 Subtotal 47,000.00 46,945.34 0.00 46,945.34 0.00 TOTAL ACQUISITIONS 47,000.00 46,945.34 0.00 46,945.34 0.00 DISPOSITIONS Maturity 02/27/2020 912796SD2 200,000.00 US Treasury Bill 2.462% Due: 02/27/2020 100.000 195,022.30 4,977.70 200,000.00 0.00 Subtotal 200,000.00 195,022.30 4,977.70 200,000.00 0.00 TOTAL DISPOSITIONS 200,000.00 195,022.30 4,977.70 200,000.00 0.00 36 CM IImportant Disclosures 2019 Chandler Asset Management, Inc, An Independent Registered Investment Adviser. As of March 31, 2020 Information contained herein is confidential. Prices are provided by IDC, an independent pricing source. In the event IDC does not provide a price or if the price provided is not reflective of fair market value, Chandler will obtain pricing from an alternative approved third party pricing source in accordance with our written valuation policy and procedures. Our valuation procedures are also disclosed in Item 5 of our Form ADV Part 2A. Performance results are presented gross -of -advisory fees and represent the client's Total Return. The deduction of advisory fees lowers performance results. These results include the reinvestment of dividends and other earnings. Past performance may not be indicative of future results. Therefore, clients should not assume that future performance of any specific investment or investment strategy will be profitable or equal to past performance levels. All investment strategies have the potential for profit or loss. Economic factors, market conditions or changes in investment strategies, contributions or withdrawals may materially alter the performance and results of your portfolio. Index returns assume reinvestment of all distributions. Historical performance results for investment indexes generally do not reflect the deduction of transaction and/or custodial charges or the deduction of an investment management fee, the incurrence of which would have the effect of decreasing historical performance results. It is not possible to invest directly in an index. Source ice Data Indices, LLC ("ICE"), used with permission. ICE permits use of the ICE indices and related data on an "as is" basis; ICE, its affiliates and their respective third party suppliers disclaim any and all warranties and representations, express and/or implied, including any warranties of merchantability or fitness for a particular purpose or use, including the indices, index data and any data included in, related to, or derived therefrom. Neither ICE data, its affiliates or their respective third party providers guarantee the quality, adequacy, accuracy, timeliness or completeness of the indices or the index data or any component thereof, and the indices and index data and all components thereof are provided on an "as is" basis and licensee's use it at licensee's own risk. ICE data, its affiliates and their respective third party do not sponsor, endorse, or recommend chandler asset management, or any of its products or services. This report is provided for informational purposes only and should not be construed as a specific investment or legal advice. The information contained herein was obtained from sources believed to be reliable as of the date of publication, but may become outdated or superseded at any time without notice. Any opinions or views expressed are based on current market conditions and are subject to change. This report may contain forecasts and forward-looking statements which are inherently limited and should not be relied upon as indicator of future results. Past performance is not indicative of future results. This report is not intended to constitute an offer, solicitation, recommendation or advice regarding any securities or investment strategy and should not be regarded by recipients as a substitute for the exercise of their own judgment. Fixed income investments are subject to interest, credit and market risk. Interest rate risk: the value of fixed income investments will decline as interest rates rise. Credit risk: the possibility that the borrower may not be able to repay interest and principal. Low rated bonds generally have to pay higher interest rates to attract investors willing to take on greater risk. Market risk: the bond market in general could decline due to economic conditions, especially during periods of rising interest rates. Ratings information have been provided by Moody's, S&P and Fitch through data feeds we believe to be reliable as of the date of this statement, however we cannot guarantee its accuracy. Security level ratings for U.S. Agency issued mortgage-backed securities ("MBS") reflect the issuer rating because the securities themselves are not rated. The issuing U.S. Agency guarantees the full and timely payment of both principal and interest and carries a AA+/Aaa/AAA by S&P, Moody's and Fitch respectively. 37 CM 1 Benchmark Disclosures As of March 31, 2020 ICE BAML 1-3 Yr US Treasury Index The ICE BAML 1-3 Year US Treasury Index tracks the performance of US dollar denominated sovereign debt publicly issued by the US government in its domestic market. Qualifying securities must have at least one year remaining term to final maturity and less than three years remaining term to final maturity, a fixed coupon schedule and a minimum amount outstanding of $1 billion. Qualifying securities must have at least 18 months to final maturity at the time of issuance. (Index: G1O2. Please visit www.mlindex.ml.com for more information) ICE BAML 3 -Month US Treasury Bill Index The ICE BAML US 3 -Month Treasury Bill Index is comprised of a single issue purchased at the beginning of the month and held for a full month. At the end of the month that issue is sold and rolled into a newly selected issue. The issue selected at each month-end rebalancing is the outstanding Treasury Bill that matures closest to, but not beyond, three months from the rebalancing date. (Index: G0O1. Please visit www.mlindex.ml.com for more information) ICE BAML 1-3 Yr US Corp/Govt Rated AAA -A Index The ICE BAML 1-3 AAA -A Year US Corporate & Government Index tracks the performance of US dollar denominated investment grade debt publicly issued in the US domestic market, including US Treasury, US agency, foreign government, supranational and corporate securities. Qualifying securities must be rated AAA through A3 (based on an average of Moody's, S&P and Fitch). In addition, qualifying securities must have at least one year remaining term to final maturity and less than three years remaining term to final maturity, at least 18 months to final maturity at point of issuance, a fixed coupon schedule and a minimum amount outstanding of $1 billion for US Treasuries and $250 million for all other securities. (Index: GVPB. Please visit www.mlindex.ml.com for more information) 38 CM